Canada Life sells disability and life insurance in addition to other policies. Unfortunately, despite premiums being paid they often deny disability claims or terminate them on the basis that there is insufficient evidence. At Kotak Law, we have a track record of standing up for those who have unjustifiably had their claims denied or terminated […]
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Read More… from Denied Disability Claim by Canada Life? Here’s How Kotak Law Can Help
Kotak Law is your path to successfully disputing disability claim denials. When the unfortunate circumstance arises that one’s short term or long term disability claim has been denied, we with our extensive knowledge and experience at Kotak Law, stand ready to assist. Disability law can oftentimes be confusing to claimants and denial of benefits can […]
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Imagine this: due to unforeseen circumstances, you find yourself unable to work. You’ve paid your insurance premiums dutifully, believing that they would provide the necessary cover when the chips are down. However, your short-term disability claim is denied, leaving you in a precarious financial situation. Sounds frightening, doesn’t it? This is a harsh reality for […]
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Read More… from Overcoming Short-Term Disability Claim Denials: Advocacy That Works for You
Understanding the intricacies of your insurance policy can feel like trying to decode an alien language. However, when it comes to your disability insurance, one small add-on called the “own-occupation rider” can potentially make a significant difference. It’s time to demystify this essential tool and empower you to make informed decisions about your financial safety […]
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Read More… from Maximizing Your Disability Insurance: The Power of an Own-Occupation Rider
According to recent studies, there’s been an alarming rise in violence in schools since the end of the pandemic lockdowns. This escalating trend is causing an undue strain on teachers, leading to negative mental health outcomes, and in some cases, long-term disability. The Impact of School Violence on Teacher Mental Health Increased instances of disruptive […]
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In a world where mental health is increasingly gaining the attention it deserves, it’s essential to understand your rights and navigate the complexities of disability claims. Navigating disability claims related to mental health can be tricky. Nainesh Kotak sheds light on successfully steering through these claims. The Stigma and Subjectivity of Mental Health Claims The […]
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Read More… from Your Guide to Navigating Mental Health Disability Claims
If you’ve ever faced the daunting challenge of a denied disability claim, particularly one related to mental health, you understand the struggle that ensues. Despite the advancements in mental health awareness, the stigma persists and claims related to mental health disorders are often dismissed. At Kotak Law, we’re driven to change this narrative by providing […]
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Read More… from Challenging Denied Disability Claims: The Power of Holistic Legal Representation
In an effort to provide more significant support to people with disabilities, Ottawa recently introduced a new supplement, the Canada Disability Benefit (CDB). This initiative, viewed as a game-changer for many, aims to alleviate the financial stress experienced by Canadians living with disabilities. However, like all policies, it’s not without its controversies. Critics argue that […]
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By Nainesh Kotak If I had my way, disabled workers injured badly enough to exhaust their short-term disability (STD) coverage would move swiftly and smoothly onto long-term disability (LTD), leaving them free to concentrate on their recovery. Sadly, after almost 30 years in legal practice advocating on behalf of injured workers, I’ve learned that insurers […]
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By Nainesh Kotak The wheels of justice do not always grind slowly for injured workers denied benefits by their disability insurers. Our court system has a well-earned reputation for sluggishness and inefficiency; you don’t have to search for long to find litigation horror stories from disabled people who fought it out for years in court […]
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Read More… from Swift reaction to STD and LTD denial leads to quick settlement
Kotak Personal Injury Law is a Registered business name of Nainesh Kotak Professional Corporation.
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