Getting a medical diagnosis is only half the battle for many long-term disability (LTD) claimants, says Toronto disability lawyer Nainesh Kotak. Although a physician’s statement about the worker’s condition and the prognosis is a key part of a long-term disability claim, Kotak, the principal at Kotak Personal Injury Law, says insurers are rarely happy to […]
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Read More… from Medical diagnosis not enough for many LTD insurers
When workers are denied short- or long-term disability benefits by their insurance company, they can face an uphill battle getting the necessary evidence to argue their claim. According to Statistics Canada, working-age Canadians have a one-in-three chance of developing a disability that will last for more than three months. Every day, we meet clients who […]
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Read More… from Denied LTD benefits? Don’t opt for the insurer’s appeal, hire a lawyer
Members of the Canadian Armed Forces (CAF) make the ultimate sacrifice for their country, by putting their lives on the line to defend Canadian values, ideals and sovereignty. The CAF consists of air, land and sea units, being the Royal Canadian Airforce (RCAF), Royal Canadian Army (RCA) and Royal Canadian Navy (RCN). CAF members are […]
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Read More… from SISIP Long Term Disability Claims for Canadian Armed Forces (CAF)
Postal workers face unique mental health and physical stressors in the workplace, due to the strenuous and repetitive nature of their work. Postal work is performed through a variety of roles, such as drivers, letter carriers, postal sorters, and counter clerks. Many employees work shifts, engage in physical duties and provide services in a customer […]
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Read More… from Long Term Disability Claims for Canada Post Workers
In Ontario, over half of COVID-19 related deaths have been linked to long term care homes (nursing homes), which disproportionately impacts elderly Canadians, who are one of the most vulnerable groups in our society. Seniors who are receiving long term care usually have cognitive and physical impairments, as well as chronic health conditions that […]
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Read More… from LONG TERM CARE HOMES AND COVID-19 RELATED DEATHS IN ONTARIO
Long-term disability benefits may be taxable depending upon who paid the benefits. Many workers have group disability policies with companies like Manulife, Sun-Life, Great West Life or RBC, amongst others. If the employer pays part or all of the premiums for the long-term disability policy the benefits will be taxable. If the worker pays all […]
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Read More… from ARE LONG-TERM DISABILITY BENEFITS TAXABLE IN ONTARIO
The COVID-19 pandemic is an unprecedented situation that extends beyond physical impacts. This type of isolation, uncertainty and risk can lead to psychological trauma. The stress associated with self isolating and socially distancing can be overbearing, since humans are inherently social beings that thrive off interaction with one another. Those who are separated from their […]
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Read More… from COVID-19’s Effect on Mental Health and Long Term Disability
On January 1, 2020, The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company merged to become – The Canada Life Assurance Company (“Canada Life”). Great West Life and London Life policies that were in effect remain unchanged in terms of commitments and promises. Canada Life was founded in 1847 […]
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Read More… from Canada Life Denied Disability Insurance Claim
According to the World Health Organization coronaviruses are a family of viruses that cause illness ranging from the common cold or more serious diseases such as SARS. Coronavirus disease (COVID-19) is a new strain that was discovered in 2019 and has not previously been identified in humans. The WHO states that common signs of infection […]
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Read More… from Short Term Disability Claims And Coronavirus
An injured man was denied income replacement benefits (IRBs) under his ‘no fault’ accident insurance following a serious snowmobile accident. The accident victim’s benefits were terminated in response to inaccurate medical information that was submitted with a second Disability Certificate. Then, his vehicle insurer, State Farm Insurance Company, refused all subsequent attempts to accept any […]
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Read More… from Plaintiff wins Accident Claim Dispute against Insurer
Kotak Personal Injury Law is a Registered business name of Nainesh Kotak Professional Corporation.
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