In the Press


Long-term disability insurance part 4: after termination

Date: March 12, 2019

In the final instalment of a four-part series on long-term disability insurance, Toronto personal injury and disability lawyer Nainesh Kotak discusses LTD for terminated employees. Terminated employees may still be able to make a claim under their former long-term disability (LTD) policy.

Long-term

Kotak Law Annual Appreciation Gala 2019

Date: February 27, 2019

Was your short-term disability claim denied after a paper review?

Date: February 25, 2019

Insurance companies' internal appeals processes are biased and unnecessary. With a disability lawyer, you can fight for your claim on even footing. You may be asking yourself how can my short-term disability insurance carrier deny my claim based on a report from a doctor who has never even met me.

Was your s

Long-term disability insurance part 3: mental health conditions

Date: February 13, 2019

In part three of a four-part series on long-term disability insurance, Toronto personal injury and disability lawyer Nainesh Kotak discusses the obstacles faced by claimants with mental health disabilities. Long-term disability (LTD) applicants with mental health conditions are confronted by unique challenges navigating the process.

Long-term

Nainesh Kotak discusses what to do if you are injured due to a slip and fall in the winter – Farley Flex on CFRB talk 1010

Date: February 6, 2019

Talking to your doctor when you have a disability claim

Date: February 5, 2019

The under-appreciated importance of frequent, well-documented visits to your doctor. How you speak with your doctor is of utmost importance when you are applying for short-term disability and long-term disability benefits.   Talking to

Long-term disability insurance part 2: denials

Date: January 17, 2019

In part two of a four-part series on long-term disability insurance, Toronto personal injury and disability lawyer Nainesh Kotak explores how to handle denial of claims by insurance companies. Employees should act quickly following an insurer’s denial of long-term disability (LTD) benefits, Toronto personal injury and disability lawyer Nainesh Kotak tells.

Long-term

Was your disability claim denied because you applied too late?

Date: January 4, 2019

Nainesh Kotak discusses why your claim may have been denied because of application deadlines, and what you can do. Most short-term disability and long-term disability insurance policies will contain clauses that set out when your claim for.

Was your d

Long-term disability insurance part 1: the basics

Date: December 27, 2018

In part one of a four-part series on long-term disability insurance, Toronto personal injury and disability lawyer Nainesh Kotak explains some of the lesser-known facts about applying and qualifying for benefits. Workers should prepare themselves for the long haul when applying for long-term disability (LTD) benefits, Toronto personal injury and disability lawyer Nainesh Kotak tells.

Long-term

A Kotak Law presentation on Military appreciation day

Date: December 25, 2018

Nainesh Kotak and Kotak Law care deeply about supporting our veterans, and prioritize helping our community and giving back to the good people of our military.

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  • I had an exceptional experience working with Kotak Law Firm. From the moment I reached out, their team was professional, responsive, and attentive to my needs. They took the time to understand my case thoroughly and provided clear, sound legal advice at every step. Their expertise and dedication were evident, and I always felt confident in their ability to handle my legal matters. The personalized service and attention to detail were second to none. I highly recommend Kotak Law Firm for anyone seeking top-notch legal representation!

    Rishi Seeram Avatar Rishi Seeram
    April 18, 2025

    I am writing this with the intention of helping someone who really needs some help to fight the insurance industry for his/her disability claim. I had to help someone close to me get legal help wrt LTD and/or CPPD claim. While searching and reviewing many lawyers in town and their initial consultation/responses, I came across Kotak law led by Nainesh. In my experience in the past, most lawyers over promise and under deliver. However, my experience with Kotak law was completely different. They are competent, humble and very emphatic to your specific issue. Their fees are also transparent and more competitive than other lawyers. They analyzed the scenario and gave us complete breakdown of how they are going to approach the matter and timelines. Everything took place in the manner they explained in a timely fashion. I am grateful for their service. My advice to anyone needing LTD or CPPD related legal help, set aside your skepticism, go to Kotak law, have confidence and belief in them. They are good and competent people and want people like that on your side in a time of need .........

    Rashed S Avatar Rashed S
    March 18, 2025

    Extremely happy with the services provided by Avinaash Laljie! I could not have asked for better representation, he went above and beyond to ensure I was informed the whole time and provided me with excellent resolution.

    kt Avatar kt
    March 18, 2025
  • From the very first phone call at Kotak Law, Caroline and Alix were very friendly, patient and professional. They assisted me with my initial intake, and prioritized my case information from the very beginning. I was treated with courtesy, respect and compassion. The team collaborated and efficiently demonstrated active-listening while gathering critical and important case information. They provided exceptional customer service and problem-solving skills. My case was subsequently handled by Kaity and Gurbacan. I honestly cannot overemphasize how amazing, respected, valued and professional I was treated. I was so stressed and discouraged when my benefits got previously denied. Kaity and Gurbacan immediately put my mind at ease, and went over and beyond on numerous occasions to ensure I understood the entire process and case information. Kaity is very intelligent, friendly, super efficient, confident, professional and extremely knowledgeable. Her expertise and attention to detail relieved all of my concerns. Kaity and Gurbacan always made the time to answer all of my questions and concerns, without ever feeling flustered or rushed. Further, their response time in getting back to me by phone/email was always expeditious, even on evenings, weekends and statutory holidays. I highly recommend and enthusiastically endorse Kotak Law for anyone that is in need of legal representation relating to a disability claim. Kotak Law resolved my case, and I am so thankful and fortunate for their support and assistance. If I could give Kotak Law 10 stars, I definitely would because they really deserve it. Thank you so much Kotak Law for all of your dedication, support and ensuring the best possible outcome for my case. Further, putting my mind at ease from the very beginning, and supporting me every step of the way. Keep up the amazing work!

    Peter R Avatar Peter R
    March 18, 2025

    I am incredibly grateful to Rajiv and his assistant Gurbacan for the outstanding support and service they provided me. As a minimum wage worker, I was nervous and very concerned that I would be overlooked or seen as unworthy when seeking help, but from the moment I reached out to Rajiv’s office, I was treated with respect, dignity, and care. Rajiv’s professionalism, expertise, patience, and kindness made a world of difference. He took a great deal of time to thoroughly explain everything to me, ensuring I understood my options and the best course of action. His attention to detail and dedication to my case helped to reduce my anxiety and allowed me to focus on my health. Gurbacan was equally amazing – always responsive, approachable, and ready to assist with any questions or concerns. Together, they made an excellent team, and their compassionate approach made me feel empowered rather than discouraged. I can’t thank Rajiv and Gurbacan enough for their help. They made what could have been an overwhelming and stressful process much easier to navigate, and I will forever be grateful for their support. Highly recommend their services to anyone in need of a benefits lawyer who treats you with the respect and professionalism you deserve, no matter your circumstances!

    Lindsey McDowell Avatar Lindsey McDowell
    January 18, 2025

    Highly recommend! The staff is amazing! I contacted Kotak law for help with a denial of my LTD.From intake to settlement the staff were amazing, supportive and very knowledgeable. My lawyer Rajiv Haté and his law clerk Gurbacan, were absolutely the best to work with. Rajiv is so knowledgeable and got me the best outcome. He really fights for his clients and I’m beyond satisfied with the outcome and whole process! Definitely deserving of a 5 star rating! Thank you so much!

    Meena Chowdhury Avatar Meena Chowdhury
    December 18, 2024
  • Professional, efficient and successful! I would recommend this firm whole heartedly!

    Elaine Lay Avatar Elaine Lay
    November 18, 2024

    I cannot thank Kaity and Klara enough for their assistance with my mediation. From day one that I contacted Kotak Law I felt supported. Both Klara and Kaity were compassionate, knowledgeable, professional and attentive to my needs. I was able to get through my mediation without any issues as they walked me through the process and what to expect. I would recommend Kotak Law to anyone in need of legal assistance.

    Antonella Repole Avatar Antonella Repole
    October 11, 2024

    My daughter had a disability denial case in Edmonton. She worked with Rajiv Haté and his Team and she was very pleased with their services. On Mediation Day, I assisted her in the process and Rajiv did an excellent job negotiating our settlement. We ended up settling for 25% above our expected amount and only 5% short of our "best case" amount. I would recommend Rajiv to anyone who needed professional help in this area!

    Chris Evans Avatar Chris Evans
    October 2, 2024

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