Disability


Social media dos and don’ts for disability insurance claimants

Social media dos and don’ts for disability insurance claimants

A recent news story about a Toronto woman who was off work because of a head injury and videotaped by the Workplace Safety and Insurance Board (WSIB) is an example of how far insurers will go to deny legitimate claims, says Toronto injury and disability lawyer Nainesh Kotak. Insurance companies have “tremendous resources” at their disposal […]

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Five questions to ask a disability lawyer before hiring one

Five questions to ask a disability lawyer before hiring one

Finding the right lawyer to represent you in a disability insurance claim can be challenging, but there are key questions to ask lawyers to ensure they’re a good fit for your situation, says Toronto personal injury and disability lawyer Nainesh Kotak. If your short- or long-term disability insurance claim has been denied or terminated, it’s […]

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Attending Treatment Appointments Critical For Disability Insurance Claimants

Kotak law

When you live with chronic pain –– physical or psychological –– even the simple act of getting out of bed can be a monumental challenge. Whether you’re battling cancer, depression, fibromyalgia or another serious illness, it impacts every area of your life –– work, social, financial, emotional and spiritual. If you’re on leave from work […]

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Has OTIP Denied your Long Term Disability (LTD) Claim?

Has OTIP Denied your Long Term Disability (LTD) Claim?

Ontario Teachers Insurance Plan (OTIP) The Ontario Teachers Insurance Plan (OTIP) provides employee group benefits, including long term disability (LTD) insurance for unionized teachers in Ontario. OTIP is the plan administrator, which provides assistance with enrolment, eligibility, benefits and premiums, as well as claims for life, health and dental care. OTIP assesses each long term […]

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Mental health disability claims rising during COVID-19

kotak - Mental Health Disability Claims Rising During Covid-19

There has been a sharp rise in stress and anxiety throughout the pandemic, resulting in more mental health-related disability claims, says Toronto personal injury and disability lawyer Nainesh Kotak. A global study conducted by Workplace Intelligence found that increased stress and anxiety have negatively affected the mental health of 78 percent of the global workforce, […]

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IS CANADA LIFE STOPPING YOUR DISABILITY BENEFITS AFTER TWO YEARS?

Kotak law - Is Canada Life Stopping your Disability Benefits after two years?

Have you received a letter from Canada Life stating that you have been receiving disability benefits for two years but those benefits will now be stopped? You would be surprised how often this happens. Most Canada Life disability insurance policies in Ontario have a change of definition clause in terms of how total disability is […]

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CAN YOU GET DISABILITY FOR POST CONCUSSION SYNDROME?

The causes of concussions include traumatic events such as motor vehicle accidents, blows to the head, slip and falls and sports injuries. Concussions involve brain injuries that are often either classified as a mild traumatic brain injury or moderate to severe. According to the Mayo Clinic symptoms of post concussion syndrome involving a mild traumatic […]

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