Ottawa Disability Law


Disability insurance is rarely taken seriously by insurance companies. Insurance companies rely on the ignorance of people regarding long-term disability. They are also aware that once denied, the filed claim is often abandoned by the prosecutors.

Kotak Disability Law specializes in picking up the denied claims and fighting alongside you to win back what you justly deserve. We are the clients’ choice for best Disability Law Firm in the Ontario region.

Financial Security


Even a partial disability can lead to numerous day-to-day adjustments which can lead to a considerable mental and emotional stress. Many people shy away from filing claims because of the effort it takes to see it through. We have an understanding team of expert advocates who know the tricks employed by insurance companies through and through. They make sure to represent you with full presence to ensure your finances are secured at the earliest.

Some disabled persons don’t begin the process of settlements merely because of the lawyers’ fee and other expenses, which might seem like too much of an effort for them. We understand and validate these reasons and only accept our fee after your claim has been passed, approved and received by you.

Know Your Neighbourhood


Ottawa prides itself on being the capital city of Canada, located at the southern bank of the Ottawa river in southern Ontario. It is the educational and political hub of Canada and has a large portion of the country’s metropolitan population. Ottawa’s culture revolves around the Golden Triangle- a mix of museums, galleries and theatres that are visited frequently by tourists and citizens alike. The Westboro region, Wellington Street, Somerset Street area have memorials, cafes and nightclubs for the entire array of visitors. The culture of Ottawa is welcoming and lively, with employment opportunities present for almost all kinds of people who call it a home. Tech giants to boutique hotels and clothing outlets- all economic establishments boast of diversity and inclusion when it comes to employees and customers. We offer Ottawa residents free consultations so that you have ample options for employment and rehabilitation.

Rely On Us


You deserve to get as much support as you want, when it comes to rehabilitation after a tragic disability. During such stressful times, the last thing you want to tackle is an insurance claim. We invite you to let us represent you lawfully so that we can ensure your financial security, making your disability a little more bearable. We keep you updated with the proceedings and believe in empowering you so that your disability claim can be settled rightfully.

We point out all the practical implications of your case and fight from that standpoint. We present facts and win your case based on admissible evidence. Because of our extensive experience in the field, we can foresee the complications that might arise and prepare you accordingly. We fight for you, getting you the best available options for your disability case and only rest after your satisfaction.

Home For Healing


An important tidbit that insurance companies conveniently miss out on telling you about is the expiration date for suing your disability settlement. They purposefully keep you running from pillar to post, so that your precious time to sue them ends and they can benefit from your lost opportunity. We will strongly advise you to begin your claim-filing process as soon as possible!

Let’s fight for your rightful claim, starting now! Contact us at 1-888-GOKOTAK.

Why Choose Kotak Law?


We are the experienced, effective and compassionate path to compensation. We are result oriented and work as a team to maximize the money you receive.

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Free Consultation : (416) 816-1500
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  • Nainesh was incredibly helpful throughout my MVA case and delivered great results. Everything was handled with so much compassion and professionalism. Kotak law is the right place to go.

    thumb Mariel Pretto
    July 14, 2022

    Kotak just helped me few days ago to successfully close a second case. In the first one, Rajiv Hate, who is a phenomenal lawyer with Kotak helped me to get much more than I expected in a settlement due to an awful motorcycle accident. And now with a LTD case (non-related to the motorcycle accident) Rajiv did it again, he just helped me to settle my case getting a much higher compensation than I initially estimated. The level of professionalism, attention to detail and kindness showcased by all the team at Kotak and by Rajiv in particular have been insuperable and a constant in both cases. Don't waste your time with any other law firm as I did before I contacted Kotak for my first case, call them and request to talk with Rajiv, you won't regret it!!

    thumb S C
    July 5, 2022

    When my insurance company refused to cover my LTD, it put myself and my family into a very difficult position. Rajiv Hate and his team guided me through the daunting process and gave me back my dignity as father and provider to my family. Words can not express my gratitude or how much I can recommend him. If you feel your situation is not as it should be, I implore you to at least have a conversation with him as he will be direct, honest, and deliver on any promises he may make.

    thumb Randy Chicoine
    December 8, 2021
  • After dealing with my insurance company with no results, I hired Kotak Law to advocate for me. Mr Rajiv Hate did an excellent job of listening to the issues and presenting them on my behalf. Without him, I would not have been able to reach an agreement with the insurer. Would definitely recommend.

    thumb Kevin O
    August 29, 2022

    I had a very positive experience dealing with Kotak Law. I was kept up to date, dealt with in a friendly professional manner and was very pleased with the outcome. Would definitely recommend this firm.

    thumb Carolyn Gray
    June 17, 2021

    Rajiv Hate in the Kotak Law Firm did a wonderful job in handling my long term disability case. From the initial phone conversation, I had the feeling that I was with the right lawyer since he made me feel very comfortable and confident that I can rely on him. Throughout the case, he is professional, courteous, and extremely knowledgeable in the area of long term disability. Whenever I have any concerns about my case and need a clarification, he validated my concerns and responded with explanations. Because of his expertise and astuteness, the case had a successful outcome and was resolved in a timely manner. I would highly recommend him to the families and friends if they need a lawyer in this field.

    thumb Catherine Chen
    May 9, 2022
  • I want to thank Kotak Law for helping me. I am beyond grateful to Mr. Rajiv Hate and his team. Thanks once again for your legal advice, time, and efforts.

    thumb Mirza Aundleeb Fatma
    August 11, 2021

    From the moment I spoke with Rajiv Hate at Kotak Law regarding an LTD claim denial by a large firm, I knew that I had come to the right place. Rajiv is simply awesome to deal with, incredibly competent in his profession and extremely well prepared for these arduous endeavors. The highest of praise to Mr. Hate and a special thank you to Charmaine for all of her assistance. Highly recommended! Keith Taylor

    thumb Keith Taylor
    February 12, 2022

    The team at Kotak law were amazing and easy to work with. From start to finish, they explained the process and helped me through my claim every step of the way. I can’t thank them enough for all of their hard work to get me a settlement that I was happy with. Thank you Nanish, Tijana, Sarah and the rest of the team!

    thumb mrs.
    May 4, 2022

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