UNPACKING THE NEW CANADA DISABILITY ACT

Posted on September 19, 2023 (April 23, 2024) by Kotak Law

In an effort to provide more significant support to people with disabilities, Ottawa recently introduced a new supplement, the Canada Disability Benefit (CDB). This initiative, viewed as a game-changer for many, aims to alleviate the financial stress experienced by Canadians living with disabilities. However, like all policies, it’s not without its controversies. Critics argue that ...

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Don’t get lost in transition: Tips for migrating from short-term to long-term disability

Posted on April 18, 2023 (June 16, 2023) by Kotak Law

By Nainesh Kotak If I had my way, disabled workers injured badly enough to exhaust their short-term disability (STD) coverage would move swiftly and smoothly onto long-term disability (LTD), leaving them free to concentrate on their recovery. Sadly, after almost 30 years in legal practice advocating on behalf of injured workers, I’ve learned that insurers ...

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Swift reaction to STD and LTD denial leads to quick settlement

Posted on January 20, 2023 (July 5, 2024) by Kotak Law

By Nainesh Kotak The wheels of justice do not always grind slowly for injured workers denied benefits by their disability insurers. Our court system has a well-earned reputation for sluggishness and inefficiency; you don’t have to search for long to find litigation horror stories from disabled people who fought it out for years in court ...

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Kotak Law ready to take on long-term disability denials in Alberta

Posted on December 15, 2022 (July 5, 2024) by Kotak Law

Albertan long-term disability (LTD) claimants have a new ally in their fight to obtain benefits: personal injury lawyer Nainesh Kotak. Kotak, the principal at Kotak Personal Injury Law, recently celebrated the opening of the firm’s new Calgary and Edmonton locations, boosting its office count to five, including its existing sites in Mississauga, Brampton, and Toronto. ...

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Your top five long-term disability insurance questions answered

Posted on October 25, 2022 (July 5, 2024) by Kotak Law

By Nainesh Kotak After more than 25 years in legal practice advocating on behalf of employees who are unable to work as a result of illness or injury, you develop a sense of the most pressing questions people will have about long-term disability (LTD). Few people give their LTD insurance policy even a moment’s thought ...

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The challenges of disability claims for workplace stress

Posted on April 19, 2022 (June 16, 2023) by Kotak Law

By Nainesh Kotak Employees across the country are experiencing unprecedented levels of stress. In a recent survey, almost one quarter (24 per cent) of respondents said their work-related stress has escalated. A significant portion of employees cited burnout symptoms, such as sleep problems, constant worrying and lack of concentration. Another study shows that the main ...

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DENTIST DISABILITY INSURANCE CLAIM DENIED

Posted on April 8, 2022 (June 16, 2023) by Kotak Law

Dentists often purchase private disability policies through a broker at the start of their career. They do this for peace of mind knowing that as their practice grows their financial obligations will too. Dentists usually chose policies that provide a significant monthly disability benefit that is non taxable and contains a cost of living increase ...

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New eBook demystifies complex world of disability benefit claims

Posted on November 10, 2021 (July 5, 2024) by Kotak Law

A new eBook provides ordinary Ontarians with the tools they need to get through every stage of a disability claim, according to its author, Toronto disability lawyer Nainesh Kotak. Kotak, the principal and founder of Kotak Personal Injury Law, says the complicated process for claiming benefits and challenging denials can feel labyrinthine to anyone without ...

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How to navigate a disability claim for Long COVID

Posted on October 25, 2021 (June 16, 2023) by Kotak Law

By Nainesh Kotak We’re still learning about the long-term effects of contracting COVID-19, but a recent report from an Ontario science advisory group estimates that between 57,000 and 78,000 people in the province had or are currently experiencing long-haul COVID symptoms. What constitutes long COVID varies, but it’s essentially when someone’s symptoms extend beyond the ...

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Prepare for battle with LTD insurer at two-year mark in disability claim

Posted on August 10, 2021 (July 5, 2024) by Kotak Law

By Nainesh Kotak Steel yourself for a fight with your long-term disability insurer two years after receiving your first benefit payment. Although the terms of each LTD group policy will differ, the vast majority take a crucial turn 24 months into the relationship when the test for coverage changes. For the first two years, workers ...

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