and to receive the compensation they deserve.
Personal Injury
Personal Injury
and to receive the compensation they deserve.
Welcome to Kotak Law
We are the experienced, effective and compassionate path to compensation.
We are result oriented and work as a team to maximize the money you receive.
We understand that being denied disability benefits or suffering an injury can be devastating. Your time to sue is limited. Please do not delay in calling a lawyer at Kotak Personal Injury Law
Call us at 1-888-GOKOTAK or (416) 816-1500.
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Disability insurance companies may offer an internal appeal process and often it is a waste of time. Insurer’s rarely change their decision through this appeal. A more effective solution is to have a disability lawyer commence a law suit against the insurance company. At Kotak Law we will issue your claim quickly and move your case forward towards a settlement. Remember you are not alone. We can help.
How long you are entitled to receive long term disability benefits depends on the wording of the insurance policy. Most policies provide for disability payments up to age 65 if you meet the definition of total disability. Some policies have shorter benefit periods and a few provide for payments beyond age 65.
Coverage for disability is governed by the insurance policy. In general long term disability policies will provide for payment for any type of illness or sickness that prevents you for performing the essential tasks of your employment and for payment after two years if you are prevented from performing any employment that you are suited to by way of education, training or experience. Some covered ailments include depression, anxiety, chronic pain, heart disease, cancer, fibromyalgia, migraines, IBS, organ failure, strokes, inflammatory disorders and neurological impairments.
Insurance companies often deny short term disability claims. Some reasons insurance companies give are:
- There is insufficient medical evidence.
- Video surveillance shows you doing things you said you couldn’t do.
- Your social media posts show you as active and not showing signs of depression.
At Kotak Law we help clients who have been denied short term disability. We can help. Call us for a free consultation.
At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.
Disability insurance companies may offer an internal appeal process and often it is a waste of time. Insurer’s rarely change their decision through this appeal. A more effective solution is to have a disability lawyer commence a law suit against the insurance company. At Kotak Law we will issue your claim quickly and move your case forward towards a settlement. Remember you are not alone. We can help.
How long you are entitled to receive long term disability benefits depends on the wording of the insurance policy. Most policies provide for disability payments up to age 65 if you meet the definition of total disability. Some policies have shorter benefit periods and a few provide for payments beyond age 65.
Coverage for disability is governed by the insurance policy. In general long term disability policies will provide for payment for any type of illness or sickness that prevents you for performing the essential tasks of your employment and for payment after two years if you are prevented from performing any employment that you are suited to by way of education, training or experience. Some covered ailments include depression, anxiety, chronic pain, heart disease, cancer, fibromyalgia, migraines, IBS, organ failure, strokes, inflammatory disorders and neurological impairments.
Insurance companies often deny short term disability claims. Some reasons insurance companies give are:
- There is insufficient medical evidence.
- Video surveillance shows you doing things you said you couldn’t do.
- Your social media posts show you as active and not showing signs of depression.
At Kotak Law we help clients who have been denied short term disability. We can help. Call us for a free consultation.
At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.
A personal injury case involves a situation where one person is injured due to the fault of another. Common types of personal injury cases include car accidents, slip and falls, dog bites, and defective products.
- Call the police
- Call for an ambulance if needed.
- Take pictures and secure the names of witnesses if you are able to.
- Take down the information of all parties involved (licence plate(s), drivers licence(s) and insurance information)
- Contact your insurance company within 7 days.
- Follow up with your family doctor.
- Contact a personal injury lawyer at Kotak Law to discuss your case.
It could take from a few months to several years to resolve a personal injury case in Ontario. Many factors influence the length of time it takes. This includes the severity of the injury, how many parties you have to sue, if there is a dispute over who was at fault and inherent court delays.
At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.
Why Choose Kotak Law?
We are the experienced, effective and compassionate path to compensation. We are result oriented and work as a team to maximize the money you receive.
- FREE
CONSULtation - Excellent
Reviews - You Don’t Pay
Unless We Win - Highly Responsive
and accessible
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I want to thank Kotak Law for helping me. I am beyond grateful to Mr. Rajiv Hate and his team. Thanks once again for your legal advice, time, and efforts. Mirza Aundleeb Fatma
8/11/2021 did a great job handling my case. Rajiv was very professional and helpful. manjot sekhon
8/19/2021 I would like to thank Kotak Law for all their help with my case. Rajiv Hate handled my case with such great care, I always felt listened to, and cared about. His assistant Charmaine was also a pleasure to work with. What a great team! So pleased with how this case was handled from beginning to end! Thank you for everything! Angela Blood
3/08/2021 - I am grateful to Rajiv + team for all their efforts on my behalf. I was blessed with a favorable outcome, and the experience was one of understanding from all those involved. Thank you so much. Tia Kazimer
7/05/2021 I dealt with Rajiv and found both him and his staff very easy and pleasant to deal with. They were very professional and knowledgeable. Helped me thru a very stressful and emotional time with a great outcome. I would recommend them without hesitation. Doug Briscoe
10/05/2021 Would highly recommend dealing with Rajiv Hate for your inquiries. He’s professional, respectful and honest. Gives great advice for the best outcome. Thanks for all your help Rajiv. Atif R
8/06/2021 - Mr.Nainesh and his amazing team at Kotak Law have been so diligent and detailed in helping resolve a case for us, we could not be happier with their professionalism and compassion. I would highly recommend them to anyone needing representation in a disability claim. Elma Dajdic
4/12/2021 I hired Kotak Law to represent me when my disability case was denied. No other lawyers were willing to help me. I met with the lawyer Rajiv who took on my case, fought hard on my behalf and won my case after going through to a hearing. I highly recommend Kotak Law if you have a disability benefit claim that has been denied. Rajiv's clerk, Charmaine, was fantastic to deal with as well. marcel a
3/16/2021 I had a very positive experience dealing with Kotak Law. I was kept up to date, dealt with in a friendly professional manner and was very pleased with the outcome. Would definitely recommend this firm. Carolyn Gray
6/17/2021
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