Blogs


How to Handle Insurance Company Tactics in Disability Claims

Handle Insurance Company Tactics in Disability Claims-Kotak Lawyers
Filing a disability claim often feels like navigating an uphill battle, and dealing with insurance companies can make it even more daunting. Insurers often employ strategies to minimize payouts or deny claims altogether, leaving claimants feeling frustrated and uncertain about their options. However, understanding these tactics and equipping yourself with the right tools can make ...

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Chronic Pain and Disability Benefits: Navigating the System in Canada

Chronic Pain and Disability Benefits: Navigating the System in Canada
Chronic pain is a complex and debilitating condition that affects millions of Canadians. It can impact nearly every aspect of day-to-day life, making it difficult to work, perform household tasks, or enjoy social activities. For those struggling with chronic pain, disability benefits can provide much-needed financial support and stability. However, navigating the claims process can ...

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How to Prove Anxiety and Depression for Disability Claims

How to Prove Anxiety and Depression for Disability Claims
Mental health conditions like anxiety and depression can significantly impact a person’s daily life and ability to work. Despite growing awareness about mental health, proving these conditions for disability claims can be a challenging process. Unlike physical conditions, mental health struggles often lack visible symptoms, making it harder to gather evidence that satisfies insurers. If ...

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Minimum Wage BC: Know Your Rights

minimum wage bc-kotak lawyers
Ensuring fair pay for workers is a critical aspect of fostering an equitable labor market. Central to this objective is the concept of minimum wage laws, which establish the lowest hourly rate employers are legally allowed to pay. These laws help prevent exploitation and promote fair compensation for employees. This blog outlines the history, current ...

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Is Scoliosis a Disability?

Scoliosis Disability-Kotak Lawyers
Living with scoliosis can be challenging, especially when its impact extends beyond physical discomfort and begins to hinder daily life or the ability to work. Many individuals wonder if scoliosis qualifies as a disability and what steps they can take to secure long-term disability (LTD) benefits. Below, we’ll explore scoliosis, its implications, and how Kotak ...

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Can You Work While Receiving Long-Term Disability Benefits?

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One question that often arises for individuals receiving long-term disability benefits is whether they can continue to work, even on a limited basis, without jeopardizing their benefits. The answer depends on the terms and conditions of your disability insurance policy and the approach of your insurance provider. Navigating this situation can be complex, but understanding ...

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How Insurance Companies Handle Long-Term Disability Claims (and What They Don’t Want You to Know)

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When you file a long-term disability claim, you expect your insurance company to provide the financial support you desperately need. After all, you’ve paid your premiums and followed the rules. Unfortunately, the reality is often far from this expectation. Insurance companies are businesses, and their goal is to protect their bottom line. This often means ...

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How to Choose the Right Long-Term Disability Lawyer

how to choose right long term disability lawyer-kotak law
Facing a denial or termination of your long-term disability benefits can be overwhelming and stressful. To secure the benefits you deserve, finding the right lawyer to represent you is crucial. But how do you choose the best legal advocate for your case? With so many options available, it’s important to focus on a few key ...

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What to Do If Your Long-Term Disability Claim Is Denied in Alberta

long term disability claim denied-kotak lawyers
Receiving a denial for your long-term disability claim can feel like a crushing blow. After paying your insurance premiums and depending on this vital financial support, it can be stressful and confusing to have your benefits denied. The good news is that a denial doesn’t have to be the end of the road. By taking ...

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What to Do If Your Long-Term Disability Claim Is Denied in Ontario

denied long term disability ontario-kotak law
Receiving a denial letter for your long-term disability claim can be devastating. You’ve paid your premiums and relied on this support for financial security, but now you’re left wondering what to do next. While the road ahead may seem overwhelming, you’re not alone. If your claim has been denied, don’t lose hope. By taking the ...

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