In Ontario, over half of COVID-19 related deaths have been linked to long term care homes (nursing homes), which disproportionately impacts elderly Canadians, who are one of the most vulnerable groups in our society. Seniors who are receiving long term care usually have cognitive and physical impairments, as well as chronic health conditions that […]
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Read More… from LONG TERM CARE HOMES AND COVID-19 RELATED DEATHS IN ONTARIO
Long-term disability benefits may be taxable depending upon who paid the benefits. Many workers have group disability policies with companies like Manulife, Sun-Life, Great West Life or RBC, amongst others. If the employer pays part or all of the premiums for the long-term disability policy the benefits will be taxable. If the worker pays all […]
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Read More… from ARE LONG-TERM DISABILITY BENEFITS TAXABLE IN ONTARIO
The COVID-19 pandemic is an unprecedented situation that extends beyond physical impacts. This type of isolation, uncertainty and risk can lead to psychological trauma. The stress associated with self isolating and socially distancing can be overbearing, since humans are inherently social beings that thrive off interaction with one another. Those who are separated from their […]
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Read More… from COVID-19’s Effect on Mental Health and Long Term Disability
The economic impact of COVID-19 has been devastating for Canadians across the country, especially for those who are self employed or work in an industry not deemed an essential service. According to Statistics Canada, over 3.1 million Canadians were affected by jobs loss or reduced working hours since March 15th. The unemployment rate is estimated […]
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Read More… from How to Claim the COVID-19 Canada Emergency Response Benefit (CERB)
On January 1, 2020, The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company merged to become – The Canada Life Assurance Company (“Canada Life”). Great West Life and London Life policies that were in effect remain unchanged in terms of commitments and promises. Canada Life was founded in 1847 […]
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Read More… from Canada Life Denied Disability Insurance Claim
According to the World Health Organization coronaviruses are a family of viruses that cause illness ranging from the common cold or more serious diseases such as SARS. Coronavirus disease (COVID-19) is a new strain that was discovered in 2019 and has not previously been identified in humans. The WHO states that common signs of infection […]
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Read More… from Short Term Disability Claims And Coronavirus
Many working Canadians are familiar with long-term disability insurance, the purpose of which is to provide income replacement when someone becomes ill or injured and is unable to work for a prolonged period. Long-term disability (LTD) payments are generally tax-free when the individual has paid 100% of their premiums, but taxable if the employer has […]
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Short term and long term disability insurance only pays a fixed percentage of a policy holder’s monthly income. Unfortunately, disability insurance companies often unexpectedly deny or terminate disability insurance benefits. We understand that if you can’t work due to a disability and your insurance claim has been denied you are worried about your financial well […]
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Read More… from How Much Does It Cost to Hire a Disability Lawyer?
Effective October 17th, Canadians can purchase legal recreational marijuana from approved vendors. In Ontario, adults 19 and over may now possess a maximum of 30 grams of pot in public. There is no limit on the amount of dried cannabis you may have at home, but households cannot grow more than 4 marijuana plants. After […]
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Read More… from Will the Legalization of Pot result in more Injuries?
Motor vehicle accidents and accidents in the home, such as burning or scalding incidents, are the most common accidental causes of scars and disfigurement in Canada. Such injuries may also result from a dog attack, an assault or a sports injury. Whatever the cause, permanent scars or disfigurement are often traumatizing and have a substantial […]
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Read More… from Psychological Trauma from a Scar and Disfigurement Injury
Kotak Personal Injury Law is a Registered business name of Nainesh Kotak Professional Corporation.
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