Short Term Disability Alberta: How to fight Denials

Posted on December 2, 2024 by kotaklaw

How does short-term disability insurance work in Alberta? Short-term disability (STD) insurance in Alberta is designed to provide income replacement for individuals who are temporarily unable to work due to a medical condition or injury. This insurance typically covers a portion of the individual’s salary, usually between 50% to 70%, depending on the specific policy ...

...

RBC Long-Term Disability Explained: Your Ultimate Guide to Coverage and Benefits

Posted on November 29, 2024 by kotaklaw

What does RBC long-term disability insurance cover? RBC long-term disability insurance is designed to provide financial support to individuals who are unable to work due to a disabling illness or injury. The coverage typically includes a portion of your income, which helps maintain financial stability during periods when you cannot earn a regular salary. One ...

...

Gainfully Employed: Unpacking the Meaning and Criteria in Long Term Disability Cases

Posted on November 27, 2024 by kotaklaw

What does ‘totally disabled from any gainful occupation’ mean in the context of long term disability claims? In the context of long-term disability claims, the phrase ‘totally disabled from any gainful occupation’ refers to an individual’s inability to perform any type of work for which they are reasonably qualified by education, training, or experience. This ...

...

Stress Leave BC: A Comprehensive Guide

Posted on November 22, 2024 by kotaklaw

What qualifies as stress leave in British Columbia? In British Columbia, stress leave is generally considered a type of medical leave that falls under the broader category of sick leave. It is intended for employees who are experiencing significant mental health challenges due to stress, which impacts their ability to perform their job duties effectively. ...

...

Long-Term Disability Benefits British Columbia: A Comprehensive Guide

Posted on November 21, 2024 (February 19, 2025) by kotaklaw

What is the eligibility criteria for long-term disability in BC? In British Columbia, eligibility for long-term disability (LTD) benefits typically begins with being covered under an insurance policy that provides such benefits. This coverage is often provided through an employer’s group benefits plan, although individuals can also purchase private LTD insurance. It’s important to review ...

...

Slip and Fall Lawyer Ontario: Ultimate Guide

Posted on November 20, 2024 by kotaklaw

What are the common causes of slip and fall accidents in Ontario? Slip and fall accidents in Ontario can often be attributed to a variety of environmental and situational factors. One common cause is wet or slippery surfaces. This can occur due to rain, snow, or ice, particularly during the harsh Canadian winters, leading to ...

...

Manulife long-term disability what happens after 2 years

Posted on November 13, 2024 (November 18, 2024) by kotaklaw

What changes occur to Manulife long-term disability benefits after 2 years? Manulife’s long-term disability (LTD) insurance typically includes a change in the definition of disability after two years. Initially, during the first two years, the policyholder is considered disabled if they are unable to perform the duties of their own occupation. This means that if ...

...

List of disabilities that qualify for long term disability in Canada

Posted on November 11, 2024 (November 18, 2024) by kotaklaw

What disabilities are covered under long-term disability in Canada? Long-term disability (LTD) insurance in Canada is designed to provide financial support to individuals who are unable to work due to a disability. The specific disabilities that qualify for LTD benefits can vary depending on the insurance policy, but generally, they cover a wide range of ...

...

Long Term Disability Alberta: Everything You Need to Know

Posted on November 7, 2024 (November 18, 2024) by kotaklaw

What medical conditions are typically covered under long term disability in Alberta? In Alberta, long-term disability (LTD) insurance is designed to provide financial support to individuals who are unable to work due to a medical condition. The specific conditions covered can vary depending on the insurance policy, but generally, they include a wide range of ...

...

Industrial Alliance Long Term Disability: What You Need to Know for Peace of Mind

Posted on November 5, 2024 (November 18, 2024) by kotaklaw

What are the benefits of Industrial Alliance Long Term Disability? Industrial Alliance Long Term Disability (LTD) insurance provides financial protection to individuals who are unable to work due to a disabling illness or injury. This coverage ensures that policyholders receive a portion of their income, helping them maintain their standard of living while they focus ...

...