If you’ve ever faced the daunting challenge of a denied disability claim, particularly one related to mental health, you understand the struggle that ensues. Despite the advancements in mental health awareness, the stigma persists and claims related to mental health disorders are often dismissed. At Kotak Law, we’re driven to change this narrative by providing aggressive but empathetic representation to clients who have been denied their rightful claims.
Navigating the Complex Terrain of Disability Claims
Many people have group or private plans that provide coverage for short-term or long-term disabilities. However, when it comes to mental health, the path to claiming insurance is fraught with obstacles. The first challenge is the stigma attached to mental illness, which inhibits individuals from reporting their symptoms. Secondly, the lack of objective testing like X-rays or MRIs for mental health disorders often leads to the denial of these claims.
At Kotak Law, we’ve successfully represented clients who’ve been denied disability benefits due to mental illness and other disorders. We understand that the intersection of mental and physical health can be complex, with physical pain often leading to depression, anxiety, or post-traumatic stress disorder.
Our Holistic Approach
We adopt a holistic approach to legal representation. Engaging with specialists, family doctors and often retaining an expert witness, we take into consideration the functionality of a person suffering from a mental illness or physical complaint. Our focus is not just on the medical condition itself, but on how it affects the individual’s ability to function in daily life and their capacity to work.
We are quick and aggressive with insurance companies, commencing lawsuits in a timely manner, obtaining the full claims file, all medical records, and expert opinions. We understand our clients’ financial plight when they are unable to work and make it a priority to move the cases quickly.
Mediation: The Path to Quick Resolutions
We favour mediations, where a neutral third party facilitates discussions between both sides. This process often leads to a resolution, saving our clients the stress and time of a drawn-out legal battle.
Experience and Empathy: Our Key Strengths
With nearly 30 years of experience in law, our firm is deeply empathetic to our clients. Nainesh Kotak is on the Executive of the Board of Directors of the Ontario Trial Lawyers Association and the chair of the long-term disability section. We are committed to raising awareness about mental health and long-term disability cases. We believe our holistic representation, coupled with our proactive communication, has led to successful outcomes for our clients.
Key Takeaways
1. The Stigma Struggle: Mental health disorders are often stigmatized, leading to under-reporting and a higher rate of claim denial.
2. The Power of Holistic Representation: A comprehensive approach, involving medical experts and considering the overall impact on an individual’s life, can be a game-changer in disability claims.
3. The Speed of Action: Swift and aggressive action with insurance companies can expedite the resolution process.
4. Mediation as a Resolution Tool: Mediation can facilitate quicker settlements, reducing the stress and financial burden on the claimant.
5. Experience and Empathy: A deep understanding of the challenges faced by clients coupled with extensive experience can make a significant difference in the outcomes of disability claims.
If you or a loved one is dealing with a denied disability claim, don’t navigate this challenging journey alone. Reach out to us at Kotak Law for a comprehensive and empathetic approach to your legal needs. From our first meeting to the final resolution, we’ll stand by your side, fighting for your rightful claim. Visit us today at kotaklaw.com.
