Blogs - Page 10 of 22 - Kotak Lawyers

Customers deserve same compassion insurer shows employees

Posted on June 5, 2019 (December 28, 2023) by Kotak Law

Disability insurers should show as much compassion for their customers as they do for their employees, says Toronto personal injury and disability lawyer Nainesh Kotak. Benefits Canada magazine recently reported that a major Canadian insurer saw a big drop in its mental health-related short-term disability claims after increasing the benefits available to its own employees ...

...

Why you may need Critical Illness Coverage and How it differs from Disability Benefits

Posted on June 3, 2019 (June 16, 2023) by Kotak Law

Many working Canadians are familiar with long-term disability insurance, the purpose of which is to provide income replacement when someone becomes ill or injured and is unable to work for a prolonged period. Long-term disability (LTD) payments are generally tax-free when the individual has paid 100% of their premiums, but taxable if the employer has ...

...

How long do Long-term Disability Insurance Benefits last?

Posted on May 27, 2019 (June 16, 2023) by Kotak Law

Once you have been approved for long term disability benefits you may be wondering how long those disability benefits will continue to be paid by your disability insurer. Long term disability policies are marketed as “peace of mind” insurance. However, termination of benefits happens quite frequently. A long term disability policy is a contract. This ...

...

Third-party Insurer is ordered to provide Coverage in Toronto Pedestrian Accident

Posted on May 2, 2019 (June 16, 2023) by Kotak Law

Pedestrians and cyclists are eligible to claim the same accident benefits as anyone who was injured while travelling in a motor vehicle, as long as the accident involved a motor vehicle. And, if you become injured by a motor vehicle, while walking or cycling, you may claim ‘no fault’ accident benefits from your own vehicle ...

...

5 Reasons a Disability Claim May Be Denied and What Can Be Done

Posted on April 15, 2019 (June 16, 2023) by Kotak Law

This a list of 5 reasons that a disability claim may be denied. Has your disability claim been denied? See if any of these reasons fit your situation. REASON #1 Your disability insurance company says that you have a pre existing condition. Often insurance companies will look at your medical records and suggest that because ...

...

Do You Feel That Cigna Has Unfairly Denied Your Disability Claim?

Posted on April 12, 2019 (June 16, 2023) by Kotak Law

Have you experienced this? You or your employer pay premiums for a Cigna disability insurance policy with the hope that one day if you can’t work Cigna will honour it’s duty to pay you disability benefits. Unfortunately, you cannot work due to a physical or mental condition. You complete the application for disability benefits and ...

...

Disability caused by a Fractured Femur, Tibia or Pelvis

Posted on April 8, 2019 (June 16, 2023) by Kotak Law

A very fit and healthy 57-year-old Kitchener man was struck by a car while he was biking to work. The accident caused a broken pelvis and other injuries for the cyclist; and he required surgery and hospitalization and was confined to a bed for almost four months. After being released from hospital, the accident victim ...

...

Do You Feel that Your Short Term Disability Claim has Been Unfairly Denied by Great West Life?

Posted on March 25, 2019 (June 16, 2023) by Kotak Law

Has this happened to you? You or your employer pay premiums for a Great West Life disability insurance policy with the belief that one day if you can’t work your disability insurer will honour it’s duty to pay you disability benefits. Unfortunately, you cannot continue working due to a physical or mental condition. You complete ...

...

Family Members awarded Substantial Damages in Car Accident Lawsuit

Posted on March 12, 2019 (June 16, 2023) by Kotak Law

A mother, Ms. Rodrigues, was driving her car through an intersection when another driver entered against the red light and violently crashed into the family vehicle. The car accident resulted in serious injuries to the mother and minor physical injuries to two of her sons and tragically, her third and youngest child sustained a fatal ...

...

Do You Feel That Manulife Has Unfairly Denied Your Short Term Disability Claim?

Posted on February 19, 2019 (June 16, 2023) by Kotak Law

Does this scenario seem familiar? You or your employer pay premiums for a Manulife disability insurance policy with the expectation that one day if you can’t work your disability insurer will honour its obligation to pay you disability benefits. Unfortunately, you cannot continue working due to a physical or mental condition. You complete the application ...

...