Advocate Daily Archives - Kotak Lawyers

Opting Out of Direct Property Damage Auto Insurance in Ontario: What You Need to Know

Posted on January 18, 2024 (August 22, 2024) by Kotak Law

Ontario’s insurance landscape is changing. The region is grappling with high premiums, lack of coverage, and a booming insurance industry. Amid this backdrop, the government has introduced legislation that allows residents to opt out of direct property damage compensation. Now, more than ever, it’s crucial to understand these changes and ensure you’re adequately covered. The ...

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Five ways to deal with a bullying claims adjuster

Posted on July 24, 2023 (April 23, 2024) by Kotak Law

By Nainesh Kotak Your long-term disability claims adjuster is not your friend. It may sound like a harsh statement, but this self-protective mantra is one that many injured workers would benefit from repeating to themselves before getting too close to the insurance company representative in charge of their claim for long-term disability (LTD) benefits. When ...

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Compensation hinges on lost income in wrongful death claims

Posted on October 9, 2019 (July 5, 2024) by Kotak Law

Bereaved family members should not expect blockbuster windfalls following the wrongful death of a loved one, says Toronto personal injury and disability lawyer Nainesh Kotak. “This isn’t like the U.S., where you see huge sums being paid for grief,” Kotak, principal of Kotak Personal Injury Law, tells AdvocateDaily.com. Instead, he explains that Ontario’s Family Law ...

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Private policies a good option to mitigate disability risk

Posted on October 3, 2019 (July 5, 2024) by Kotak Law

Canadians would be wise to check out private insurance policies to help mitigate their risk should an illness leave them unable to work, Toronto personal injury and disability lawyer Nainesh Kotak tells Bloomberg News. “The reality is many Canadians are living day-to-day, and the workforce is changing,” says Kotak, principal of Kotak Personal Injury Law. ...

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Burden of proof in wrongful death claims

Posted on September 23, 2019 (July 5, 2024) by Kotak Law

Ontario law provides an opportunity for compensation to some relatives following the wrongful death of a loved one, says Toronto personal injury and disability lawyer Nainesh Kotak. Kotak, principal of Kotak Personal Injury Law, says wrongful death claims proceed in a similar way as negligence actions — the plaintiff must show not only that the ...

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Choose a Personal Injury lawyer whose values match yours: Kotak

Posted on August 21, 2019 (May 22, 2024) by Kotak Law

Good communication, mutual honesty and shared values are the secrets of success in any lawyer-client relationship involving personal injury or disability, says Toronto personal injury and disability lawyer Nainesh Kotak. “These cases last some time, and so the relationship needs to be based on some common values and understanding — that the client is being ...

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Long Term Disability claimants should be mindful with social media posts

Posted on July 9, 2019 (July 5, 2024) by Kotak Law

Long-term disability claimants are providing free surveillance for insurers by posting publicly on social media, says Toronto personal injury and disability lawyer Nainesh Kotak. Kotak, principal of Kotak Personal Injury Law, says disability insurers have traditionally invested heavily in private investigations to discretely follow claimants and question their friends and neighbours, all to uncover discrepancies ...

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Scales tipped in insurer’s favour with LTD claims

Posted on June 21, 2019 (July 5, 2024) by Kotak Law

Insurance companies are ramping up their scrutiny of long-term disability claims and employing tactics to deny benefits, Toronto personal injury and disability lawyer Nainesh Kotak tells Benefits Canada. Kotak, principal of Kotak Personal Injury Law, says such measures are counterproductive as most people don’t want to be off the job any longer than necessary and ...

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Customers deserve same compassion insurer shows employees

Posted on June 5, 2019 (December 28, 2023) by Kotak Law

Disability insurers should show as much compassion for their customers as they do for their employees, says Toronto personal injury and disability lawyer Nainesh Kotak. Benefits Canada magazine recently reported that a major Canadian insurer saw a big drop in its mental health-related short-term disability claims after increasing the benefits available to its own employees ...

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