The challenges of disability claims for workplace stress

Posted on April 19, 2022 (June 16, 2023) by Kotak Law

By Nainesh Kotak Employees across the country are experiencing unprecedented levels of stress. In a recent survey, almost one quarter (24 per cent) of respondents said their work-related stress has escalated. A significant portion of employees cited burnout symptoms, such as sleep problems, constant worrying and lack of concentration. Another study shows that the main ...

...

DENTIST DISABILITY INSURANCE CLAIM DENIED

Posted on April 8, 2022 (June 16, 2023) by Kotak Law

Dentists often purchase private disability policies through a broker at the start of their career. They do this for peace of mind knowing that as their practice grows their financial obligations will too. Dentists usually chose policies that provide a significant monthly disability benefit that is non taxable and contains a cost of living increase ...

...

New eBook demystifies complex world of disability benefit claims

Posted on November 10, 2021 (July 5, 2024) by Kotak Law

A new eBook provides ordinary Ontarians with the tools they need to get through every stage of a disability claim, according to its author, Toronto disability lawyer Nainesh Kotak. Kotak, the principal and founder of Kotak Personal Injury Law, says the complicated process for claiming benefits and challenging denials can feel labyrinthine to anyone without ...

...

How to navigate a disability claim for Long COVID

Posted on October 25, 2021 (June 16, 2023) by Kotak Law

By Nainesh Kotak We’re still learning about the long-term effects of contracting COVID-19, but a recent report from an Ontario science advisory group estimates that between 57,000 and 78,000 people in the province had or are currently experiencing long-haul COVID symptoms. What constitutes long COVID varies, but it’s essentially when someone’s symptoms extend beyond the ...

...

Prepare for battle with LTD insurer at two-year mark in disability claim

Posted on August 10, 2021 (July 5, 2024) by Kotak Law

By Nainesh Kotak Steel yourself for a fight with your long-term disability insurer two years after receiving your first benefit payment. Although the terms of each LTD group policy will differ, the vast majority take a crucial turn 24 months into the relationship when the test for coverage changes. For the first two years, workers ...

...

Better knowing your LTD group policy

Posted on June 23, 2021 (June 16, 2023) by Kotak Law

By Nainesh Kotak No document is more important to your long-term disability claim than your group policy. When it comes down to it, the relationship between the insured person and their insurance company is governed by that contract, which is why it’s the first thing we ask our clients to provide when they’re having trouble ...

...

Strategies for defeating common disability insurance roadblocks

Posted on April 20, 2021 (July 5, 2024) by Kotak Law

When an insurance company denies or terminates a disability benefits claim, the person on the receiving end usually assumes that’s the final word, says Toronto disability lawyer Nainesh Kotak. What many claimants don’t know is that disability insurers routinely cut off or deny legitimate claims for a variety of reasons, but that doesn’t mean you ...

...

HAS RBC STOPPED PAYING YOU SHORT TERM DISABILITY IN ONTARIO?

Posted on March 31, 2021 (June 16, 2023) by Kotak Law

Royal Bank of Canada (RBC) is a Canadian multinational financial services company and the largest bank in Canada. RBC serves approximately ten million clients through its more than 1200 branches. RBC offers many of its employees short-term and long-term disability benefits through Manulife. Usually, RBC is responsible for the payment of short-term disability benefits and ...

...

Woman wins legal battle against disability insurer

Posted on March 17, 2021 (June 16, 2023) by Kotak Law

Group disability insurance is designed to give employees peace of mind if an illness or injury prevents them from working. Group insurance plans for short- and long-term disability provide financial protection by way of disability benefits, allowing someone to pay their rent or mortgage and other bills during their recovery. Too often, disability insurance claimants ...

...

HAS TD STOPPED PAYING YOU SHORT TERM DISABILITY IN ONTARIO?

Posted on February 28, 2021 (June 16, 2023) by Kotak Law

The Toronto-Dominion Bank is a Canadian multinational banking and financial services corporation headquartered in Toronto, Ontario. The bank and it’s subsidiaries have over 89,000 employees and 26 million clients worldwide. In Canada the bank operates as TD Canada Trust and serves more than 11 million customers. TD offers many of its employees short-term and long-term ...

...

Disability

Category: Disability