An illness or accident can prevent you from working. If you are fortunate enough to have a long term disability policy through work or privately it is important to know what you must do in order to increase your chances of your disability claim being approved. Here are some helpful hints.
- Have medical evidence that you suffer from a disabling illness or condition.
- Follow the treatment recommendations of your doctors.
- Understand the definition of disability as set out in your insurance policy. Most often for the first two years you must prove that your are disabled from performing the essential tasks of your employment. After two years the test may change to whether you are totally disabled from performing any gainful occupation that you are suited by education training or experience.
- Understand that your disability insurance company may use surveillance or your social media posts to discredit you and show that aren’t as disabled as you say.
If you have been denied short term or long term disability benefits by a disability insurance company you are no doubt feeling frustrated by the process. At Kotak Law we are committed to helping people access the disability benefits they have been denied and we understand your anger with your disability insurance company.
We offer free consultations and don’t charge until your case is resolved. We represent people throughout Ontario and for those who cannot meet us at one of our offices we offer consultation at your home, a local coffee shop, courthouse, by telephone, Skype or WhatsApp.
