Has Desjardins Denied Your Disability Insurance Claim?

Posted on May 11, 2018 (June 16, 2023) by Kotak Law

Desjardins Financial Security Life Assurance Company (“Desjardins Financial Security”) is part of the Desjardins Group of Companies. It’s head office is located in Levis in the Province of Quebec. According to the Desjardins website in 2016 Desjardins Financial Security had $96.5 billion in assists under its administration and management. Further, Desjardins Financial Security boasted an ...

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Has Your Insurance Company Denied Your Disability Claim Because it Doesn’t Believe You?

Posted on May 8, 2018 (July 5, 2024) by Kotak Law

Disability insurance companies often look through your social media, medical records and the statements you have made with a fine toothed comb. Do you know why they do this? They are trying to find inconsistencies in how your describe your symptoms and ability to function. When they find such an inconsistency, your disability insurance company ...

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Has Industrial Alliance Denied Your Disability Insurance Claim?

Posted on May 5, 2018 (July 5, 2024) by Kotak Law

Industrial Alliance Insurance and Financial Services Inc. (“Industrial Alliance”) was founded in 1892. In its annual report of 2017 Industrial Alliance states that it is one of the largest insurance and wealth management companies in Canada, with operations in the United States. Industrial Alliance also states in the report that as of December 31, 2017, ...

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Stress at Work and Disability Claims

Posted on April 30, 2018 (June 16, 2023) by Kotak Law

There are a number of causes of workplace stress. You may have or experience one or more of the following situations: a toxic work environment an unreasonable or abusive boss much too much work than you can handle unsupportive supervisors or coworkers unreasonable demands bullying, gossiping or humiliation You can apply for short and long ...

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The Truth About Disability Insurers’ Internal Appeal Process

Posted on April 27, 2018 (July 5, 2024) by Kotak Law

Most disability insurance companies, including Sun Life, Manulife and Great-West Life, have an internal appeal process that they offer in their disability claim denial or termination letter. They use such phrases as “there is insufficient medical evidence to establish that you meet the definition of disability as set out in your insurance policy.” They then ...

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Has Sun Life Denied Your Disability Insurance Claim?

Posted on April 23, 2018 (June 16, 2023) by Kotak Law

Sun Life Assurance Company of Canada is part of the Sun Life Financial group of companies (Sun Life). Sun Life is a Canadian based financial services company and is one of the largest insurance companies in the world. Sun Life dates back to 1865. The Sun Life Centre in Toronto, Ontario, was built in 1984 ...

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Has Great-West Life Denied Your Disability Insurance Claim?

Posted on April 13, 2018 (June 16, 2023) by Kotak Law

109 Billion in retirement and investment holdings in Canada. Great-West Life also declared that for the year ending December 31, 2017, its net earnings were $2.155 Billion. {video} Great-West Life sells short term and long term disability insurance policies. Some of the Great-West Life’s disability insurance policies are group policies through employers and others are ...

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Has Manulife Denied Your Disability Insurance Claim?

Posted on April 12, 2018 (June 16, 2023) by Kotak Law

Manulife was originally incorporated as the Manufacturers Life Insurance Company. It is known as a prominent Canadian financial services and insurance company. According to Wikipedia in 2015 Manulife had a net profit of $2.2 billion and equity amounting to $42 billion. Manulife sells short term and long term disability insurance policies. Some of the Manulife’s ...

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Claiming Long-term Disability for Mental Illness

Posted on April 4, 2018 (June 16, 2023) by Kotak Law

When someone is dealing with a mental illness, everyday chores can be a challenge and being effective at work can be even more difficult, if not impossible. In Canada, like many other western nations, increasingly more people are affected by mental illness and as a result, are unable to function in their jobs. The Canadian ...

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Claimant diagnosed with Brain Tumour can’t be denied LTD Benefits due to Pre-existing Condition

Posted on March 6, 2018 (July 5, 2024) by Kotak Law

Long-term disability (LTD) insurance plans typically include an exclusionary provision that prevents a potential claimant from obtaining coverage for an illness or injury for a pre-existing condition, or for a condition for which they were treated within the specified exclusionary period. Exclusionary provisions or conditions can differ between insurance plans, both in the case of ...

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Long Term Disability

Category: Long Term Disability