Oshawa Disability Lawyer


Many insurers treat long term disability benefits as a wager. Insurance companies know that many individuals suffer from a long term disability but do not file a claim – and that many of those that do file a claim will give up if their claim is denied.

But if your disability insurance claim has been denied, Kotak Law can help. We have won settlements for our clients throughout Ontario, including Oshawa.

Call us at 1-888-GOKOTAKOur consultation is free and we don’t get paid until you do. We can meet you at our offices, at a coffee shop, your home or a local court house.

Feel Secure Again: Taking Away Financial Stress and Workload


When you’re suffering from a disability that prevents you from working, the last thing you would like to do is fight with your insurance company. An experienced disability lawyer understands insurers’ tactics and knows how best to earn you the disability settlement that you deserve.

And because we know the financial strain disability claimants are dealing with, we have a simple promise: no fees until we win.

Your Community


Oshawa seems to have the best of both worlds – so close to the big city and to the even bigger countryside. At Kotak Law, we know the unfortunate side of this: we see Oshawa individuals disabled by car accidents, and by injuries suffered in the wilderness.

Regardless of how it happened, what matters is getting the disability payments that you deserve. Sadly, many insurers seek to delay or deny disabilty payments for Oshawa clients, preying on the fact that some people don’t know their rights.

It doesn’t have to be that way. An experienced disability lawyer knows the insurance bureaucracy and knows disability law, and can earn you your disability settlement.

And you don’t have to pay until you win your claim.

All Oshawa-area individuals are entitled to a completely free consultation. Call us today.

A Name You Can Trust


The right disability lawyer makes all the difference. At Kotak Law, we seek to handle all of the hassle of your disability claim for you, while keeping you informed throughout the process about what your options are, and what we’re doing for you.

We gather all available evidence to support your claim, and will advise you on the pratfalls that often snare disability claimants. With an experienced team at your side, you’ll be able to make the best decision for your financial security and for your future.

The Road to Recovery


One thing insurers often keep from their clients is that there is a time limit to suing for your disability settlement. Sadly, some disability sufferers get bogged down in the quicksand of their insurer’s bureaucracy, and don’t try to litigate until they have lost their chance.

Don’t hesitate – get help today. Fill out our free online assessment or call us at 1-888-GOKOTAK.

Why Choose Kotak Law?


We are the experienced, effective and compassionate path to compensation. We are result oriented and work as a team to maximize the money you receive.

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Free Consultation : (416) 816-1500
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  • Kotak just helped me few days ago to successfully close a second case. In the first one, Rajiv Hate, who is a phenomenal lawyer with Kotak helped me to get much more than I expected in a settlement due to an awful motorcycle accident. And now with a LTD case (non-related to the motorcycle accident) Rajiv did it again, he just helped me to settle my case getting a much higher compensation than I initially estimated. The level of professionalism, attention to detail and kindness showcased by all the team at Kotak and by Rajiv in particular have been insuperable and a constant in both cases. Don't waste your time with any other law firm as I did before I contacted Kotak for my first case, call them and request to talk with Rajiv, you won't regret it!!

    thumb S C
    July 5, 2022

    From the moment I spoke with Rajiv Hate at Kotak Law regarding an LTD claim denial by a large firm, I knew that I had come to the right place. Rajiv is simply awesome to deal with, incredibly competent in his profession and extremely well prepared for these arduous endeavors. The highest of praise to Mr. Hate and a special thank you to Charmaine for all of her assistance. Highly recommended! Keith Taylor

    thumb Keith Taylor
    February 12, 2022

    When my insurance company refused to cover my LTD, it put myself and my family into a very difficult position. Rajiv Hate and his team guided me through the daunting process and gave me back my dignity as father and provider to my family. Words can not express my gratitude or how much I can recommend him. If you feel your situation is not as it should be, I implore you to at least have a conversation with him as he will be direct, honest, and deliver on any promises he may make.

    thumb Randy Chicoine
    December 8, 2021
  • Rajiv Hatè handled my case and I’m deeply grateful for his extraordinary effort. I’m glad I chose Kotak law!

    thumb Naomi Ejokirhie
    March 8, 2022

    Right from the moment I called this law firm I knew I was in good hands. Rajiv was absolutely amazing. He was very compassionate and understanding of my situation. I felt very at ease and he made me feel like family. Charmaine was also such a pleasure to talk to and always got back to me with any questions I had and always reassured me and helped with my anxiety. They worked hard on my case and I am very pleased with the way it was handled. I am so very grateful to have worked with this law firm and highly recommended anyone to seek counsil with them. Thank you again for all your hard work it was such a pleasure!

    thumb Pina Costa
    August 12, 2021

    Rajiv Hate has been my sister's disability claim lawyer and he was amazing. Her disability claim was settled. He is very knowledgeable and throughout the process, Rajiv provided us with the information on next steps. he prepped us with the settlement session on what kind of questions would the lawyers asked and a very precise and clear briefing. If you are looking for Disability lawyer, I highly recommend Rajiv.

    thumb Vijayant Mann
    May 30, 2022
  • I hired Kotak Law to represent me when my disability case was denied. No other lawyers were willing to help me. I met with the lawyer Rajiv who took on my case, fought hard on my behalf and won my case after going through to a hearing. I highly recommend Kotak Law if you have a disability benefit claim that has been denied. Rajiv's clerk, Charmaine, was fantastic to deal with as well.

    thumb marcel a
    March 16, 2021

    I had a very positive experience dealing with Kotak Law. I was kept up to date, dealt with in a friendly professional manner and was very pleased with the outcome. Would definitely recommend this firm.

    thumb Carolyn Gray
    June 17, 2021

    I want to thank Kotak Law for helping me. I am beyond grateful to Mr. Rajiv Hate and his team. Thanks once again for your legal advice, time, and efforts.

    thumb Mirza Aundleeb Fatma
    August 11, 2021

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