Long Term Disability Archives - Page 5 of 10

Do You Feel That Cigna Has Unfairly Denied Your Disability Claim?

Posted on April 12, 2019 (June 16, 2023) by Kotak Law

Have you experienced this? You or your employer pay premiums for a Cigna disability insurance policy with the hope that one day if you can’t work Cigna will honour it’s duty to pay you disability benefits. Unfortunately, you cannot work due to a physical or mental condition. You complete the application for disability benefits and ...

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Disability caused by a Fractured Femur, Tibia or Pelvis

Posted on April 8, 2019 (June 16, 2023) by Kotak Law

A very fit and healthy 57-year-old Kitchener man was struck by a car while he was biking to work. The accident caused a broken pelvis and other injuries for the cyclist; and he required surgery and hospitalization and was confined to a bed for almost four months. After being released from hospital, the accident victim ...

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Do You Feel that Your Short Term Disability Claim has Been Unfairly Denied by Great West Life?

Posted on March 25, 2019 (June 16, 2023) by Kotak Law

Has this happened to you? You or your employer pay premiums for a Great West Life disability insurance policy with the belief that one day if you can’t work your disability insurer will honour it’s duty to pay you disability benefits. Unfortunately, you cannot continue working due to a physical or mental condition. You complete ...

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Do You Feel That Manulife Has Unfairly Denied Your Short Term Disability Claim?

Posted on February 19, 2019 (June 16, 2023) by Kotak Law

Does this scenario seem familiar? You or your employer pay premiums for a Manulife disability insurance policy with the expectation that one day if you can’t work your disability insurer will honour its obligation to pay you disability benefits. Unfortunately, you cannot continue working due to a physical or mental condition. You complete the application ...

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Car Accident Injury Lawsuit and Disability Claim Dispute are tried together

Posted on February 12, 2019 (June 16, 2023) by Kotak Law

It’s not uncommon for persons injured in a car accident to file multiple claims for compensation, depending on the circumstances of the accident and their injuries. Anyone injured in a car accident, including vehicle passengers and pedestrians, may claim statutory accident benefits under the no fault accident insurance policy of their driver, another driver involved ...

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Was Your Short Term Disability Claim Denied After an Insurance Company Did a Paper Review?

Posted on February 5, 2019 (June 16, 2023) by Kotak Law

Does this sound familiar? You stop working due to a physical disability or due to stress, depression or anxiety. You complete your application for short term disability benefits and send it to your disability insurance company. You have your doctor fill out a physician statement and send it with test results such as an X-ray, ...

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Talking to Your Doctor When You Have a Disability Claim

Posted on January 28, 2019 (June 16, 2023) by Kotak Law

How you speak with your doctor is of utmost importance when you are applying for short term disability and long term disability benefits. While it is important for your doctor to diagnose what you are suffering from, disability insurance companies will look through your medical records to see how your impairments actually affect your ability ...

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Do You Feel that You are Being Treated Unfairly by Sun Life?

Posted on January 25, 2019 (June 16, 2023) by Kotak Law

Does this scenario seem familiar? You pay premiums for a Sun Life disability insurance policy with the expectation that one day if you can’t work your disability insurer will honour it’s obligation to pay you disability benefits. Unfortunately, you cannot continue working due to a physical or mental condition. You complete the application for disability ...

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Has Manulife Stopped Paying You Long Term Disability Benefits Because You Didn’t Complete Its Rehab or Return to Work Plan?

Posted on January 8, 2019 (June 16, 2023) by Kotak Law

Has this just happened to you? You are unable to work due to a disability such as stress, anxiety, depression, phobia, headaches or pain. You apply to Manulife for disability insurance benefits. You send in your application and a physician statement from your doctor. Manulife then tells you to go to a rehab program where ...

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Asthma and other Respiratory Conditions can cause Long-term Disability

Posted on January 2, 2019 (June 16, 2023) by Kotak Law

Chronic respiratory disorders are diseases of the airways and lungs that continue over a prolonged period or throughout the lifetime of the affected person. Chronic respiratory disorders can significantly interfere with breathing and proper lung function and may impact people of all ages. Further, because these diseases are long-term and often have significant health effects, ...

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