Kotak Law, Author at Kotak Lawyers

Your Guide to Navigating Mental Health Disability Claims

Posted on October 25, 2023 (December 28, 2023)

In a world where mental health is increasingly gaining the attention it deserves, it’s essential to understand your rights and navigate the complexities of disability claims. Navigating disability claims related to mental health can be tricky. Nainesh Kotak sheds light on successfully steering through these claims. The Stigma and Subjectivity of Mental Health Claims The […]

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Challenging Denied Disability Claims: The Power of Holistic Legal Representation

Posted on October 10, 2023 (July 5, 2024)

If you’ve ever faced the daunting challenge of a denied disability claim, particularly one related to mental health, you understand the struggle that ensues. Despite the advancements in mental health awareness, the stigma persists and claims related to mental health disorders are often dismissed. At Kotak Law, we’re driven to change this narrative by providing […]

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Navigating the Path to Long-Term Disability Benefits: How to Apply

Posted on October 4, 2023 (July 5, 2024)

Disability benefits can be a lifesaver when you’re unable to work due to illness or injury. But, the process of applying can feel like a daunting labyrinth. It doesn’t have to be. In this post, we have simplified the process. Why is this important? Because understanding this process can be the difference between a smooth […]

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Five red flags to look for in your LTD denial

Posted on September 26, 2023 (December 28, 2023)

By Nainesh Kotak If you look below the surface of your long-term disability (LTD) denial, you may not find much substance. Injured workers could be forgiven for thinking that every decision to deny much-needed benefits is the product of a thorough assessment of their situation. Sadly, after more than three decades in practice dedicated to […]

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UNPACKING THE NEW CANADA DISABILITY ACT

Posted on September 19, 2023 (April 23, 2024)

In an effort to provide more significant support to people with disabilities, Ottawa recently introduced a new supplement, the Canada Disability Benefit (CDB). This initiative, viewed as a game-changer for many, aims to alleviate the financial stress experienced by Canadians living with disabilities. However, like all policies, it’s not without its controversies. Critics argue that […]

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Six ways to maximize your LTD application’s chances of success

Posted on August 17, 2023 (July 5, 2024)

By Nainesh Kotak Injured workers need all the help they can get when it comes to receiving the long-term disability (LTD) benefits they deserve. With almost three decades of legal practice behind me advocating for injured clients, I know better than most how difficult LTD insurance companies will make it for disabled employees — right […]

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Five ways to deal with a bullying claims adjuster

Posted on July 24, 2023 (April 23, 2024)

By Nainesh Kotak Your long-term disability claims adjuster is not your friend. It may sound like a harsh statement, but this self-protective mantra is one that many injured workers would benefit from repeating to themselves before getting too close to the insurance company representative in charge of their claim for long-term disability (LTD) benefits. When […]

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Former athlete triumphs in lawsuit against LTD insurer despite late claim filing

Posted on June 16, 2023 (July 5, 2024)

Questioning your medical condition is not the only way insurers could challenge a claim for long-term disability benefits. In many cases, disability insurance companies will attempt to sidestep any assessment of a person’s ability to work, seizing instead on “technicalities” to deny an injured worker’s claim based on deficiencies in their application. Being forced off […]

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How to challenge an LTD denial in five simple steps

Posted on May 17, 2023 (June 16, 2023)

By Nainesh Kotak Having your long-term disability (LTD) claim wrongly denied or terminated can feel like a devastating blow, but challenging an insurer’s decision shouldn’t be overwhelming for injured workers. At Kotak Law, we see an LTD denial challenge as a collaborative effort between lawyer and client. Working as a team, we break your matter […]

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Don’t get lost in transition: Tips for migrating from short-term to long-term disability

Posted on April 18, 2023 (June 16, 2023)

By Nainesh Kotak If I had my way, disabled workers injured badly enough to exhaust their short-term disability (STD) coverage would move swiftly and smoothly onto long-term disability (LTD), leaving them free to concentrate on their recovery. Sadly, after almost 30 years in legal practice advocating on behalf of injured workers, I’ve learned that insurers […]

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Author: Kotak Law

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