Blogs - Kotak Lawyers

Stress-Busting Mindfulness Techniques for Disability Claimants

Posted on December 12, 2024 by kotaklaw

Stress-Busting Techniques for Disability Claimants

What are the most common stressors during the disability claim process? One of the most common stressors during the disability claim process is the uncertainty of the outcome. Applicants often face anxiety about whether their claim will be approved or denied, which can be exacerbated by the lengthy waiting periods involved. This uncertainty can lead ...

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Bicycle Accident Lawyer Ontario: Legal Guidance and Support

Posted on December 9, 2024 (December 9, 2024) by kotaklaw

What should I do immediately after a bicycle accident in Ontario? The first step after a bicycle accident in Ontario is to ensure your safety and the safety of others involved. Move to a safe location if possible, away from traffic, to prevent further harm. If you or anyone else is injured, call emergency services ...

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Legal Expertise: Choosing the Right Lawyer for Disability Claims

Posted on December 6, 2024 by kotaklaw

What are the benefits of hiring a lawyer who focuses on disability cases? Hiring a lawyer who focuses on disability cases offers the advantage of specialized knowledge. These lawyers are well-versed in the intricacies of disability law, which can be complex and nuanced. Their expertise allows them to understand the specific regulations and procedures that ...

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Short-Term Disability in BC: Your Questions Answered

Posted on December 5, 2024 by kotaklaw

What are the eligibility criteria for short-term disability in BC? In British Columbia, short-term disability (STD) benefits are typically provided through employer-sponsored insurance plans, rather than a government program. Eligibility criteria can vary depending on the specific terms of the insurance policy provided by an employer. However, there are common elements that most plans share. ...

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Short Term Disability Alberta: How to fight Denials

Posted on December 2, 2024 by kotaklaw

How does short-term disability insurance work in Alberta? Short-term disability (STD) insurance in Alberta is designed to provide income replacement for individuals who are temporarily unable to work due to a medical condition or injury. This insurance typically covers a portion of the individual’s salary, usually between 50% to 70%, depending on the specific policy ...

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RBC Long-Term Disability Explained: Your Ultimate Guide to Coverage and Benefits

Posted on November 29, 2024 by kotaklaw

What does RBC long-term disability insurance cover? RBC long-term disability insurance is designed to provide financial support to individuals who are unable to work due to a disabling illness or injury. The coverage typically includes a portion of your income, which helps maintain financial stability during periods when you cannot earn a regular salary. One ...

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Gainfully Employed: Unpacking the Meaning and Criteria in Long Term Disability Cases

Posted on November 27, 2024 by kotaklaw

What does ‘totally disabled from any gainful occupation’ mean in the context of long term disability claims? In the context of long-term disability claims, the phrase ‘totally disabled from any gainful occupation’ refers to an individual’s inability to perform any type of work for which they are reasonably qualified by education, training, or experience. This ...

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Disability Benefits Alberta: Your Essential Guide to Support and Resources

Posted on November 25, 2024 (November 25, 2024) by kotaklaw

What resources are available for people with disabilities in Alberta? The Alberta government offers the Assured Income for the Severely Handicapped (AISH) program, which provides financial and health-related assistance to eligible adults with a permanent disability that severely impairs their ability to earn a living. This program includes a monthly living allowance, a child benefit, ...

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Stress Leave BC: A Comprehensive Guide

Posted on November 22, 2024 by kotaklaw

What qualifies as stress leave in British Columbia? In British Columbia, stress leave is generally considered a type of medical leave that falls under the broader category of sick leave. It is intended for employees who are experiencing significant mental health challenges due to stress, which impacts their ability to perform their job duties effectively. ...

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Long-Term Disability Benefits British Columbia: A Comprehensive Guide

Posted on November 21, 2024 by kotaklaw

What is the eligibility criteria for long-term disability in BC? In British Columbia, eligibility for long-term disability (LTD) benefits typically begins with being covered under an insurance policy that provides such benefits. This coverage is often provided through an employer’s group benefits plan, although individuals can also purchase private LTD insurance. It’s important to review ...

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