By Nainesh Kotak The wheels of justice do not always grind slowly for injured workers denied benefits by their disability insurers. Our court system has a well-earned reputation for sluggishness and inefficiency; you don’t have to search for long to find litigation horror stories from disabled people who fought it out for years in court […]
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Read More… from Swift reaction to STD and LTD denial leads to quick settlement
Albertan long-term disability (LTD) claimants have a new ally in their fight to obtain benefits: personal injury lawyer Nainesh Kotak. Kotak, the principal at Kotak Personal Injury Law, recently celebrated the opening of the firm’s new Calgary and Edmonton locations, boosting its office count to five, including its existing sites in Mississauga, Brampton, and Toronto. […]
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Read More… from Kotak Law ready to take on long-term disability denials in Alberta
By Nainesh Kotak Long-term disability (LTD) benefit denials based on pre-existing conditions do not have to be the end of the road for injured workers in need of benefits. Although the terms of each LTD group policy will differ, almost all include an exclusionary provision preventing claimants from obtaining benefits for an illness or injury […]
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Read More… from Understanding pre-existing condition exclusions in LTD policies
By Nainesh Kotak After more than 25 years in legal practice advocating on behalf of employees who are unable to work as a result of illness or injury, you develop a sense of the most pressing questions people will have about long-term disability (LTD). Few people give their LTD insurance policy even a moment’s thought […]
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Read More… from Your top five long-term disability insurance questions answered
By Nainesh Kotak Following the advice of your doctor and other treatment providers is critical for long-term disability (LTD) claimants with serious addiction issues. Alcohol and drug abuse spring most easily to mind when people think of addiction, and problematic use of these substances features commonly in LTD claims – but not exclusively. Behavioural disorders […]
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Read More… from Adherence to treatment plans critical in addiction-related LTD claims
Nainesh Kotak’s career has been built on the notion of giving back. As one of Canada’s leading disability lawyers, Kotak helps Canadians suffering from physical and mental health conditions through long-term disability cases at his practice, Kotak Personal Injury Law. In addition to helping individuals who have been wronged by insurance companies, Kotak is a […]
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Read More… from Kotak builds thriving law practice by leading with empathy
By Nainesh Kotak Disabled employees are getting caught in the middle as insurance companies lag the medical community’s growing awareness of the enduring effects COVID-19 infections can have on some patients. The New York Times newspaper recently reported on a U.S. analysis of nearly 80,000 long-term disability claims for long COVID — the catch-all term […]
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Read More… from Long COVID sufferers battle insurers as well as the condition
By Nainesh Kotak Private long-term disability insurance policies enjoy a reputation for more attractive terms compared with their group policy counterparts, but that doesn’t mean that the injured workers covered by them can expect a smooth ride from their insurer when it comes time to make a claim. These individually sold policies are a key […]
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By Nainesh Kotak A lump-sum settlement can provide the clean break many disabled employees are looking for from their long-term disability lawsuits. Although many insured people start out hoping a full recovery will enable a return to work, by the time they have been forced to sue their insurance company in court for an unfair […]
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Read More… from What to expect from a long-term disability settlement
By Nainesh Kotak Employees across the country are experiencing unprecedented levels of stress. In a recent survey, almost one quarter (24 per cent) of respondents said their work-related stress has escalated. A significant portion of employees cited burnout symptoms, such as sleep problems, constant worrying and lack of concentration. Another study shows that the main […]
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Read More… from The challenges of disability claims for workplace stress
Kotak Personal Injury Law is a Registered business name of Nainesh Kotak Professional Corporation.
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