Blogs


Strategies for defeating common disability insurance roadblocks

Strategies for defeating common disability insurance roadblocks

When an insurance company denies or terminates a disability benefits claim, the person on the receiving end usually assumes that’s the final word, says Toronto disability lawyer Nainesh Kotak. What many claimants don’t know is that disability insurers routinely cut off or deny legitimate claims for a variety of reasons, but that doesn’t mean you […]

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HAS RBC STOPPED PAYING YOU SHORT TERM DISABILITY IN ONTARIO?

HAS RBC STOPPED PAYING YOU SHORT TERM DISABILITY IN ONTARIO?

Royal Bank of Canada (RBC) is a Canadian multinational financial services company and the largest bank in Canada. RBC serves approximately ten million clients through its more than 1200 branches. RBC offers many of its employees short-term and long-term disability benefits through Manulife. Usually, RBC is responsible for the payment of short-term disability benefits and […]

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Woman wins legal battle against disability insurer

law

Group disability insurance is designed to give employees peace of mind if an illness or injury prevents them from working. Group insurance plans for short- and long-term disability provide financial protection by way of disability benefits, allowing someone to pay their rent or mortgage and other bills during their recovery. Too often, disability insurance claimants […]

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HAS TD STOPPED PAYING YOU SHORT TERM DISABILITY IN ONTARIO?

HAS TD STOPPED PAYING YOU SHORT TERM DISABILITY IN ONTARIO?

The Toronto-Dominion Bank is a Canadian multinational banking and financial services corporation headquartered in Toronto, Ontario.  The bank and it’s subsidiaries have over 89,000 employees and 26 million clients worldwide.  In Canada the bank operates as TD Canada Trust and serves more than 11 million customers. TD offers many of its employees short-term and long-term […]

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Social media dos and don’ts for disability insurance claimants

Social media dos and don’ts for disability insurance claimants

A recent news story about a Toronto woman who was off work because of a head injury and videotaped by the Workplace Safety and Insurance Board (WSIB) is an example of how far insurers will go to deny legitimate claims, says Toronto injury and disability lawyer Nainesh Kotak. Insurance companies have “tremendous resources” at their disposal […]

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Denied LTD benefits? Don’t opt for the insurer’s appeal, hire a lawyer

Denied LTD benefits

When workers are denied short- or long-term disability benefits by their insurance company, they can face an uphill battle getting the necessary evidence to argue their claim. According to Statistics Canada, working-age Canadians have a one-in-three chance of developing a disability that will last for more than three months. Every day, we meet clients who […]

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Five questions to ask a disability lawyer before hiring one

Five questions to ask a disability lawyer before hiring one

Finding the right lawyer to represent you in a disability insurance claim can be challenging, but there are key questions to ask lawyers to ensure they’re a good fit for your situation, says Toronto personal injury and disability lawyer Nainesh Kotak. If your short- or long-term disability insurance claim has been denied or terminated, it’s […]

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SISIP Long Term Disability Claims for Canadian Armed Forces (CAF)

SISIP

Members of the Canadian Armed Forces (CAF) make the ultimate sacrifice for their country, by putting their lives on the line to defend Canadian values, ideals and sovereignty. The CAF consists of air, land and sea units, being the Royal Canadian Airforce (RCAF), Royal Canadian Army (RCA) and Royal Canadian Navy (RCN). CAF members are […]

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Long Term Disability Claims for Canada Post Workers

Long Term Disability Claims for Canada Post Workers

Postal workers face unique mental health and physical stressors in the workplace, due to the strenuous and repetitive nature of their work. Postal work is performed through a variety of roles, such as drivers, letter carriers, postal sorters, and counter clerks. Many employees work shifts, engage in physical duties and provide services in a customer […]

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Attending Treatment Appointments Critical For Disability Insurance Claimants

Kotak law

When you live with chronic pain –– physical or psychological –– even the simple act of getting out of bed can be a monumental challenge. Whether you’re battling cancer, depression, fibromyalgia or another serious illness, it impacts every area of your life –– work, social, financial, emotional and spiritual. If you’re on leave from work […]

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