The Cost of Hiring a Disability Lawyer: What You Need to Know

Posted on October 14, 2025 by kotaklaw

When your long-term disability (LTD) claim is denied, the financial and emotional stress can be immense. You know you need help, but the thought of hiring a lawyer often brings another worry: the cost. Many people hesitate to seek legal representation because they believe they cannot afford it, especially when their income has been cut ...

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How AI Is Changing the Legal Industry

Posted on October 10, 2025 by kotaklaw

Artificial intelligence is no longer a concept from science fiction; it’s a powerful tool reshaping professions across the globe. The legal industry, often seen as traditional and slow to change, is now experiencing a significant transformation driven by AI. From automating tedious tasks to predicting case outcomes, AI is streamlining operations, reducing costs, and enabling ...

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Canada’s Economy & Workforce Anxiety: A Rise in Disability Claims

Posted on October 8, 2025 by kotaklaw

Canada's Economy & Workforce Anxiety-Kotak Law Feature Image

Economic uncertainty across Canada is creating a quiet crisis in the workplace. As headlines fill with news of inflation, rising interest rates, and a volatile job market, many employees are carrying a heavy burden of financial stress. This constant pressure is having a significant impact on their mental well-being, leading to a noticeable increase in ...

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What to Do After a Car Accident: A Legal Checklist for Ontario Residents

Posted on October 6, 2025 by kotaklaw

accident benefits blog feature image-kotak law

A car accident can be a shocking and disorienting experience. In the moments following a collision, your mind races, and adrenaline takes over. While your immediate concern is safety, the actions you take can have a significant impact on your health and your ability to secure fair compensation for your injuries and losses. Knowing the ...

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Top 10 Medical Conditions That Qualify for LTD in Canada

Posted on October 3, 2025 (October 3, 2025) by kotaklaw

When a serious medical condition prevents you from working, long-term disability (LTD) benefits can provide crucial financial support. However, getting your claim approved is not always straightforward. Many people find their applications denied, often because the insurance company questions the severity of their condition or the evidence provided. Understanding which medical conditions commonly qualify for ...

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Disability Lawyer Ottawa: Your Essential Guide

Posted on October 2, 2025 (October 3, 2025) by kotaklaw

It is a deeply frustrating and stressful moment. After dutifully paying into an insurance plan, you develop a health condition that prevents you from working, only to have your claim for disability benefits denied. For many residents in Ottawa, this is a harsh reality. The financial safety net you believed you had is gone, and ...

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Disability Lawyer in Mississauga: Know your Rights

Posted on October 1, 2025 by kotaklaw

Receiving a letter stating your disability claim has been denied can be devastating. You’re already dealing with a health condition that prevents you from working, and now the financial support you counted on has been cut off. This is a stressful and confusing reality for many people in Mississauga. When your insurer denies your claim, ...

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Toronto Sexual Abuse Lawyer

Posted on September 30, 2025 by kotaklaw

Finding the strength to speak about sexual abuse can be one of the most difficult steps a person can take. If you are a survivor, please know that what happened to you was not your fault. The path to healing is unique for everyone, and for many, seeking justice is a crucial part of that ...

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Catastrophic Injury Lawyer: Your Guide to Legal Support

Posted on September 29, 2025 (September 29, 2025) by kotaklaw

A catastrophic injury changes everything in an instant. The path to recovery is often long, challenging, and expensive. Beyond the physical and emotional trauma, victims and their families face overwhelming financial burdens. Navigating this new reality while dealing with insurance companies and legal complexities is a daunting task. This is where a skilled catastrophic injury ...

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Top Reasons Your Disability Claim Might Be Denied: A Guide to Avoiding Pitfalls

Posted on September 24, 2025 by kotaklaw

What are the top reasons disability claims get denied? One of the most prevalent reasons for disability claim denials is insufficient medical evidence. Claims often require comprehensive documentation to substantiate the severity and impact of the disability. This includes detailed medical records, test results, and physician statements. Without adequate evidence, it becomes challenging for evaluators ...

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