Why Your Disability Claim Was Denied

Though every claim is different, there are some common reasons that a disability claim may be denied.

These reasons may or may not be legitimate – you know better than anyone else whether you have a genuine disability forcing you out of the workforce.

1) There is insufficient medical evidence of your disability

2) Inappropriate medical treatment

3) Your condition doesn’t qualify as ‘disability’, under terms of your disability insurance policy

4) Surveillance – your disability insurer may watch you in person or more likely, by perusing your online profiles.

The most important thing is not whether your disability insurer feels you are suffering from a disability – it’s whether you feel that you are. If you think you’ve been unfairly denied by your disability insurer, you should seek legal help to win your disability insurance claim. At Kotak Law, we have a wealth of experience fighting for disability insurance benefits.



We understand that being denied disability benefits can be frustrating and devastating. Your time to fight your disability insurance company is limited. Please do not delay in calling long term disability lawyer. We have successfully sued numerous disability insurance companies including: Manulife, Sunlife, Desjardins, Great West Life, Blue Cross, AIG, SSQ, RBC, Industrial Alliance and more.
Call your trusted long term disability lawyers at 1-888-GOKOTAK (Toll Free for all of Canada), or (416) 816-1500 (Local Number for Ontario Residents), (403) 319-0071, (587) 414-1010 (Local Numbers for Alberta Residents). Our consultation is free and we don’t get paid until you do. We can meet you at our offices, at a coffee shop, your home or a local court house. We represent disabled people throughout Ontario and Alberta, including Toronto, Mississauga, Brampton, Milton, Georgetown, Orangeville, Oakville, Burlington, Hamilton, St.Catharines, Niagara Falls, Stoney Creek, Kitchener/Waterloo, Cambridge, London, Windsor, Markham, Pickering, Oshawa, Peterborough, Keswick, Kingston, Ottawa, Banff, Brooks, Calgary, Edmonton, Fort McMurray, Grande Prairie, Jasper, Lake Louise, Lethbridge, Medicine Hat, Red Deer, Saint Albert and other locations.
Disclaimer: This article is intended to supply general information to the public. We make every effort to ensure the accuracy of this information. However, as laws change quickly, the reader should always ensure the accuracy and applicability of such information with respect to their particular case. The information contained in this article cannot replace a thorough and complete review of the reader’s situation by competent legal counsel who has had an opportunity to review all of the facts.