Blogs


Is Bipolar Disorder a Disability? A Comprehensive Guide to Long-Term Disability Claims

What is bipolar disorder? Bipolar disorder is a mental health condition characterized by significant mood swings that include emotional highs, known as mania or hypomania, and lows, known as depression. These mood episodes can affect a person’s energy levels, activity, judgment, behavior, and ability to think clearly. During a manic phase, individuals may feel euphoric, […]

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Is Fibromyalgia Considered a Disability? A Comprehensive Guide to Long-Term Disability Claims

What are the symptoms of fibromyalgia that qualify as a disability? Fibromyalgia is characterized by a wide range of symptoms that can significantly impact daily functioning, potentially qualifying it as a disability. One of the hallmark symptoms is widespread musculoskeletal pain, which is often described as a constant dull ache that lasts for at least […]

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Car Accident Lawyer Ontario: Your Ultimate Guide

What questions should I ask a potential car accident lawyer during a consultation? Ask about the lawyer’s experience specifically with car accident cases in Ontario. Understanding their track record and familiarity with local laws can give you confidence in their ability to handle your case effectively. Inquire about the lawyer’s approach to handling cases. Do […]

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How Long is Long-Term Disability Coverage in Ontario?

What is the typical duration of long-term disability benefits in Ontario? In Ontario, long-term disability (LTD) benefits are designed to provide financial support to individuals who are unable to work due to a serious illness or injury. The duration of these benefits can vary significantly depending on the specific terms outlined in the insurance policy […]

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Stress Leave Nova Scotia: Your Practical Guide

What does the new stress leave legislation in Nova Scotia that takes effect on January 1, 2025, provide for? The new stress leave legislation in Nova Scotia, effective January 1, 2025, introduces a comprehensive framework aimed at supporting employees experiencing work-related stress. It provides eligible employees with the right to take a leave of absence […]

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How Surveillance Can Affect Your Long-Term Disability Claim

What are common surveillance tactics used by disability insurance companies? Disability insurance companies often employ private investigators to conduct surveillance on claimants. These investigators may follow individuals to observe their daily activities, looking for evidence that contradicts the claimant’s reported limitations. This can include monitoring physical activities such as walking, driving, or participating in recreational […]

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Essential Guide to Anxiety Disability Benefits in Canada: Everything You Need to Know

What aspects of anxiety may prevent me from working? Anxiety can significantly impact concentration and focus, making it challenging to complete tasks efficiently. Individuals may find it difficult to maintain attention on work-related activities, leading to decreased productivity and potential errors. Social anxiety can hinder interactions with colleagues, supervisors, or clients. This can make it […]

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Navigating Holiday Celebrations Responsibly: New Impaired Driving Laws and Host Liability

The holiday season is synonymous with joy, gatherings, and often, a toast to the year’s end. But with the spirited atmosphere comes a pressing responsibility — ensuring that the merriment does not turn into a tragedy on the roads. The introduction of more stringent impaired driving penalties by the Ontario government serves as a stark […]

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Long Term Disability in Nova Scotia: A Comprehensive Guide to Coverage and Fighting Denials

What does long term disability insurance cover in Nova Scotia? Long-term disability (LTD) insurance in Nova Scotia is designed to provide financial support to individuals who are unable to work due to a prolonged illness or injury. This type of insurance typically covers a portion of the insured’s salary, often ranging from 50% to 70% […]

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Stress-Busting Mindfulness Techniques for Disability Claimants

What are the most common stressors during the disability claim process? One of the most common stressors during the disability claim process is the uncertainty of the outcome. Applicants often face anxiety about whether their claim will be approved or denied, which can be exacerbated by the lengthy waiting periods involved. This uncertainty can lead […]

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