Blogs


Five questions to ask a disability lawyer before hiring one

Five questions to ask a disability lawyer before hiring one

Finding the right lawyer to represent you in a disability insurance claim can be challenging, but there are key questions to ask lawyers to ensure they’re a good fit for your situation, says Toronto personal injury and disability lawyer Nainesh Kotak. If your short- or long-term disability insurance claim has been denied or terminated, it’s […]

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SISIP Long Term Disability Claims for Canadian Armed Forces (CAF)

SISIP

Members of the Canadian Armed Forces (CAF) make the ultimate sacrifice for their country, by putting their lives on the line to defend Canadian values, ideals and sovereignty. The CAF consists of air, land and sea units, being the Royal Canadian Airforce (RCAF), Royal Canadian Army (RCA) and Royal Canadian Navy (RCN). CAF members are […]

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Long Term Disability Claims for Canada Post Workers

Long Term Disability Claims for Canada Post Workers

Postal workers face unique mental health and physical stressors in the workplace, due to the strenuous and repetitive nature of their work. Postal work is performed through a variety of roles, such as drivers, letter carriers, postal sorters, and counter clerks. Many employees work shifts, engage in physical duties and provide services in a customer […]

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Attending Treatment Appointments Critical For Disability Insurance Claimants

Kotak law

When you live with chronic pain –– physical or psychological –– even the simple act of getting out of bed can be a monumental challenge. Whether you’re battling cancer, depression, fibromyalgia or another serious illness, it impacts every area of your life –– work, social, financial, emotional and spiritual. If you’re on leave from work […]

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Has OTIP Denied your Long Term Disability (LTD) Claim?

Has OTIP Denied your Long Term Disability (LTD) Claim?

Ontario Teachers Insurance Plan (OTIP) The Ontario Teachers Insurance Plan (OTIP) provides employee group benefits, including long term disability (LTD) insurance for unionized teachers in Ontario. OTIP is the plan administrator, which provides assistance with enrolment, eligibility, benefits and premiums, as well as claims for life, health and dental care. OTIP assesses each long term […]

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Mental health disability claims rising during COVID-19

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There has been a sharp rise in stress and anxiety throughout the pandemic, resulting in more mental health-related disability claims, says Toronto personal injury and disability lawyer Nainesh Kotak. A global study conducted by Workplace Intelligence found that increased stress and anxiety have negatively affected the mental health of 78 percent of the global workforce, […]

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IS CANADA LIFE STOPPING YOUR DISABILITY BENEFITS AFTER TWO YEARS?

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Have you received a letter from Canada Life stating that you have been receiving disability benefits for two years but those benefits will now be stopped? You would be surprised how often this happens. Most Canada Life disability insurance policies in Ontario have a change of definition clause in terms of how total disability is […]

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WHAT IS AN IME-INDEPENDENT MEDICAL EXAMINATION?

what is an Ime-independent medical examination

Independent Medical Examinations (IME) are a common practice in Ontario, and are often used by insurance companies to deny benefits, or employers to challenge accommodation requests. An IME is a medical assessment conducted by an independent physician, rather than the doctor that normally provides treatment. The objective is to have a neutral third party opinion […]

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GOOD SAMARITAN LAW ONTARIO

GOOD SAMARITAN LAW ONTARIO

In Ontario, there is no law compelling an individual to act in an emergency situation, though if someone decided to act, they would be legally protected from liability when attending to a victim in distress to a certain extent. This piece of legislation is known as the Good Samaritan Act, 2001, which was enacted to […]

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CAN YOU GET DISABILITY FOR POST CONCUSSION SYNDROME?

The causes of concussions include traumatic events such as motor vehicle accidents, blows to the head, slip and falls and sports injuries. Concussions involve brain injuries that are often either classified as a mild traumatic brain injury or moderate to severe. According to the Mayo Clinic symptoms of post concussion syndrome involving a mild traumatic […]

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