Welcome to Kotak Law
We are the experienced, effective and compassionate path to compensation.
We are result oriented and work as a team to maximize the money you receive.
We understand that being denied disability benefits or suffering an injury can be devastating. Your time to sue is limited. Please do not delay in calling a lawyer at Kotak Personal Injury Law
Call us at 1-888-GOKOTAK or (416) 816-1500.
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Disability insurance companies may offer an internal appeal process and often it is a waste of time. Insurer’s rarely change their decision through this appeal. A more effective solution is to have a disability lawyer commence a law suit against the insurance company. At Kotak Law we will issue your claim quickly and move your case forward towards a settlement. Remember you are not alone. We can help.
How long you are entitled to receive long term disability benefits depends on the wording of the insurance policy. Most policies provide for disability payments up to age 65 if you meet the definition of total disability. Some policies have shorter benefit periods and a few provide for payments beyond age 65.
Coverage for disability is governed by the insurance policy. In general long term disability policies will provide for payment for any type of illness or sickness that prevents you for performing the essential tasks of your employment and for payment after two years if you are prevented from performing any employment that you are suited to by way of education, training or experience. Some covered ailments include depression, anxiety, chronic pain, heart disease, cancer, fibromyalgia, migraines, IBS, organ failure, strokes, inflammatory disorders and neurological impairments.
Insurance companies often deny short term disability claims. Some reasons insurance companies give are:
- There is insufficient medical evidence.
- Video surveillance shows you doing things you said you couldn’t do.
- Your social media posts show you as active and not showing signs of depression.
At Kotak Law we help clients who have been denied short term disability. We can help. Call us for a free consultation.
A disability lawyer represents people whose disability benefits have been denied or cut off by an insurance company. They will gather medical evidence to establish that a claimant meets the definition of total disability as set out in the insurance contract. They will commence a claim against the disability insurer and obtain a settlement or court order with the instructions of the client.
At Kotak Law our practice focuses on helping clients receive disability benefits when their ability to work has been impaired by anxiety and depression. We obtain records and reports from doctors who have provided treatment and we present evidence in support of the claim in order to secure a just compensation award.
At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.
Chronic Pain
CPP Disability Benefits
Depression and Anxiety
Fibromyalgia
Headaches and Migraines
Other LTD Ailments
Disability Claim FAQ
Short Term Disability
Disability insurance companies may offer an internal appeal process and often it is a waste of time. Insurer’s rarely change their decision through this appeal. A more effective solution is to have a disability lawyer commence a law suit against the insurance company. At Kotak Law we will issue your claim quickly and move your case forward towards a settlement. Remember you are not alone. We can help.
How long you are entitled to receive long term disability benefits depends on the wording of the insurance policy. Most policies provide for disability payments up to age 65 if you meet the definition of total disability. Some policies have shorter benefit periods and a few provide for payments beyond age 65.
Coverage for disability is governed by the insurance policy. In general long term disability policies will provide for payment for any type of illness or sickness that prevents you for performing the essential tasks of your employment and for payment after two years if you are prevented from performing any employment that you are suited to by way of education, training or experience. Some covered ailments include depression, anxiety, chronic pain, heart disease, cancer, fibromyalgia, migraines, IBS, organ failure, strokes, inflammatory disorders and neurological impairments.
Insurance companies often deny short term disability claims. Some reasons insurance companies give are:
- There is insufficient medical evidence.
- Video surveillance shows you doing things you said you couldn’t do.
- Your social media posts show you as active and not showing signs of depression.
At Kotak Law we help clients who have been denied short term disability. We can help. Call us for a free consultation.
At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.
A personal injury case involves a situation where one person is injured due to the fault of another. Common types of personal injury cases include car accidents, slip and falls, dog bites, and defective products.
- Call the police
- Call for an ambulance if needed.
- Take pictures and secure the names of witnesses if you are able to.
- Take down the information of all parties involved (licence plate(s), drivers licence(s) and insurance information)
- Contact your insurance company within 7 days.
- Follow up with your family doctor.
- Contact a personal injury lawyer at Kotak Law to discuss your case.
It could take from a few months to several years to resolve a personal injury case in Ontario. Many factors influence the length of time it takes. This includes the severity of the injury, how many parties you have to sue, if there is a dispute over who was at fault and inherent court delays.
At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.
Car
Accidents
Slip and fall
Catastrophic Injuries
Traumatic Brain Injury
Why Choose Kotak Law?
We are the experienced, effective and compassionate path to compensation. We are result oriented and work as a team to maximize the money you receive.
- FREE
CONSULtation - Excellent
Reviews - You Don’t Pay
Unless We Win - Highly Responsive
and accessible
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I cannot thank Kaity and Klara enough for their assistance with my mediation. From day one that I contacted Kotak Law I felt supported. Both Klara and Kaity were compassionate, knowledgeable, professional and attentive to my needs. I was able to get through my mediation without any issues as they walked me through the process and what to expect. I would recommend Kotak Law to anyone in need of legal assistance.
Antonella Repole
October 11, 2024My daughter had a disability denial case in Edmonton. She worked with Rajiv Haté and his Team and she was very pleased with their services. On Mediation Day, I assisted her in the process and Rajiv did an excellent job negotiating our settlement. We ended up settling for 25% above our expected amount and only 5% short of our "best case" amount. I would recommend Rajiv to anyone who needed professional help in this area!
Chris Evans
October 2, 2024Rajiv and his team were great to work with. They assisted my wife through her case,, answering questions and guiding her through the process. We were never left feeling alone or uncertain on what to expect. Highly recommended, when you are already dealing with situations that are overwhelming and stressful, go with Kotak Law and Rajiv, to take that pressure off. Thank you again.
R B
September 16, 2024 -
I wholeheartedly recommend Kotak Law to anyone in need of legal representation when they are faced with a disability claim. With Kotak by my side, I could focus on my recovery without the constant fear of inadvertently triggering predatory actions from my insurance company that could jeopardize my situation. Every time I reached out for reassurance or guidance, they responded immediately and with genuine care. They are advocates who go above and beyond to ensure their clients' rights and well-being are safeguarded every step of the way. Thank you to all for being the unwavering support I needed during a challenging time in my life.
K W
April 16, 2024Thank you Rajiv you handled my disability claim fast and professionally. You were referred to me from a co worker who got a settlement and you managed to get me one to. Thanks . Dan.
william william
April 16, 2024Huge thank you to Rajiv Haté for handling my LTD claim. Rajiv’s professionalism, knowledge and calm demeanour made mediation a smooth process during such an difficult time. I highly recommend anyone contact Kotak Law with questions. They are helpful, friendly and upfront with information, explaining the law and your rights.
The Hollywoodz
April 16, 2024 -
Kotak Law helped me after my LTD benefits were stopped by my insurance provider. The staff at Kotak Law is very professional and courteous. My lawyer, Ms. Kaity Yang understood the essence of my disability issues, studied the case in detail and fought hard for me to get compensated. I would recommend her to any friend in need of legal advice.
Dare Serafim
March 16, 2024I am very happy with this law firm. Rajiv Hate' was a pleasure to work with and very helpful. We are so satisfied and will definitely recommend him to other people who need help.
lee baxter
February 16, 2024Thank you! Nainesh and the incredible team at Kotak Law. My experience was nothing but amazing from everyone. Nainesh Kotak represented my case with great care and professionalism. He answered all my questions and made me feel comfortable and at ease from start to finish. Thank you for fighting for me and I highly recommend Kodak law.
Nancy Antunes
November 16, 2023
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