The Truth About Disability Insurers’ Internal Appeal Process

Posted on April 27, 2018 (July 5, 2024) by Kotak Law

Most disability insurance companies, including Sun Life, Manulife and Great-West Life, have an internal appeal process that they offer in their disability claim denial or termination letter. They use such phrases as “there is insufficient medical evidence to establish that you meet the definition of disability as set out in your insurance policy.” They then ...

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Has Sun Life Denied Your Disability Insurance Claim?

Posted on April 23, 2018 (June 16, 2023) by Kotak Law

Sun Life Assurance Company of Canada is part of the Sun Life Financial group of companies (Sun Life). Sun Life is a Canadian based financial services company and is one of the largest insurance companies in the world. Sun Life dates back to 1865. The Sun Life Centre in Toronto, Ontario, was built in 1984 ...

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Why Hire A Disability Lawyer

Posted on April 16, 2018 (July 5, 2024) by Kotak Law

If you’ve been forced out of work by a medical issue – mental or physical, then you ought to see if you have a disability claim. Insurers have a vested interest in denying disability claims, and their reasons may not be legitimate. A disability lawyer can help you determine whether you have a case, and ...

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Has Great-West Life Denied Your Disability Insurance Claim?

Posted on April 13, 2018 (June 16, 2023) by Kotak Law

109 Billion in retirement and investment holdings in Canada. Great-West Life also declared that for the year ending December 31, 2017, its net earnings were $2.155 Billion. {video} Great-West Life sells short term and long term disability insurance policies. Some of the Great-West Life’s disability insurance policies are group policies through employers and others are ...

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Has Manulife Denied Your Disability Insurance Claim?

Posted on April 12, 2018 (June 16, 2023) by Kotak Law

Manulife was originally incorporated as the Manufacturers Life Insurance Company. It is known as a prominent Canadian financial services and insurance company. According to Wikipedia in 2015 Manulife had a net profit of $2.2 billion and equity amounting to $42 billion. Manulife sells short term and long term disability insurance policies. Some of the Manulife’s ...

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The Benefits Of A Lump Sum Payout When Suing A Long Term Disability Insurance Company

Posted on April 10, 2018 (July 5, 2024) by Kotak Law

Dealing with your disability insurance company can often be a frustrating and humiliating process. While some people can recover somewhat from disability and work again many cannot. You rely on your disability insurance benefits to meet basic living expenses and to have some security for the future. When you sue your disability insurance company an ...

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Claiming Long-term Disability for Mental Illness

Posted on April 4, 2018 (June 16, 2023) by Kotak Law

When someone is dealing with a mental illness, everyday chores can be a challenge and being effective at work can be even more difficult, if not impossible. In Canada, like many other western nations, increasingly more people are affected by mental illness and as a result, are unable to function in their jobs. The Canadian ...

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Claimant diagnosed with Brain Tumour can’t be denied LTD Benefits due to Pre-existing Condition

Posted on March 6, 2018 (July 5, 2024) by Kotak Law

Long-term disability (LTD) insurance plans typically include an exclusionary provision that prevents a potential claimant from obtaining coverage for an illness or injury for a pre-existing condition, or for a condition for which they were treated within the specified exclusionary period. Exclusionary provisions or conditions can differ between insurance plans, both in the case of ...

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Court finds Genuine Issue for Trial in Mississauga Slip and Fall Accident Claim

Posted on January 9, 2018 (July 5, 2024) by Kotak Law

In a recent action, Campana v. The City of Mississauga, the defendants, the City of Mississauga and Peel Condominium Corporation #89, moved to dismiss a civil suit against them. The civil suit in question arose when the plaintiff tripped and fell on a boulevard in Mississauga. The City also sought to dismiss any counterclaims against ...

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Medical Breakthroughs for Victims of Spinal Cord Injury

Posted on October 9, 2017 (July 2, 2024) by Kotak Law

86,000 Canadians are living with a spinal cord injury (SCI) and SCI is one of the most devastating and impactful injuries, both physically and financially. The Rick Hansen Institute states that spinal cord injury is among the most destructive survivable catastrophes that a person may suffer and spinal cord injuries cost the Canadian government about ...

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