Blogs


Why Are Auto Insurance Premiums Rising in Ontario? A Comprehensive Guide for Motorists

Are you paying more for auto insurance lately? You’re not alone. Across the nation, car insurance costs have jumped significantly. In 2024 there was an average increase of 12%. This article breaks down why your rates are climbing. We’ll also give you some tips to navigate these increases. Understanding the Auto Insurance Premium Increase Auto […]

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PAID SICK DAYS ONTARIO: KNOW YOUR RIGHTS

Taking time off work when you’re unwell shouldn’t be an added stressor, but understanding your rights as a worker in Ontario is important. This blog breaks down the key details about sick day entitlements, paid sick leave laws, requirements for doctor’s notes, and the differences between sick days, Short-Term Disability (STD), and Long-Term Disability (LTD) […]

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Canada Life Short Term Disability Denials: How to Fight For Your Benefits

If your Canada Life short term disability (STD) claim has been denied, you’re not alone—and you don’t have to face this frustrating situation without support. Navigating the claims and appeals process can be overwhelming, especially when you’re also dealing with health issues that prevent you from working.  This guide will explain what you need to […]

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Why Are Long-Term Disability Claims Denied After Two Years? How Kotak Law Can Help You Fight Back

Long-term disability (LTD) benefits are meant to provide financial support when an injury or illness prevents you from working. However, many claimants are shocked to find that their benefits are suddenly denied after two years. This is often due to a change in the definition of disability used by insurance companies. If you’re facing a […]

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Men’s Mental Health Awareness Month: Understanding Its Importance and Impact

When is men’s mental health month?  June is widely recognized as Men’s Mental Health Month, a time dedicated to raising awareness about the mental health challenges faced by men and promoting the importance of mental well-being among them. This month-long observance aims to break the stigma surrounding men’s mental health issues and encourage open conversations […]

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Long-Term Disability Claims in Calgary: Kotak Law’s Guide to Overcoming Denials

Step-by-Step Guide to the Long-Term Disability Claims Process  The long-term disability (LTD) claims process begins with understanding your policy. It is crucial to thoroughly review your insurance policy to comprehend the terms, conditions, and definitions of disability. This will help you determine if your condition qualifies for benefits under your plan. Pay special attention to […]

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Stat Holidays Manitoba 2025: What You Need to Know

Manitoba’s Official Holiday Calendar for 2025  Manitoba’s official holiday calendar for 2025 includes a mix of federal and provincial statutory holidays, offering residents a chance to celebrate national events and local traditions. These holidays are recognized by the government, and most employees are entitled to a day off with pay, although some exceptions apply depending […]

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Manulife Short Term Disability: Tips From a Lexpert Recognized Disability Lawyer

Which medical conditions are typically eligible for Manulife short term disability?   Manulife’s short term disability (STD) insurance is designed to provide income replacement for employees who are temporarily unable to work due to a medical condition. Eligibility for benefits typically requires that the condition be severe enough to prevent an individual from performing the essential […]

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Toronto Wrongful Death Claims: Insights from Kotak Law

What are the common types of wrongful death claims in Toronto?  In Toronto, wrongful death claims often arise from motor vehicle accidents. These incidents can involve cars, trucks, motorcycles, or public transportation vehicles. Negligence on the part of a driver, such as speeding, distracted driving, or driving under the influence, can lead to fatal accidents, […]

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Disability Lawyers in Oakville: Trust Kotak Law’s Lexpert-Recognized Expertise

What is the process for filing a long term disability claim in Oakville?  Filing a long-term disability claim in Oakville involves several key steps, beginning with understanding your insurance policy. It’s crucial to thoroughly review your policy to comprehend the terms, conditions, and definitions of disability as outlined by your insurer. This will help you […]

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