Long Term Disability Archives - Page 10 of 10

Has Sun Life Denied Your Disability Insurance Claim?

Posted on April 23, 2018 (June 16, 2023) by Kotak Law

Sun Life Assurance Company of Canada is part of the Sun Life Financial group of companies (Sun Life). Sun Life is a Canadian based financial services company and is one of the largest insurance companies in the world. Sun Life dates back to 1865. The Sun Life Centre in Toronto, Ontario, was built in 1984 […]

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Has Great-West Life Denied Your Disability Insurance Claim?

Posted on April 13, 2018 (June 16, 2023) by Kotak Law

109 Billion in retirement and investment holdings in Canada. Great-West Life also declared that for the year ending December 31, 2017, its net earnings were $2.155 Billion. {video} Great-West Life sells short term and long term disability insurance policies. Some of the Great-West Life’s disability insurance policies are group policies through employers and others are […]

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Has Manulife Denied Your Disability Insurance Claim?

Posted on April 12, 2018 (June 16, 2023) by Kotak Law

Manulife was originally incorporated as the Manufacturers Life Insurance Company. It is known as a prominent Canadian financial services and insurance company. According to Wikipedia in 2015 Manulife had a net profit of $2.2 billion and equity amounting to $42 billion. Manulife sells short term and long term disability insurance policies. Some of the Manulife’s […]

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Claiming Long-term Disability for Mental Illness

Posted on April 4, 2018 (June 16, 2023) by Kotak Law

When someone is dealing with a mental illness, everyday chores can be a challenge and being effective at work can be even more difficult, if not impossible. In Canada, like many other western nations, increasingly more people are affected by mental illness and as a result, are unable to function in their jobs. The Canadian […]

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Claimant diagnosed with Brain Tumour can’t be denied LTD Benefits due to Pre-existing Condition

Posted on March 6, 2018 (June 16, 2023) by Kotak Law

Long-term disability (LTD) insurance plans typically include an exclusionary provision that prevents a potential claimant from obtaining coverage for an illness or injury for a pre-existing condition, or for a condition for which they were treated within the specified exclusionary period. Exclusionary provisions or conditions can differ between insurance plans, both in the case of […]

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Medical Breakthroughs for Victims of Spinal Cord Injury

Posted on October 9, 2017 (June 16, 2023) by Kotak Law

86,000 Canadians are living with a spinal cord injury (SCI) and SCI is one of the most devastating and impactful injuries, both physically and financially. The Rick Hansen Institute states that spinal cord injury is among the most destructive survivable catastrophes that a person may suffer and spinal cord injuries cost the Canadian government about […]

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Court rules that Insurer must pay LTD Benefits as well as Damages for Mental Distress arising from a Denial of Benefits

Posted on September 2, 2017 (June 16, 2023) by Kotak Law

Individuals who have coverage for disability benefits under an employee benefits plan or another policy are entitled to receive income replacement benefits if they become injured or ill and are no longer able to perform their job. Unfortunately, insurance companies sometimes deny coverage for legitimate claims. One of the most common reasons for denial of claims is […]

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Long-term Disability Dispute impacts Supplementary Benefits such as Health and Dental Coverage

Posted on June 5, 2017 (June 16, 2023) by Kotak Law

When someone has long-term disability (LTD) coverage under an employee group benefits plan, they are eligible for income replacement coverage if they are unable to work due to an injury or an illness. Individuals who qualify for disability coverage may also continue to receive other benefits, such as dental, health and life insurance coverage. Unfortunately, […]

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Chronic Pain Syndrome is an unexpected but often devastating Condition

Posted on August 9, 2016 (June 16, 2023) by Kotak Law

On January 15, 2011, while she was a front-seat passenger, a woman was injured in a vehicle that was rear-ended in stop-and-go traffic. The 54 year old woman suffered a whiplash injury which caused neck and back pain. Her symptoms persisted and worsened, and evolved into chronic pain syndrome. She had difficulty standing or sitting […]

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