Welcome to Kotak Law


We are the experienced, effective and compassionate path to compensation.
We are result oriented and work as a team to maximize the money you receive.

We understand that being denied disability benefits or suffering an injury can be devastating. Your time to sue is limited. Please do not delay in calling a lawyer at Kotak Personal Injury Law

Call us at 1-888-GOKOTAK or (416) 816-1500.

Learn More

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Disability insurance companies may offer an internal appeal process and often it is a waste of time. Insurer’s rarely change their decision through this appeal. A more effective solution is to have a disability lawyer commence a law suit against the insurance company. At Kotak Law we will issue your claim quickly and move your case forward towards a settlement. Remember you are not alone. We can help.

How long you are entitled to receive long term disability benefits depends on the wording of the insurance policy. Most policies provide for disability payments up to age 65 if you meet the definition of total disability. Some policies have shorter benefit periods and a few provide for payments beyond age 65.

Coverage for disability is governed by the insurance policy. In general long term disability policies will provide for payment for any type of illness or sickness that prevents you for performing the essential tasks of your employment and for payment after two years if you are prevented from performing any employment that you are suited to by way of education, training or experience. Some covered ailments include depression, anxiety, chronic pain, heart disease, cancer, fibromyalgia, migraines, IBS, organ failure, strokes, inflammatory disorders and neurological impairments.

Insurance companies often deny short term disability claims. Some reasons insurance companies give are:

  • There is insufficient medical evidence.
  • Video surveillance shows you doing things you said you couldn’t do.
  • Your social media posts show you as active and not showing signs of depression.

At Kotak Law we help clients who have been denied short term disability. We can help. Call us for a free consultation.

At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.

Disability Claims
Disability Claims
Disability Claims
Disability Claims

Disability insurance companies may offer an internal appeal process and often it is a waste of time. Insurer’s rarely change their decision through this appeal. A more effective solution is to have a disability lawyer commence a law suit against the insurance company. At Kotak Law we will issue your claim quickly and move your case forward towards a settlement. Remember you are not alone. We can help.

How long you are entitled to receive long term disability benefits depends on the wording of the insurance policy. Most policies provide for disability payments up to age 65 if you meet the definition of total disability. Some policies have shorter benefit periods and a few provide for payments beyond age 65.

Coverage for disability is governed by the insurance policy. In general long term disability policies will provide for payment for any type of illness or sickness that prevents you for performing the essential tasks of your employment and for payment after two years if you are prevented from performing any employment that you are suited to by way of education, training or experience. Some covered ailments include depression, anxiety, chronic pain, heart disease, cancer, fibromyalgia, migraines, IBS, organ failure, strokes, inflammatory disorders and neurological impairments.

Insurance companies often deny short term disability claims. Some reasons insurance companies give are:

  • There is insufficient medical evidence.
  • Video surveillance shows you doing things you said you couldn’t do.
  • Your social media posts show you as active and not showing signs of depression.

At Kotak Law we help clients who have been denied short term disability. We can help. Call us for a free consultation.

At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.

Personal Injury
Personal Injury

A personal injury case involves a situation where one person is injured due to the fault of another. Common types of personal injury cases include car accidents, slip and falls, dog bites, defective products and medical malpractice.

  • Call the police
  • Call for an ambulance if needed.
  • Take pictures and secure the names of witnesses if you are able to.
  • Take down the information of all parties involved (licence plate(s), drivers licence(s) and insurance information)
  • Contact your insurance company within 7 days.
  • Follow up with your family doctor.
  • Contact a personal injury lawyer at Kotak Law to discuss your case.

It could take from a few months to several years to resolve a personal injury case in Ontario. Many factors influence the length of time it takes. This includes the severity of the injury, how many parties you have to sue, if there is a dispute over who was at fault and inherent court delays.

At Kotak Law we only get paid when we settle your case. Fees are calculated as a percentage of what is recovered plus disbursements. There are no hidden fees and everything is clearly set out in a written retainer.

Why Choose Kotak Law?


We are the experienced, effective and compassionate path to compensation. We are result oriented and work as a team to maximize the money you receive.

  • FREE
    CONSULtation
  • Excellent
    Reviews
  • You Don’t Pay
    Unless We Win
  • Highly Responsive
    and accessible

Free Consultation : (416) 816-1500

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In the Press


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07 September 2020
IS CANADA LIFE STOPPING YOUR DISABILITY BENEFITS AFTER TWO YEARS?
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11 August 2020
WHAT IS AN IME-INDEPENDENT MEDICAL EXAMINATION?
GOOD SAMARITAN LAW ONTARIO
06 August 2020
GOOD SAMARITAN LAW ONTARIO

Nainesh Kotak discusses pre-existing conditions and disability claims on CHCH Morning Live

Nainesh Kotak is Interviewed on BNN about Disability Claims

Kotak Military Appreciation Day Film – Nov 2018

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