In the Press


Kotak: LTD and the CPP disability benefit delivers a one-two punch to the financial strain of being off of work

Date: April 26, 2022

"Your company's long-term disability benefits aren't your only shot at financial support if you can't work. The Canada Pension Plan disability benefit is worth applying for too." Like many working Canadians, you may assume that the Canada Pension Plan (CPP) is geared to support those over age 65. But CPP has a disability benefit for workers of any age who have — or develop — a mental or physical disability that stops them from doing any type of work. And it can be applied for along with long-term disability coverage through your employer’s insurance plan.

Returning to toxic work cultures becoming an increased source of stress and anxiety for employees | Law Times

Date: April 12, 2022

Lawyer predicts a rise in disability claims and people pursuing jobs that allow hybrid work. Working from home during the pandemic allowed many employees to get away from toxic work cultures that caused stress and increased anxiety. Therefore, as provinces reopen their economies and employers start demanding employees return to work, personal injury lawyer Nainesh Kotak predicts a potential rise in disability claims as people return to previous unhealthy environments.

If you have cancer, you may be eligible for long-term disability benefits | Healthing.ca

Date: March 14, 2022

Worrying about money is not where you should be focusing your energy when you have a life-threatening disease. When the person who earns the most in a household is diagnosed with cancer, the patient and their family often experience a reduction or loss of income. And whether its temporary or long-term, worrying about money can cause more stress during an already very trying time.

Rajiv Haté of Kotak Law Speak to 570AM News Radio about the importance of travel insurance while travelling

Date: March 14, 2022

Nainesh Kotak spoke on Prime Asia Tv about the importance of having travel insurance

Date: March 13, 2022

Rajiv Haté, Associate Lawyer at Kotak Law speaks to NewsTalk 1010 about ensuring to have proper coverage for travel insurance when travelling abroad

Date: March 10, 2022

Nainesh Kotak spoke on Prime Asia TV about the extraordinary implication of invoking the Emergency Act and about the purpose of the act.

Date: February 18, 2022

Nainesh Kotak explains to Moore In The Morning on Newstalk 1010 how invoking the Emergencies Act could potentially lead to future, serious issues for drivers who have their insurance suspended

Date: February 16, 2022

Kotak: Many long-haulers not yet recognized as eligible for disability benefits

Date: February 10, 2022

Insurance companies that don't recognize the debilitating symptoms after COVID infection are leaving people with long-haul COVID out in the cold. There’s a cruel twist to the devastation of COVID-19 for too many Canadians. Not only did they suffer through the initial illness, but sometimes, weeks or months later, they find themselves still experiencing symptoms — or worse, they develop new ones that are debilitating, disabling and life-changing.

What you need to know about the duty of confidentiality and solicitor-client privilege

Date: February 4, 2022

A code of silence protecting client-dealings makes it possible for a lawyer to be an effective advocate. “A lawyer would not be able to render proper professional service,” says Nainesh Kotak, founder of Kotak Personal Injury Law. “The client must be able to feel completely secure that matters disclosed or discussed with a lawyer will be held in strict confidence. This is essential for the functioning of our legal system.”

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  • I had an exceptional experience working with Kotak Law Firm. From the moment I reached out, their team was professional, responsive, and attentive to my needs. They took the time to understand my case thoroughly and provided clear, sound legal advice at every step. Their expertise and dedication were evident, and I always felt confident in their ability to handle my legal matters. The personalized service and attention to detail were second to none. I highly recommend Kotak Law Firm for anyone seeking top-notch legal representation!

    Rishi Seeram Avatar Rishi Seeram
    April 18, 2025

    I am writing this with the intention of helping someone who really needs some help to fight the insurance industry for his/her disability claim. I had to help someone close to me get legal help wrt LTD and/or CPPD claim. While searching and reviewing many lawyers in town and their initial consultation/responses, I came across Kotak law led by Nainesh. In my experience in the past, most lawyers over promise and under deliver. However, my experience with Kotak law was completely different. They are competent, humble and very emphatic to your specific issue. Their fees are also transparent and more competitive than other lawyers. They analyzed the scenario and gave us complete breakdown of how they are going to approach the matter and timelines. Everything took place in the manner they explained in a timely fashion. I am grateful for their service. My advice to anyone needing LTD or CPPD related legal help, set aside your skepticism, go to Kotak law, have confidence and belief in them. They are good and competent people and want people like that on your side in a time of need .........

    Rashed S Avatar Rashed S
    March 18, 2025

    Extremely happy with the services provided by Avinaash Laljie! I could not have asked for better representation, he went above and beyond to ensure I was informed the whole time and provided me with excellent resolution.

    kt Avatar kt
    March 18, 2025
  • From the very first phone call at Kotak Law, Caroline and Alix were very friendly, patient and professional. They assisted me with my initial intake, and prioritized my case information from the very beginning. I was treated with courtesy, respect and compassion. The team collaborated and efficiently demonstrated active-listening while gathering critical and important case information. They provided exceptional customer service and problem-solving skills. My case was subsequently handled by Kaity and Gurbacan. I honestly cannot overemphasize how amazing, respected, valued and professional I was treated. I was so stressed and discouraged when my benefits got previously denied. Kaity and Gurbacan immediately put my mind at ease, and went over and beyond on numerous occasions to ensure I understood the entire process and case information. Kaity is very intelligent, friendly, super efficient, confident, professional and extremely knowledgeable. Her expertise and attention to detail relieved all of my concerns. Kaity and Gurbacan always made the time to answer all of my questions and concerns, without ever feeling flustered or rushed. Further, their response time in getting back to me by phone/email was always expeditious, even on evenings, weekends and statutory holidays. I highly recommend and enthusiastically endorse Kotak Law for anyone that is in need of legal representation relating to a disability claim. Kotak Law resolved my case, and I am so thankful and fortunate for their support and assistance. If I could give Kotak Law 10 stars, I definitely would because they really deserve it. Thank you so much Kotak Law for all of your dedication, support and ensuring the best possible outcome for my case. Further, putting my mind at ease from the very beginning, and supporting me every step of the way. Keep up the amazing work!

    Peter R Avatar Peter R
    March 18, 2025

    I am incredibly grateful to Rajiv and his assistant Gurbacan for the outstanding support and service they provided me. As a minimum wage worker, I was nervous and very concerned that I would be overlooked or seen as unworthy when seeking help, but from the moment I reached out to Rajiv’s office, I was treated with respect, dignity, and care. Rajiv’s professionalism, expertise, patience, and kindness made a world of difference. He took a great deal of time to thoroughly explain everything to me, ensuring I understood my options and the best course of action. His attention to detail and dedication to my case helped to reduce my anxiety and allowed me to focus on my health. Gurbacan was equally amazing – always responsive, approachable, and ready to assist with any questions or concerns. Together, they made an excellent team, and their compassionate approach made me feel empowered rather than discouraged. I can’t thank Rajiv and Gurbacan enough for their help. They made what could have been an overwhelming and stressful process much easier to navigate, and I will forever be grateful for their support. Highly recommend their services to anyone in need of a benefits lawyer who treats you with the respect and professionalism you deserve, no matter your circumstances!

    Lindsey McDowell Avatar Lindsey McDowell
    January 18, 2025

    Highly recommend! The staff is amazing! I contacted Kotak law for help with a denial of my LTD.From intake to settlement the staff were amazing, supportive and very knowledgeable. My lawyer Rajiv Haté and his law clerk Gurbacan, were absolutely the best to work with. Rajiv is so knowledgeable and got me the best outcome. He really fights for his clients and I’m beyond satisfied with the outcome and whole process! Definitely deserving of a 5 star rating! Thank you so much!

    Meena Chowdhury Avatar Meena Chowdhury
    December 18, 2024
  • Professional, efficient and successful! I would recommend this firm whole heartedly!

    Elaine Lay Avatar Elaine Lay
    November 18, 2024

    I cannot thank Kaity and Klara enough for their assistance with my mediation. From day one that I contacted Kotak Law I felt supported. Both Klara and Kaity were compassionate, knowledgeable, professional and attentive to my needs. I was able to get through my mediation without any issues as they walked me through the process and what to expect. I would recommend Kotak Law to anyone in need of legal assistance.

    Antonella Repole Avatar Antonella Repole
    October 11, 2024

    My daughter had a disability denial case in Edmonton. She worked with Rajiv Haté and his Team and she was very pleased with their services. On Mediation Day, I assisted her in the process and Rajiv did an excellent job negotiating our settlement. We ended up settling for 25% above our expected amount and only 5% short of our "best case" amount. I would recommend Rajiv to anyone who needed professional help in this area!

    Chris Evans Avatar Chris Evans
    October 2, 2024

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