Kotak Law, Author at Kotak Lawyers

Following treatment providers’ advice boosts health, strengthens LTD claim

Posted on July 26, 2021 (June 16, 2023)

Following your treatment providers’ advice is good for your long-term disability (LTD) claim as well as your health, says Toronto personal injury lawyer Nainesh Kotak. Employees who are forced off work because of a disability will typically end up seeing many medical professionals for a variety of reasons over the course of the LTD claim […]

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Better knowing your LTD group policy

Posted on June 23, 2021 (June 16, 2023)

By Nainesh Kotak No document is more important to your long-term disability claim than your group policy. When it comes down to it, the relationship between the insured person and their insurance company is governed by that contract, which is why it’s the first thing we ask our clients to provide when they’re having trouble […]

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Medical diagnosis not enough for many LTD insurers

Posted on May 18, 2021 (June 16, 2023)

Getting a medical diagnosis is only half the battle for many long-term disability (LTD) claimants, says Toronto disability lawyer Nainesh Kotak. Although a physician’s statement about the worker’s condition and the prognosis is a key part of a long-term disability claim, Kotak, the principal at Kotak Personal Injury Law, says insurers are rarely happy to […]

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Strategies for defeating common disability insurance roadblocks

Posted on April 20, 2021 (June 16, 2023)

When an insurance company denies or terminates a disability benefits claim, the person on the receiving end usually assumes that’s the final word, says Toronto disability lawyer Nainesh Kotak. What many claimants don’t know is that disability insurers routinely cut off or deny legitimate claims for a variety of reasons, but that doesn’t mean you […]

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HAS RBC STOPPED PAYING YOU SHORT TERM DISABILITY IN ONTARIO?

Posted on March 31, 2021 (June 16, 2023)

Royal Bank of Canada (RBC) is a Canadian multinational financial services company and the largest bank in Canada. RBC serves approximately ten million clients through its more than 1200 branches. RBC offers many of its employees short-term and long-term disability benefits through Manulife. Usually, RBC is responsible for the payment of short-term disability benefits and […]

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Woman wins legal battle against disability insurer

Posted on March 17, 2021 (June 16, 2023)

Group disability insurance is designed to give employees peace of mind if an illness or injury prevents them from working. Group insurance plans for short- and long-term disability provide financial protection by way of disability benefits, allowing someone to pay their rent or mortgage and other bills during their recovery. Too often, disability insurance claimants […]

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HAS TD STOPPED PAYING YOU SHORT TERM DISABILITY IN ONTARIO?

Posted on February 28, 2021 (June 16, 2023)

The Toronto-Dominion Bank is a Canadian multinational banking and financial services corporation headquartered in Toronto, Ontario. The bank and it’s subsidiaries have over 89,000 employees and 26 million clients worldwide. In Canada the bank operates as TD Canada Trust and serves more than 11 million customers. TD offers many of its employees short-term and long-term […]

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Social media dos and don’ts for disability insurance claimants

Posted on February 22, 2021 (June 16, 2023)

A recent news story about a Toronto woman who was off work because of a head injury and videotaped by the Workplace Safety and Insurance Board (WSIB) is an example of how far insurers will go to deny legitimate claims, says Toronto injury and disability lawyer Nainesh Kotak. Insurance companies have “tremendous resources” at their disposal […]

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Denied LTD benefits? Don’t opt for the insurer’s appeal, hire a lawyer

Posted on January 21, 2021 (June 16, 2023)

When workers are denied short- or long-term disability benefits by their insurance company, they can face an uphill battle getting the necessary evidence to argue their claim. According to Statistics Canada, working-age Canadians have a one-in-three chance of developing a disability that will last for more than three months. Every day, we meet clients who […]

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Five questions to ask a disability lawyer before hiring one

Posted on December 13, 2020 (June 16, 2023)

Finding the right lawyer to represent you in a disability insurance claim can be challenging, but there are key questions to ask lawyers to ensure they’re a good fit for your situation, says Toronto personal injury and disability lawyer Nainesh Kotak. If your short- or long-term disability insurance claim has been denied or terminated, it’s […]

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