HAS TD STOPPED PAYING YOU SHORT TERM DISABILITY IN ONTARIO?

Posted on February 28, 2021 (June 16, 2023) by Kotak Law

The Toronto-Dominion Bank is a Canadian multinational banking and financial services corporation headquartered in Toronto, Ontario. The bank and it’s subsidiaries have over 89,000 employees and 26 million clients worldwide. In Canada the bank operates as TD Canada Trust and serves more than 11 million customers. TD offers many of its employees short-term and long-term ...

...

Social media dos and don’ts for disability insurance claimants

Posted on February 22, 2021 (July 5, 2024) by Kotak Law

A recent news story about a Toronto woman who was off work because of a head injury and videotaped by the Workplace Safety and Insurance Board (WSIB) is an example of how far insurers will go to deny legitimate claims, says Toronto injury and disability lawyer Nainesh Kotak. Insurance companies have “tremendous resources” at their disposal ...

...

Denied LTD benefits? Don’t opt for the insurer’s appeal, hire a lawyer

Posted on January 21, 2021 (July 5, 2024) by Kotak Law

When workers are denied short- or long-term disability benefits by their insurance company, they can face an uphill battle getting the necessary evidence to argue their claim. According to Statistics Canada, working-age Canadians have a one-in-three chance of developing a disability that will last for more than three months. Every day, we meet clients who ...

...

Five questions to ask a disability lawyer before hiring one

Posted on December 13, 2020 (December 24, 2024) by Kotak Law

Finding the right lawyer to represent you in a disability insurance claim can be challenging, but there are key questions to ask lawyers to ensure they’re a good fit for your situation, says Toronto personal injury and disability lawyer Nainesh Kotak. If your short- or long-term disability insurance claim has been denied or terminated, it’s ...

...

SISIP Long Term Disability Claims for Canadian Armed Forces (CAF)

Posted on December 4, 2020 (July 5, 2024) by Kotak Law

Members of the Canadian Armed Forces (CAF) make the ultimate sacrifice for their country, by putting their lives on the line to defend Canadian values, ideals and sovereignty. The CAF consists of air, land and sea units, being the Royal Canadian Airforce (RCAF), Royal Canadian Army (RCA) and Royal Canadian Navy (RCN). CAF members are ...

...

Long Term Disability Claims for Canada Post Workers

Posted on November 27, 2020 (July 5, 2024) by Kotak Law

Postal workers face unique mental health and physical stressors in the workplace, due to the strenuous and repetitive nature of their work. Postal work is performed through a variety of roles, such as drivers, letter carriers, postal sorters, and counter clerks. Many employees work shifts, engage in physical duties and provide services in a customer ...

...

Attending Treatment Appointments Critical For Disability Insurance Claimants

Posted on November 11, 2020 (July 5, 2024) by Kotak Law

When you live with chronic pain –– physical or psychological –– even the simple act of getting out of bed can be a monumental challenge. Whether you’re battling cancer, depression, fibromyalgia or another serious illness, it impacts every area of your life –– work, social, financial, emotional and spiritual. If you’re on leave from work ...

...

Has OTIP Denied your Long Term Disability (LTD) Claim?

Posted on October 26, 2020 (June 16, 2023) by Kotak Law

Ontario Teachers Insurance Plan (OTIP) The Ontario Teachers Insurance Plan (OTIP) provides employee group benefits, including long term disability (LTD) insurance for unionized teachers in Ontario. OTIP is the plan administrator, which provides assistance with enrolment, eligibility, benefits and premiums, as well as claims for life, health and dental care. OTIP assesses each long term ...

...

Mental health disability claims rising during COVID-19

Posted on October 23, 2020 (June 16, 2023) by Kotak Law

There has been a sharp rise in stress and anxiety throughout the pandemic, resulting in more mental health-related disability claims, says Toronto personal injury and disability lawyer Nainesh Kotak. A global study conducted by Workplace Intelligence found that increased stress and anxiety have negatively affected the mental health of 78 percent of the global workforce, ...

...

IS CANADA LIFE STOPPING YOUR DISABILITY BENEFITS AFTER TWO YEARS?

Posted on September 7, 2020 (May 29, 2024) by Kotak Law

Have you received a letter from Canada Life stating that you have been receiving disability benefits for two years but those benefits will now be stopped? You would be surprised how often this happens. Most Canada Life disability insurance policies in Ontario have a change of definition clause in terms of how total disability is ...

...

Blogs