Blogs - Page 17 of 22 - Kotak Lawyers

Has Manulife Denied Your Disability Insurance Claim?

Posted on April 12, 2018 (June 16, 2023) by Kotak Law

Manulife was originally incorporated as the Manufacturers Life Insurance Company. It is known as a prominent Canadian financial services and insurance company. According to Wikipedia in 2015 Manulife had a net profit of $2.2 billion and equity amounting to $42 billion. Manulife sells short term and long term disability insurance policies. Some of the Manulife’s […]

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The Benefits Of A Lump Sum Payout When Suing A Long Term Disability Insurance Company

Posted on April 10, 2018 (June 16, 2023) by Kotak Law

Dealing with your disability insurance company can often be a frustrating and humiliating process. While some people can recover somewhat from disability and work again many cannot. You rely on your disability insurance benefits to meet basic living expenses and to have some security for the future. When you sue your disability insurance company an […]

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Claiming Long-term Disability for Mental Illness

Posted on April 4, 2018 (June 16, 2023) by Kotak Law

When someone is dealing with a mental illness, everyday chores can be a challenge and being effective at work can be even more difficult, if not impossible. In Canada, like many other western nations, increasingly more people are affected by mental illness and as a result, are unable to function in their jobs. The Canadian […]

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Claimant diagnosed with Brain Tumour can’t be denied LTD Benefits due to Pre-existing Condition

Posted on March 6, 2018 (June 16, 2023) by Kotak Law

Long-term disability (LTD) insurance plans typically include an exclusionary provision that prevents a potential claimant from obtaining coverage for an illness or injury for a pre-existing condition, or for a condition for which they were treated within the specified exclusionary period. Exclusionary provisions or conditions can differ between insurance plans, both in the case of […]

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Court finds Genuine Issue for Trial in Mississauga Slip and Fall Accident Claim

Posted on January 9, 2018 (June 16, 2023) by Kotak Law

In a recent action, Campana v. The City of Mississauga, the defendants, the City of Mississauga and Peel Condominium Corporation #89, moved to dismiss a civil suit against them. The civil suit in question arose when the plaintiff tripped and fell on a boulevard in Mississauga. The City also sought to dismiss any counterclaims against […]

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Medical Breakthroughs for Victims of Spinal Cord Injury

Posted on October 9, 2017 (June 16, 2023) by Kotak Law

86,000 Canadians are living with a spinal cord injury (SCI) and SCI is one of the most devastating and impactful injuries, both physically and financially. The Rick Hansen Institute states that spinal cord injury is among the most destructive survivable catastrophes that a person may suffer and spinal cord injuries cost the Canadian government about […]

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Court rules that Insurer must pay LTD Benefits as well as Damages for Mental Distress arising from a Denial of Benefits

Posted on September 2, 2017 (June 16, 2023) by Kotak Law

Individuals who have coverage for disability benefits under an employee benefits plan or another policy are entitled to receive income replacement benefits if they become injured or ill and are no longer able to perform their job. Unfortunately, insurance companies sometimes deny coverage for legitimate claims. One of the most common reasons for denial of claims is […]

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Long-term Disability Dispute impacts Supplementary Benefits such as Health and Dental Coverage

Posted on June 5, 2017 (June 16, 2023) by Kotak Law

When someone has long-term disability (LTD) coverage under an employee group benefits plan, they are eligible for income replacement coverage if they are unable to work due to an injury or an illness. Individuals who qualify for disability coverage may also continue to receive other benefits, such as dental, health and life insurance coverage. Unfortunately, […]

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Psychological Trauma from a Scar and Disfigurement Injury

Posted on May 22, 2017 (June 16, 2023) by Kotak Law

Motor vehicle accidents and accidents in the home, such as burning or scalding incidents, are the most common accidental causes of scars and disfigurement in Canada. Such injuries may also result from a dog attack, an assault or a sports injury. Whatever the cause, permanent scars or disfigurement are often traumatizing and have a substantial […]

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Meeting the Eligibility Threshold for Pain and Suffering Damages

Posted on May 14, 2017 (June 16, 2023) by Kotak Law

A negligent party or driver is not liable for damages for a non-pecuniary loss resulting from a motor vehicle accident unless the injured person died or sustained a “permanent serious disfigurement” or a “permanent serious impairment of an important physical, mental or psychological function”, as defined under Ontario’s Insurance Act (1990) section 267.5(5). This regulation […]

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