Long Term Disability


Medical Breakthroughs for Victims of Spinal Cord Injury

86,000 Canadians are living with a spinal cord injury (SCI) and SCI is one of the most devastating and impactful injuries, both physically and financially. The Rick Hansen Institute states that spinal cord injury is among the most destructive survivable catastrophes that a person may suffer and spinal cord injuries cost the Canadian government about ...

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Court rules that Insurer must pay LTD Benefits as well as Damages for Mental Distress arising from a Denial of Benefits

Individuals who have coverage for disability benefits under an employee benefits plan or another policy are entitled to receive income replacement benefits if they become injured or ill and are no longer able to perform their job.  Unfortunately, insurance companies sometimes deny coverage for legitimate claims. One of the most common reasons for denial of ...

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Long-term Disability Dispute impacts Supplementary Benefits such as Health and Dental Coverage

When someone has long-term disability (LTD) coverage under an employee group benefits plan, they are eligible for income replacement coverage if they are unable to work due to an injury or an illness.  Individuals who qualify for disability coverage may also continue to receive other benefits, such as dental, health and life insurance coverage.  Unfortunately, ...

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Chronic Pain Syndrome is an unexpected but often devastating Condition

On January 15, 2011, while she was a front-seat passenger, a woman was injured in a vehicle that was rear-ended in stop-and-go traffic.  The 54 year old woman suffered a whiplash injury which caused neck and back pain. Her symptoms persisted and worsened, and evolved into chronic pain syndrome.  She had difficulty standing or sitting ...

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