Top Reasons Why Disability Claims Get Denied and How to Avoid Them

Posted on May 26, 2025 by kotaklaw

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Filing a disability claim can be a stressful and complicated process. You’re already facing the emotional and financial strain of managing your health condition, and dealing with an insurance company’s denial of your claim can feel overwhelming. Unfortunately, many legitimate claims are denied due to avoidable mistakes. Knowing the common reasons behind disability claim denials ...

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Disability Lawyer Toronto: Understanding Long-Term Disability Claims

Posted on May 15, 2025 (May 15, 2025) by kotaklaw

Filing a long-term disability (LTD) claim can feel overwhelming, especially when you’re dealing with a serious health condition. At Kotak Law, we understand the challenges faced by individuals seeking disability benefits. If you’ve been denied short-term or long-term disability in Toronto, our experienced team is here to guide you every step of the way. Whether ...

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Understanding the Key Differences Between Workers’ Compensation and Disability Claims

Posted on May 12, 2025 by kotaklaw

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What are the main differences between workers’ compensation and disability claims in Ontario?  Workers’ compensation and disability claims in Ontario serve distinct purposes and are governed by different legal frameworks. Workers’ compensation is designed to provide benefits to employees who suffer work-related injuries or illnesses. It is a no-fault system, meaning that employees can receive ...

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Pedestrian Accident Lawyer Ontario: Navigating SABS and Tort Claims

Posted on April 25, 2025 by kotaklaw

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Common Types of Pedestrian Accident Injuries Pedestrian accidents can result in a wide range of injuries, varying in severity depending on factors such as the speed of the vehicle, the point of impact, and the pedestrian’s age and health. One of the most common injuries is fractures, which can occur in the legs, arms, ribs, ...

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Why Are Auto Insurance Premiums Rising in Ontario? A Comprehensive Guide for Motorists

Posted on April 23, 2025 (April 25, 2025) by kotaklaw

Are you paying more for auto insurance lately? You’re not alone. Across the nation, car insurance costs have jumped significantly. In 2024 there was an average increase of 12%. This article breaks down why your rates are climbing. We’ll also give you some tips to navigate these increases. Understanding the Auto Insurance Premium Increase Auto ...

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Toronto Wrongful Death Claims: Insights from Kotak Law

Posted on April 1, 2025 by kotaklaw

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What are the common types of wrongful death claims in Toronto? In Toronto, wrongful death claims often arise from motor vehicle accidents. These incidents can involve cars, trucks, motorcycles, or public transportation vehicles. Negligence on the part of a driver, such as speeding, distracted driving, or driving under the influence, can lead to fatal accidents, ...

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Soaring Auto Insurance Premiums: Why Costs Are Skyrocketing and What You Can Do

Posted on February 14, 2025 (February 14, 2025) by kotaklaw

Auto insurance costs are hitting new highs, leaving many drivers frustrated. Premiums have seen a sharp increase, making it harder for everyday motorists to keep up. This article will break down the reasons behind these rising costs and provide practical solutions for navigating the current landscape. The National Picture of Rising Premiums Year-over-Year Increases On ...

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Life Insurance Claim Denied? What to Do When Your Payout is Refused

Posted on February 11, 2025 (February 11, 2025) by kotaklaw

Losing a loved one is hard enough without the added stress of a denied life insurance claim. Families expect to rely on these policies for financial support during a difficult time. However, a denial can throw everything into chaos. Understanding why claims can be denied and what steps to take next is crucial. The Emotional ...

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Why Life Insurance Claims Get Denied

Posted on August 27, 2024 (October 24, 2024) by kotaklaw

What are the common reasons for life insurance claim denials? One common reason for life insurance claim denials is misrepresentation or non-disclosure of material information during the application process. If the policyholder fails to disclose pre-existing medical conditions, risky hobbies, or other pertinent details, the insurance company may argue that the policy was obtained under ...

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