Blogs


Wrongful Dismissal Ontario: Top Tips

What are the legal definitions of wrongful dismissal in Ontario? In Ontario, wrongful dismissal occurs when an employer terminates an employee’s contract without providing reasonable notice or adequate compensation in lieu of notice. This breach of contract can take various forms, including failing to provide the notice period stipulated in the employment agreement or the […]

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Group Disability Insurance vs. Individual Disability Insurance

What are the key differences between group and individual disability insurance? Group disability insurance is typically offered by employers as part of a benefits package, whereas individual disability insurance is purchased independently by the policyholder. This fundamental difference influences several other aspects of the policies. One key difference is cost. Group disability insurance is generally […]

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The Difference Between Short-Term and Long-Term Disability Insurance

What are the key features of short-term disability insurance? Short-term disability insurance is designed to provide financial support for a limited period when an individual is temporarily unable to work due to a medical condition. This type of insurance typically covers a portion of the policyholder’s salary, usually between 50% to 70%, depending on the […]

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Truck Accident Attorney: How Kotak Personal Injury Law can help if you are injured

What are the key components of Ontario’s truck accident compensation scheme? Ontario’s truck accident compensation scheme is primarily governed by the province’s no-fault insurance system, which means that regardless of who is at fault for the accident, injured parties can receive compensation from their own insurance providers. This system aims to ensure that victims receive […]

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Truth and Reconciliation and rates of disability amongst Canada’s indigenous population

On the National Day for Truth and Reconciliation, discussions on the myriad issues facing the Indigenous populations of Canada become more pertinent. Among these is a startling statistic—that an estimated one in three Indigenous peoples suffer from some form of disability, many of which are mental health related. Disability and injury lawyer Nainesh Kotak sheds […]

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Fenchurch General Insurance Denies Long Term Disability Claim: What You Need to Know

How to apply for long term disability with Fenchurch The first step in applying for long-term disability (LTD) with Fenchurch General Insurance is to thoroughly review your policy. Understanding the specific terms, conditions, and definitions of disability as outlined in your policy is crucial. This will help you determine if your condition qualifies and what […]

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Stat Holidays Ontario 2024: Legal Rights and Protections if you are Fired

What are the official stat holidays in Ontario for 2024? In Ontario, statutory holidays, also known as public holidays, are days when most employees are entitled to a day off with pay. These holidays are recognized by the Employment Standards Act (ESA) and provide workers with a break from their regular duties to celebrate or […]

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How Hard is it to get CPP Disability?

How is the application process structured? The application process for Canada Pension Plan (CPP) Disability benefits is structured to assess both the medical and contributory eligibility of the applicant. It begins with gathering necessary documentation, including medical reports and employment records, to support the claim. Applicants must demonstrate that they have a severe and prolonged […]

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Long-Term Disability Ontario: Tips and Guidance

What are the eligibility criteria for long-term disability in Ontario? To qualify for long-term disability (LTD) benefits in Ontario, you must have a valid insurance policy that includes LTD coverage. This can be through your employer’s group benefits plan or a private insurance policy you have purchased independently. You must have a medical condition that […]

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What to do when EI Sickness Benefits run out

What are EI sickness benefits and how long do they last? Employment Insurance (EI) sickness benefits are a form of financial assistance provided by the Canadian government to individuals who are unable to work due to illness, injury, or quarantine. These benefits are designed to offer temporary income support while the individual recovers and is […]

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