Blog - "Long Term Disability"

 
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Has Blue Cross Denied Your Disability Claim?

May 18, 2018
Disability lawyer Nainesh Kotak gives advice on what to do if Blue Cross has denied your insurance claim. … Read more

Is Your Disability Insurer Harassing You?

May 14, 2018
Disability lawyer Nainesh Kotak gives advice on what to do if your disability insurer is mistreating you. … Read more

Has Desjardins Denied Your Disability Insurance Claim?

May 11, 2018
Disability lawyer Nainesh Kotak offers advice on what to do if Desjardins has denied your disability claim. … Read more

Has Your Insurance Company Denied Your Disability Claim Because it Doesn't Believe You?

May 08, 2018
Disability lawyer Nainesh Kotak discusses why an insurer may disbelieve your disability claim and how to avoid this problem. … Read more

Has Industrial Alliance Denied Your Disability Insurance Claim?

May 05, 2018
Disability lawyer Nainesh Kotak gives advice on what to do if Industrial Alliance has denied your claim. … Read more

Stress at Work and Disability Claims

Apr 30, 2018
Disability lawyer Nainesh Kotak shares his knowledge on how workplace stress can lead to a disability claim. … Read more

The Truth About Disability Insurers' Internal Appeal Process

Apr 27, 2018
Experienced disability lawyer Nainesh Kotak explains the problems with disability insurers' internal appeals process. … Read more

Has Sun Life Denied Your Disability Insurance Claim?

Apr 23, 2018
Disability lawyer Nainesh Kotak gives advice on what to do if Sun Life denies your insurance claim. … Read more

The Importance of Mediation in Long Term Disability Disputes

Apr 19, 2018
Disability lawyer Nainesh Kotak discusses the benefits of mediators in bringing long term disability lawsuits to a conclusion. … Read more

UNDERSTANDING OUR LAWYER FEES FOR DISABILITY INSURANCE CLAIMS

Apr 16, 2018
Disability lawyer Nainesh Kotak speaks about compassionate fees for disability sufferers. … Read more

Has Great-West Life Denied Your Disability Insurance Claim?

Apr 13, 2018
Disability lawyer Nainesh Kotak offering advice if Great-West Life has denied your claim. … Read more

Has Manulife Denied Your Disability Insurance Claim?

Apr 12, 2018
A guide for those denied benefits by Manulife, by disability lawyer Nainesh Kotak. … Read more

THE BENEFITS OF A LUMP SUM PAYOUT WHEN SUING A LONG TERM DISABILITY INSURANCE COMPANY

Apr 10, 2018
Disability lawyer Nainesh Kotak on whether to take a lump sum payment when suing your disability insurance provider. … Read more

Claiming Long-term Disability for Mental Illness

Apr 04, 2018
The number of disability claims for mental illness such as depression has risen significantly in the past few decades, and increasing stress and changes in the nature of work are some of the reasons. … Read more

Why Your Disability Claim Was Denied

Mar 29, 2018
If you have a disability plan through your employer you expect that you will be paid monthly benefits if you become disabled and are unable to work. Unfortunately, your application may be viewed by your disability insurance company with a negative light. Disability claims managers and administrators deny claims on a regular basis. Often the denial is proven to be unjustified. … Read more

Claimant diagnosed with Brain Tumour can’t be denied LTD Benefits due to Pre-existing Condition

Mar 06, 2018
In a disputed brain cancer disability claim, the court ruled that the insured’s migraine headaches, for which she sought treatment during the exclusionary period (and which were later found to be symptoms of her cancer), were not the actual condition for which she claimed disability benefits. Therefore, her headaches did not fall within the exclusionary clause or exempt her from receiving disability benefits. … Read more

Medical Breakthroughs for Victims of Spinal Cord Injury

Oct 09, 2017
Spinal injuries often lead to long-term disability and although there is, as yet, no cure for a spinal cord injury, rehabilitation treatments have made great strides in recent years and a number of medical breakthroughs are showing promise in improving function and strength for victims of SCI. … Read more

Court rules that Insurer must pay LTD Benefits as well as Damages for Mental Distress arising from a Denial of Benefits

Sep 02, 2017
A woman was awarded full long-term disability benefits as well as damages for mental suffering after she was denied benefits under an employee disability plan. The plaintiff suffered from MS and took crystal meth to alleviate some of her symptoms, and the insurer alleged that substance abuse fell under the Policy’s exclusionary provision. … Read more

Long-term Disability Dispute impacts Supplementary Benefits such as Health and Dental Coverage

Jun 05, 2017
After a claimant received a settlement for long-term disability benefits that had previously been denied, she sought to have her supplementary dental and health coverage reinstated but in a 2017 civil action, her employer filed a motion to deny the supplementary benefits for being claimed too late. … Read more

Eligibility for Long-term Disability Benefits

Mar 03, 2017
Understand the type of disability benefits that are available and how to qualify for long-term disability coverage. … Read more

Chronic Pain Syndrome is an unexpected but often devastating Condition

Aug 09, 2016
Some accident victims who suffer soft-tissue damage, concussions, fractures and other injuries, develop chronic pain that substantially impacts their ability to function and enjoyment in life. … Read more
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