Long Term Disability Archives

Denied Long-Term Disability Benefits in Edmonton? Kotak Law Can Help

Posted on May 17, 2024 (May 17, 2024) by Kotak Law

If you’ve been denied long-term disability benefits in Edmonton, the path to securing the support you need can often feel overwhelming and frustrating. Navigating the complexities of insurance claims and legal disputes requires both expertise and experience. That’s where Kotak Law comes in. Understanding Long-Term Disability Benefits Long-term disability benefits are designed to provide you ...

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Mastering the Mediation Process in Long Term Disability Cases: A Step-by-Step Guide

Posted on November 28, 2023 (December 28, 2023) by Kotak Law

When it comes to long-term disability cases, mediation plays a pivotal role. It’s a neutral process where a third-party mediator facilitates a discussion between you and the opposing side. If you find yourself heading into a mediation, understanding this process can relieve some of the stress and uncertainty. Approximately 80% of mediations result in a ...

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Navigating the Path to Long-Term Disability Benefits: How to Apply

Posted on October 4, 2023 (December 28, 2023) by Kotak Law

Disability benefits can be a lifesaver when you’re unable to work due to illness or injury. But, the process of applying can feel like a daunting labyrinth. It doesn’t have to be. In this post, we have simplified the process. Why is this important? Because understanding this process can be the difference between a smooth ...

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Five red flags to look for in your LTD denial

Posted on September 26, 2023 (December 28, 2023) by Kotak Law

By Nainesh Kotak If you look below the surface of your long-term disability (LTD) denial, you may not find much substance. Injured workers could be forgiven for thinking that every decision to deny much-needed benefits is the product of a thorough assessment of their situation. Sadly, after more than three decades in practice dedicated to ...

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Six ways to maximize your LTD application’s chances of success

Posted on August 17, 2023 (April 23, 2024) by Kotak Law

By Nainesh Kotak Injured workers need all the help they can get when it comes to receiving the long-term disability (LTD) benefits they deserve. With almost three decades of legal practice behind me advocating for injured clients, I know better than most how difficult LTD insurance companies will make it for disabled employees — right ...

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Former athlete triumphs in lawsuit against LTD insurer despite late claim filing

Posted on June 16, 2023 (April 23, 2024) by Kotak Law

Questioning your medical condition is not the only way insurers could challenge a claim for long-term disability benefits. In many cases, disability insurance companies will attempt to sidestep any assessment of a person’s ability to work, seizing instead on “technicalities” to deny an injured worker’s claim based on deficiencies in their application. Being forced off ...

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How to challenge an LTD denial in five simple steps

Posted on May 17, 2023 (June 16, 2023) by Kotak Law

By Nainesh Kotak Having your long-term disability (LTD) claim wrongly denied or terminated can feel like a devastating blow, but challenging an insurer’s decision shouldn’t be overwhelming for injured workers. At Kotak Law, we see an LTD denial challenge as a collaborative effort between lawyer and client. Working as a team, we break your matter ...

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Don’t get lost in transition: Tips for migrating from short-term to long-term disability

Posted on April 18, 2023 (June 16, 2023) by Kotak Law

By Nainesh Kotak If I had my way, disabled workers injured badly enough to exhaust their short-term disability (STD) coverage would move swiftly and smoothly onto long-term disability (LTD), leaving them free to concentrate on their recovery. Sadly, after almost 30 years in legal practice advocating on behalf of injured workers, I’ve learned that insurers ...

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Five mistakes to avoid in your LTD application to improve your odds of success

Posted on March 20, 2023 (June 16, 2023) by Kotak Law

By Nainesh Kotak Getting the long-term disability (LTD) benefits you are entitled to can be a challenging process, so starting your claim off on the right track is crucial. As I approach three decades in legal practice advocating for injured workers, I know as well as anyone that insurers will never make the LTD application ...

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Keep LTD insurers in the loop to minimize the risk of benefits termination

Posted on February 17, 2023 (June 16, 2023) by Kotak Law

By Nainesh Kotak Proactive and open communication with your long-term disability (LTD) insurer could help preserve your benefits or boost your case in court if they are ever terminated. I can understand why injured workers may not like the idea of becoming well acquainted with their insurance company after they begin receiving LTD benefits, but ...

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