Welcome to Kotak Law
We are the experienced, effective and compassionate path to compensation.
We are result oriented and work as a team to maximize the money you receive.
We understand that being denied disability benefits or suffering an injury can be devastating. Your time to sue is limited. Please do not delay in calling a lawyer at Kotak Personal Injury Law
Call us at 1-888-GOKOTAK or (416) 816-1500.
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Disability insurance companies may offer an internal appeal process and often it is a waste of time. Insurer’s rarely change their decision through this appeal. A more effective solution is to have a disability lawyer commence a law suit against the insurance company. At Kotak Law we will issue your claim quickly and move your case forward towards a settlement. Remember you are not alone. We can help.
How long you are entitled to receive long term disability benefits depends on the wording of the insurance policy. Most policies provide for disability payments up to age 65 if you meet the definition of total disability. Some policies have shorter benefit periods and a few provide for payments beyond age 65.
Coverage for disability is governed by the insurance policy. In general long term disability policies will provide for payment for any type of illness or sickness that prevents you for performing the essential tasks of your employment and for payment after two years if you are prevented from performing any employment that you are suited to by way of education, training or experience. Some covered ailments include depression, anxiety, chronic pain, heart disease, cancer, fibromyalgia, migraines, IBS, organ failure, strokes, inflammatory disorders and neurological impairments.
Insurance companies often deny short term disability claims. Some reasons insurance companies give are:
- There is insufficient medical evidence.
- Video surveillance shows you doing things you said you couldn’t do.
- Your social media posts show you as active and not showing signs of depression.
At Kotak Law we help clients who have been denied short term disability. We can help. Call us for a free consultation.
A disability lawyer represents people whose disability benefits have been denied or cut off by an insurance company. They will gather medical evidence to establish that a claimant meets the definition of total disability as set out in the insurance contract. They will commence a claim against the disability insurer and obtain a settlement or court order with the instructions of the client.
At Kotak Law our practice focuses on helping clients receive disability benefits when their ability to work has been impaired by anxiety and depression. We obtain records and reports from doctors who have provided treatment and we present evidence in support of the claim in order to secure a just compensation award.
At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.
Disability insurance companies may offer an internal appeal process and often it is a waste of time. Insurer’s rarely change their decision through this appeal. A more effective solution is to have a disability lawyer commence a law suit against the insurance company. At Kotak Law we will issue your claim quickly and move your case forward towards a settlement. Remember you are not alone. We can help.
How long you are entitled to receive long term disability benefits depends on the wording of the insurance policy. Most policies provide for disability payments up to age 65 if you meet the definition of total disability. Some policies have shorter benefit periods and a few provide for payments beyond age 65.
Coverage for disability is governed by the insurance policy. In general long term disability policies will provide for payment for any type of illness or sickness that prevents you for performing the essential tasks of your employment and for payment after two years if you are prevented from performing any employment that you are suited to by way of education, training or experience. Some covered ailments include depression, anxiety, chronic pain, heart disease, cancer, fibromyalgia, migraines, IBS, organ failure, strokes, inflammatory disorders and neurological impairments.
Insurance companies often deny short term disability claims. Some reasons insurance companies give are:
- There is insufficient medical evidence.
- Video surveillance shows you doing things you said you couldn’t do.
- Your social media posts show you as active and not showing signs of depression.
At Kotak Law we help clients who have been denied short term disability. We can help. Call us for a free consultation.
At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.
A personal injury case involves a situation where one person is injured due to the fault of another. Common types of personal injury cases include car accidents, slip and falls, dog bites, and defective products.
- Call the police
- Call for an ambulance if needed.
- Take pictures and secure the names of witnesses if you are able to.
- Take down the information of all parties involved (licence plate(s), drivers licence(s) and insurance information)
- Contact your insurance company within 7 days.
- Follow up with your family doctor.
- Contact a personal injury lawyer at Kotak Law to discuss your case.
It could take from a few months to several years to resolve a personal injury case in Ontario. Many factors influence the length of time it takes. This includes the severity of the injury, how many parties you have to sue, if there is a dispute over who was at fault and inherent court delays.
At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.
Why Choose Kotak Law?
We are the experienced, effective and compassionate path to compensation. We are result oriented and work as a team to maximize the money you receive.
- FREE
CONSULtation - Excellent
Reviews - You Don’t Pay
Unless We Win - Highly Responsive
and accessible
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Thank you to the hard-working team at kotak law. Kaity believed in me and worked so hard for the best outcome possible thank you so much.
Trevor Robertson
November 9, 2021Rajiv Hatè handled my case and I’m deeply grateful for his extraordinary effort. I’m glad I chose Kotak law!
Naomi Ejokirhie
March 8, 2022did a great job handling my case. Rajiv was very professional and helpful.
manjot sekhon
August 19, 2021 -
After dealing with my insurance company with no results, I hired Kotak Law to advocate for me. Mr Rajiv Hate did an excellent job of listening to the issues and presenting them on my behalf. Without him, I would not have been able to reach an agreement with the insurer. Would definitely recommend.
Kevin O
August 29, 2022Thanks to Rajiv and Charmaine I was approved for my CPPD. Right from the start they were both very responsive and professional. Always available to answer all my questions. I highly recommend Kotak Law. You wont be disappointed.
Elizabeth Bell
January 13, 2022I would like to thank Kotak Law for all their help with my case. Rajiv Hate handled my case with such great care, I always felt listened to, and cared about. His assistant Charmaine was also a pleasure to work with. What a great team! So pleased with how this case was handled from beginning to end! Thank you for everything!
Angela Blood
March 8, 2021 -
Highly recommend Kotak, they’re very professional and help every step of the way.
Adrian Lovell
June 17, 2022Would highly recommend dealing with Rajiv Hate for your inquiries. He’s professional, respectful and honest. Gives great advice for the best outcome. Thanks for all your help Rajiv.
Atif R
August 6, 2021The team at Kotak law were amazing and easy to work with. From start to finish, they explained the process and helped me through my claim every step of the way. I can’t thank them enough for all of their hard work to get me a settlement that I was happy with. Thank you Nanish, Tijana, Sarah and the rest of the team!
mrs.
May 4, 2022
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