Kitchener Disability Lawyer


Many insurers treat long term disability benefits as a wager. Insurance companies know that many individuals suffer from a long term disability but do not file a claim – and that many of those that do file a claim will give up if their claim is denied.

But if your disability insurance claim has been denied, Kotak Law can help. We have won settlements for our clients throughout Ontario, including Cambridge, Kitchener and Waterloo.

Call us at 1-888-GOKOTAKOur consultation is free and we don’t get paid until you do. We can meet you at our offices, at a coffee shop, your home or a local court house.

Feel Secure Again: Taking Away Financial Stress and Workload


When you’re suffering from a disability that prevents you from working, the last thing you would like to do is fight with your insurance company. An experienced disability lawyer understands insurers’ tactics and knows how best to earn you the disability settlement that you deserve.

And because we know the financial strain disability claimants are dealing with, we have a simple promise: no fees until we win.

Your Community


The Waterloo Region offers quaint rural life around the periphery – best typified by St. Jacobs and the clop-clop of horseshoes on northern Waterloo roads – as well as cutting-edge employment in the strong software and automotive sectors. As a result, the area has a wide range of potential employment-ending disabilities that can arise. Kotak Law has a wealth of experience in disability law, and the know-how and compassion to address your unique case. Kotak Law is proud to serve all of Waterloo Region, including Kitchener, Cambridge, and Waterloo. All Waterloo Region residents can receive a free and no-obligation initial consultation on their disability claim.

A Name You Can Trust


The right disability lawyer makes all the difference. At Kotak Law, we seek to handle all of the hassle of your disability claim for you, while keeping you informed throughout the process about what your options are, and what we’re doing for you.

We gather all available evidence to support your claim, and will advise you on the pratfalls that often snare disability claimants. With an experienced team at your side, you’ll be able to make the best decision for your financial security and for your future.

The Road to Recovery


One thing insurers often keep from their clients is that there is a time limit to suing for your disability settlement. Sadly, some disability sufferers get bogged down in the quicksand of their insurer’s bureaucracy, and don’t try to litigate until they have lost their chance.

Don’t hesitate – get help today. Fill out our free online assessment or call us at 1-888-GOKOTAK.

Why Choose Kotak Law?


We are the experienced, effective and compassionate path to compensation. We are result oriented and work as a team to maximize the money you receive.

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Free Consultation : (416) 816-1500
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  • Kotak Law dealt with my case with professionalism and care right from the start. Kaity was great as well as the law clerks and everyone in the office that I communicated with over the last year. Thanks for helping me believe that I had a case to begin with and to support me through to a fair settlement.

    thumb D T
    October 28, 2021

    I dealt with Rajiv and found both him and his staff very easy and pleasant to deal with. They were very professional and knowledgeable. Helped me thru a very stressful and emotional time with a great outcome. I would recommend them without hesitation.

    thumb Doug Briscoe
    October 5, 2021

    I would like to thank Kotak Law for all their help with my case. Rajiv Hate handled my case with such great care, I always felt listened to, and cared about. His assistant Charmaine was also a pleasure to work with. What a great team! So pleased with how this case was handled from beginning to end! Thank you for everything!

    thumb Angela Blood
    March 8, 2021
  • Rajiv Hatè handled my case and I’m deeply grateful for his extraordinary effort. I’m glad I chose Kotak law!

    thumb Naomi Ejokirhie
    March 8, 2022

    Tijana and Nainesh were phenomenal. So compassionate, understanding and empathetic. I can't express my gratitude enough!

    thumb Vicky Marano
    January 23, 2022

    Rajiv and Mridula did an amazing job. Thankyou so very much.

    thumb Lorraine Fearman
    July 22, 2022
  • Rajiv Haté and Charmaine Vaswani provided an exceptional degree of support during a very tumultuous period in my life. Insurance companies don’t take chronic skin conditions seriously (despite it being the largest organ in our bodies) so I didn’t really have any hope that my claim would be settled. Rajiv went above and beyond my expectations, ensured I would be fairly compensated, and got the job done. I highly recommend patients with chronic conditions to contact Kotak Law. They’ll have your back while also giving you space to heal (i.e. you won’t be bombarded with emails during the process). So grateful!

    thumb Meera Roy
    December 16, 2021

    When my insurance company refused to cover my LTD, it put myself and my family into a very difficult position. Rajiv Hate and his team guided me through the daunting process and gave me back my dignity as father and provider to my family. Words can not express my gratitude or how much I can recommend him. If you feel your situation is not as it should be, I implore you to at least have a conversation with him as he will be direct, honest, and deliver on any promises he may make.

    thumb Randy Chicoine
    December 8, 2021

    did a great job handling my case. Rajiv was very professional and helpful.

    thumb manjot sekhon
    August 19, 2021