Canada Life Long Term Disability: An Online Guide

Posted on February 3, 2025 (February 3, 2025) by kotaklaw

What types of disabilities are covered under Canada Life’s long term disability? Canada Life’s long-term disability (LTD) insurance is designed to provide financial support to individuals who are unable to work due to a variety of disabling conditions. These disabilities can be broadly categorized into physical and mental health conditions, each with its own set ...

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New Canada Disability Benefit 2025

Posted on January 28, 2025 by kotaklaw

Who qualifies for the Canada Disability Benefit? The Canada Disability Benefit is designed to support individuals with disabilities, aiming to provide financial assistance to those who face barriers due to their conditions. To qualify for this benefit, applicants must meet specific criteria set by the Canadian government. One of the primary qualifications for the Canada ...

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Stat Holidays Ontario 2025: Your Guide to Rules and Pay

Posted on January 26, 2025 (January 27, 2025) by kotaklaw

What are the statutory holidays in Ontario for 2025? In Ontario, statutory holidays are designated days when employees are entitled to a day off with pay. These holidays are recognized by the provincial government, and in 2025, they include several key dates that provide opportunities for long weekends and special celebrations. New Year’s Day marks ...

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Short Term Disability Alberta (2025): Your Essential Guide

Posted on January 19, 2025 by kotaklaw

What medical conditions qualify for short term disability in Alberta? In Alberta, short term disability (STD) benefits are designed to provide financial support to individuals who are temporarily unable to work due to a medical condition. The specific medical conditions that qualify for STD can vary depending on the insurance provider and the terms of ...

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Is Bipolar Disorder a Disability? A Comprehensive Guide to Long-Term Disability Claims

Posted on January 17, 2025 by kotaklaw

What is bipolar disorder? Bipolar disorder is a mental health condition characterized by significant mood swings that include emotional highs, known as mania or hypomania, and lows, known as depression. These mood episodes can affect a person’s energy levels, activity, judgment, behavior, and ability to think clearly. During a manic phase, individuals may feel euphoric, ...

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Is Fibromyalgia Considered a Disability? A Comprehensive Guide to Long-Term Disability Claims

Posted on January 15, 2025 by kotaklaw

What are the symptoms of fibromyalgia that qualify as a disability? Fibromyalgia is characterized by a wide range of symptoms that can significantly impact daily functioning, potentially qualifying it as a disability. One of the hallmark symptoms is widespread musculoskeletal pain, which is often described as a constant dull ache that lasts for at least ...

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Car Accident Lawyer Ontario: Your Ultimate Guide

Posted on January 13, 2025 (January 16, 2025) by kotaklaw

What questions should I ask a potential car accident lawyer during a consultation? Ask about the lawyer’s experience specifically with car accident cases in Ontario. Understanding their track record and familiarity with local laws can give you confidence in their ability to handle your case effectively. Inquire about the lawyer’s approach to handling cases. Do ...

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How Long is Long-Term Disability Coverage in Ontario?

Posted on January 9, 2025 by kotaklaw

What is the typical duration of long-term disability benefits in Ontario? In Ontario, long-term disability (LTD) benefits are designed to provide financial support to individuals who are unable to work due to a serious illness or injury. The duration of these benefits can vary significantly depending on the specific terms outlined in the insurance policy ...

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Stress Leave Nova Scotia: Your Practical Guide

Posted on January 7, 2025 (January 7, 2025) by kotaklaw

What does the new stress leave legislation in Nova Scotia that takes effect on January 1, 2025, provide for? The new stress leave legislation in Nova Scotia, effective January 1, 2025, introduces a comprehensive framework aimed at supporting employees experiencing work-related stress. It provides eligible employees with the right to take a leave of absence ...

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How Surveillance Can Affect Your Long-Term Disability Claim

Posted on December 31, 2024 by kotaklaw

What are common surveillance tactics used by disability insurance companies? Disability insurance companies often employ private investigators to conduct surveillance on claimants. These investigators may follow individuals to observe their daily activities, looking for evidence that contradicts the claimant’s reported limitations. This can include monitoring physical activities such as walking, driving, or participating in recreational ...

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