Do You Feel That Cigna Has Unfairly Denied Your Disability Claim?

Have you experienced this? You or your employer pay premiums for a Cigna disability insurance policy with the hope that one day if you can’t work Cigna will honour it’s duty to pay you disability benefits.  Unfortunately, you cannot work due to a physical or mental condition. You complete the application for disability benefits and your doctor sends a supporting form on your behalf.  You anxiously wait for your disability payments to begin and Cigna does the following:

  1. Repeatedly requests that you send records or forms.
  2. Calls you and asks why you can’t work.
  3. Forces you to attend a particular rehab or vocational facility.
  4. Tells you that there is a lack of evidence to support your claim.
  5. Tells you that you have failed to take the right medicine.
  6. Denies or terminates your disability benefits despite what your own physician says.
  7. States that you have a pre existing condition.
  8. Tells you that you have applied for disability benefits too late.

If the above sounds familiar be rest assured that you are not alone.  The lawyers at Kotak Personal Injury Law are familiar with the manner in which long term disability claims are denied by disability insurance companies.

If you have been denied short term or long term disability benefits by Cigna or another disability insurance company you are no doubt feeling frustrated by the process.  At Kotak Law we are committed to helping people access the disability benefits they have been denied and we understand your anger with your disability insurance company.

We offer free consultations and don’t charge until your case is resolved.  We represent people throughout Ontario, Alberta and for those who cannot meet us at one of our offices we offer consultation at your home, a local coffee shop, courthouse, by telephone, Skype or WhatsApp.


We understand that being denied disability benefits can be frustrating and devastating. Your time to fight your disability insurance company is limited. Please do not delay in calling long term disability lawyer. We have successfully sued numerous disability insurance companies including: Manulife, Sunlife, Desjardins, Great West Life, Blue Cross, AIG, SSQ, RBC, Industrial Alliance and more.

Call your trusted long term disability lawyers at 1-888-GOKOTAK (Toll Free for all of Canada), or (416) 816-1500 (Local Number for Ontario Residents), (403) 319-0071, (587) 414-1010 (Local Numbers for Alberta Residents). Our consultation is free and we don’t get paid until you do. We can meet you at our offices, at a coffee shop, your home or a local court house. We represent disabled people throughout Ontario and Alberta, including Toronto, Mississauga, Brampton, Milton, Georgetown, Orangeville, Oakville, Burlington, Hamilton, St.Catharines, Niagara Falls, Stoney Creek, Kitchener/Waterloo, Cambridge, London, Windsor, Markham, Pickering, Oshawa, Peterborough, Keswick, Kingston, Ottawa, Banff, Brooks, Calgary, Edmonton, Fort McMurray, Grande Prairie, Jasper, Lake Louise, Lethbridge, Medicine Hat, Red Deer, Saint Albert and other locations.

Disclaimer: This article is intended to supply general information to the public. We make every effort to ensure the accuracy of this information. However, as laws change quickly, the reader should always ensure the accuracy and applicability of such information with respect to their particular case. The information contained in this article cannot replace a thorough and complete review of the reader’s situation by competent legal counsel who has had an opportunity to review all of the facts.