Vlogs


Why Your Disability Claim Was Denied

 Though every claim is different, there are some common reasons that a disability claim may be denied. These reasons may or may not be legitimate – you know better than anyone else whether you have a genuine disability forcing you out of the workforce. 1) There is insufficient medical evidence of your disability 2) Inappropriate medical treatment […]

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Eligibility and Applying for Long-term Disability Benefits

What is long-term disability (LTD) coverage? Long-term disability coverage provides a person with a portion of their income when they are unable to return to work due to an illness or injury, for example, resulting from injuries caused by a motor vehicle accident.  Someone who is disabled can use their LTD ‘income replacement’ coverage to […]

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What To Do If Your Claim For Short Term Disability Benefits Has Been Denied

Short term disability insurance policies are often offered by employers and provide for the payment of disability benefits if you are unable to perform the essential tasks of your employment. Usually short term disability benefits are paid for a specific period of time such as three months, six months or one year. Short term disability […]

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No One Expects Their Long Term Disability Claim To Be Denied

No one expects their long term disability claim to be denied, but if this has happens to you it is important that you know how common this is. Claims adjusters routinely deny long term disability claims, and your claim being denied by your insurer does not mean that you are out of options. When you have long-term […]

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The Importance of Mediation in Long Term Disability Disputes

Mediation is similar to a settlement conference and is used in almost all long term disability cases during a law suit. It is important because it facilitates an opportunity for you and your long term disability insurer to meet in person and reach a successful and voluntary resolution of your dispute. The mediator is neutral […]

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Anxiety And Depression Leading To Disability Claims

Depression and anxiety are two of the most common illnesses to force Canadians from the workforce. Both can be prompted by factors unrelated to one’s employment, but are also frequently brought on by work-related stress – such as dealing with long and difficult work, or difficult colleagues. Disability insurance claims based on depression and anxiety are […]

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How Your Disability Insurance Company Can Use Your Social Media Against You

Checking your social media represents the cheapest and quickest way for a disability insurance firm to look into your private life and perhaps learn about the validity of your claim. So it’s no surprise that this is an increasingly common practice – against which you should protect yourself. Social Media is increasingly being used in […]

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Why Your Disability Claim Was Denied

Disability lawyer Nainesh Kotak has a wealth of experience winning disability claims cases. With experience, one gains an improved understanding of the nuance of each case – that’s what seperates the best lawyers from the adequate. However, there are broad steps that almost anyone should take to avoid denial of your disability claim: Know how […]

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Why Hire A Disability Lawyer

If you’ve been forced out of work by a medical issue – mental or physical, then you ought to see if you have a disability claim. Insurers have a vested interest in denying disability claims, and their reasons may not be legitimate. A disability lawyer can help you determine whether you have a case, and […]

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The Benefits Of A Lump Sum Payout When Suing A Long Term Disability Insurance Company

Dealing with your disability insurance company can often be a frustrating and humiliating process.  While some people can recover somewhat from disability and work again many cannot.  You rely on your disability insurance benefits to meet basic living expenses and to have some security for the future. When you sue your disability insurance company an […]

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