Blogs

Mental Health and LTD: 5 Things Every Canadian Employee Needs to Know

Posted on August 14, 2026 (August 14, 2026) by kotaklaw

Mental health conditions can affect every part of a person’s life — including their ability to work. Depression, anxiety, post-traumatic stress disorder (PTSD), and other mental health conditions can make it difficult or sometimes impossible to meet the demands of a job. Yet employees who need to take time away from work often worry that ...

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Long-Term Disability for Mental Health Claims in Canada (2026 Guide)

Posted on April 13, 2026 by kotaklaw

Mental health conditions can be just as disabling as physical injuries—but proving that to an insurance company is often far more difficult. Across Canada, people suffering from depression, anxiety, PTSD, burnout, and other psychological conditions regularly face denied or cut-off long-term disability (LTD) claims. A denial does not mean your condition isn’t real—it often means ...

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