Why Your Disability Claim Was Denied

Posted on September 13, 2018 (May 2, 2024) by Kotak Law

Though every claim is different, there are some common reasons that a disability claim may be denied. These reasons may or may not be legitimate – you know better than anyone else whether you have a genuine disability forcing you out of the workforce. 1) There is insufficient medical evidence of your disability 2) Inappropriate medical treatment ...

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Eligibility and Applying for Long-term Disability Benefits

Posted on August 22, 2018 (June 16, 2023) by Kotak Law

What is long-term disability (LTD) coverage? Long-term disability coverage provides a person with a portion of their income when they are unable to return to work due to an illness or injury, for example, resulting from injuries caused by a motor vehicle accident. Someone who is disabled can use their LTD ‘income replacement’ coverage to ...

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The Importance of Mediation in Long Term Disability Disputes

Posted on July 24, 2018 (July 5, 2024) by Kotak Law

Mediation is similar to a settlement conference and is used in almost all long term disability cases during a law suit. It is important because it facilitates an opportunity for you and your long term disability insurer to meet in person and reach a successful and voluntary resolution of your dispute. The mediator is ...

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Anxiety And Depression Leading To Disability Claims

Posted on July 18, 2018 (June 16, 2023) by Kotak Law

Depression and anxiety are two of the most common illnesses to force Canadians from the workforce. Both can be prompted by factors unrelated to one’s employment, but are also frequently brought on by work-related stress – such as dealing with long and difficult work, or difficult colleagues. Disability insurance claims based on depression and anxiety are ...

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How Your Disability Insurance Company Can Use Your Social Media Against You

Posted on July 4, 2018 (July 5, 2024) by Kotak Law

Checking your social media represents the cheapest and quickest way for a disability insurance firm to look into your private life and perhaps learn about the validity of your claim. So it’s no surprise that this is an increasingly common practice – against which you should protect yourself. Social Media is increasingly being used in ...

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Reasons Your Disability Claim Was Denied

Posted on May 29, 2018 (December 24, 2024) by Kotak Law

Disability lawyer Nainesh Kotak has a wealth of experience winning disability claims cases. With experience, one gains an improved understanding of the nuance of each case – that’s what seperates the best lawyers from the adequate. However, there are broad steps that almost anyone should take to avoid denial of your disability claim: Know how ...

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Why Hire A Disability Lawyer

Posted on April 16, 2018 (July 5, 2024) by Kotak Law

If you’ve been forced out of work by a medical issue – mental or physical, then you ought to see if you have a disability claim. Insurers have a vested interest in denying disability claims, and their reasons may not be legitimate. A disability lawyer can help you determine whether you have a case, and ...

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The Benefits Of A Lump Sum Payout When Suing A Long Term Disability Insurance Company

Posted on April 10, 2018 (July 5, 2024) by Kotak Law

Dealing with your disability insurance company can often be a frustrating and humiliating process. While some people can recover somewhat from disability and work again many cannot. You rely on your disability insurance benefits to meet basic living expenses and to have some security for the future. When you sue your disability insurance company an ...

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