Canada Life Denied Disability Insurance Claim

Posted on April 6, 2020 (June 16, 2023) by Kotak Law

On January 1, 2020, The Great-West Life Assurance Company, London Life Insurance Company and The Canada Life Assurance Company merged to become – The Canada Life Assurance Company (“Canada Life”). Great West Life and London Life policies that were in effect remain unchanged in terms of commitments and promises. Canada Life was founded in 1847 ...

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Short Term Disability Claims And Coronavirus

Posted on March 20, 2020 (July 5, 2024) by Kotak Law

According to the World Health Organization coronaviruses are a family of viruses that cause illness ranging from the common cold or more serious diseases such as SARS. Coronavirus disease (COVID-19) is a new strain that was discovered in 2019 and has not previously been identified in humans. The WHO states that common signs of infection ...

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Why you may need Critical Illness Coverage and How it differs from Disability Benefits

Posted on June 3, 2019 (July 5, 2024) by Kotak Law

Many working Canadians are familiar with long-term disability insurance, the purpose of which is to provide income replacement when someone becomes ill or injured and is unable to work for a prolonged period. Long-term disability (LTD) payments are generally tax-free when the individual has paid 100% of their premiums, but taxable if the employer has ...

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How Much Does It Cost to Hire a Disability Lawyer?

Posted on October 24, 2018 (June 16, 2023) by Kotak Law

Short term and long term disability insurance only pays a fixed percentage of a policy holder’s monthly income. Unfortunately, disability insurance companies often unexpectedly deny or terminate disability insurance benefits. We understand that if you can’t work due to a disability and your insurance claim has been denied you are worried about your financial well ...

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Will the Legalization of Pot result in more Injuries?

Posted on October 19, 2018 (June 16, 2023) by Kotak Law

Effective October 17th, Canadians can purchase legal recreational marijuana from approved vendors. In Ontario, adults 19 and over may now possess a maximum of 30 grams of pot in public. There is no limit on the amount of dried cannabis you may have at home, but households cannot grow more than 4 marijuana plants. After ...

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Psychological Trauma from a Scar and Disfigurement Injury

Posted on May 22, 2017 (June 16, 2023) by Kotak Law

Motor vehicle accidents and accidents in the home, such as burning or scalding incidents, are the most common accidental causes of scars and disfigurement in Canada. Such injuries may also result from a dog attack, an assault or a sports injury. Whatever the cause, permanent scars or disfigurement are often traumatizing and have a substantial ...

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Court finds the Defendants liable when a Sidewalk Sign injures a Toronto Woman

Posted on February 2, 2017 (July 5, 2024) by Kotak Law

If you are injured due to an unsafe condition on a property or due to a product that is unsafe in terms of its design, construction or installation, you may be eligible for compensation for your injury and losses. Owners and occupiers of a property are responsible for keeping anyone coming onto their property reasonably ...

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Municipality found liable in Recreational Accident

Posted on October 31, 2016 (June 16, 2023) by Kotak Law

Under Ontario’s Occupiers’ Liability Act, subsection 3(1), the occupier of a premises (including the owner, tenants or parties responsible for the activities carried out on a premises) “owes a duty to take such care as is reasonable in all the circumstances to see that persons entering on the premises are reasonably safe while on the ...

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How does Contributory Negligence affect my Claim?

Posted on September 26, 2016 (June 16, 2023) by Kotak Law

In some accidents, such as motor vehicle collisions and slip and fall accidents, an injured person may have contributed to their injury, either in a minor way or more significantly. The courts may find a plaintiff to have been contributory negligent in their injury if their actions were not those of a reasonable and cautious ...

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Ensure that your Claim is not barred by a Limitation Period

Posted on August 22, 2016 (June 16, 2023) by Kotak Law

The Ontario Limitations Act, sets a two year time restriction that affects when an accident victim must commence a personal injury claim before it is statute-barred. Also, under the Insurance Act of Ontario, section 267.5(5), a person injured in a motor vehicle accident can seek compensation for their pain and suffering (i.e. non-pecuniary damages) only ...

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General Information

Category: General Information