Blogs


Long Term Disability Claims for Canada Post Workers

Long Term Disability Claims for Canada Post Workers

Postal workers face unique mental health and physical stressors in the workplace, due to the strenuous and repetitive nature of their work. Postal work is performed through a variety of roles, such as drivers, letter carriers, postal sorters, and counter clerks. Many employees work shifts, engage in physical duties and provide services in a customer […]

Read More

Attending Treatment Appointments Critical For Disability Insurance Claimants

Kotak law

When you live with chronic pain –– physical or psychological –– even the simple act of getting out of bed can be a monumental challenge. Whether you’re battling cancer, depression, fibromyalgia or another serious illness, it impacts every area of your life –– work, social, financial, emotional and spiritual. If you’re on leave from work […]

Read More

Has OTIP Denied your Long Term Disability (LTD) Claim?

Has OTIP Denied your Long Term Disability (LTD) Claim?

Ontario Teachers Insurance Plan (OTIP) The Ontario Teachers Insurance Plan (OTIP) provides employee group benefits, including long term disability (LTD) insurance for unionized teachers in Ontario. OTIP is the plan administrator, which provides assistance with enrolment, eligibility, benefits and premiums, as well as claims for life, health and dental care. OTIP assesses each long term […]

Read More

Mental health disability claims rising during COVID-19

kotak

There has been a sharp rise in stress and anxiety throughout the pandemic, resulting in more mental health-related disability claims, says Toronto personal injury and disability lawyer Nainesh Kotak. A global study conducted by Workplace Intelligence found that increased stress and anxiety have negatively affected the mental health of 78 percent of the global workforce, […]

Read More

IS CANADA LIFE STOPPING YOUR DISABILITY BENEFITS AFTER TWO YEARS?

law

Have you received a letter from Canada Life stating that you have been receiving disability benefits for two years but those benefits will now be stopped? You would be surprised how often this happens. Most Canada Life disability insurance policies in Ontario have a change of definition clause in terms of how total disability is […]

Read More

WHAT IS AN IME-INDEPENDENT MEDICAL EXAMINATION?

what is an Ime-independent medical examination

Independent Medical Examinations (IME) are a common practice in Ontario, and are often used by insurance companies to deny benefits, or employers to challenge accommodation requests. An IME is a medical assessment conducted by an independent physician, rather than the doctor that normally provides treatment. The objective is to have a neutral third party opinion […]

Read More

GOOD SAMARITAN LAW ONTARIO

GOOD SAMARITAN LAW ONTARIO

In Ontario, there is no law compelling an individual to act in an emergency situation, though if someone decided to act, they would be legally protected from liability when attending to a victim in distress to a certain extent. This piece of legislation is known as the Good Samaritan Act, 2001, which was enacted to […]

Read More

CAN YOU GET DISABILITY FOR POST CONCUSSION SYNDROME?

The causes of concussions include traumatic events such as motor vehicle accidents, blows to the head, slip and falls and sports injuries. Concussions involve brain injuries that are often either classified as a mild traumatic brain injury or moderate to severe. According to the Mayo Clinic symptoms of post concussion syndrome involving a mild traumatic […]

Read More

COVID-19 RETURN TO WORK ANXIETY DISABILITY CLAIM

If there is one common thread linking all people in Canada together, it’s that COVID-19 has affected all facets of everyone’s lives. From their everyday routines and families, to finances and employment. But the recent reopening of the economy has allowed some people to return to their jobs. However, for people experiencing increased anxiety and […]

Read More

STRESS LEAVE IN ONTARIO

According to the Canadian Mental Health Association (CMHA), stress can be defined as the body’s reaction to a real or perceived threat, which is known as the instinctual fight or flight response. The everyday threats faced today often do not require a fight or flight response, rather they are problems people have to work through. […]

Read More