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How to prove that you are disabled when applying for long term disability benefits

Posted by Kotak Law Office on October 21, 2019
Posted under Long Term Disability

An illness or accident can prevent you from working.  If you are fortunate enough to have a long term disability policy through work or privately it is important to know what you must do in order to increase your chances of your disability claim being approved.  Here are some helpful hints. 

  1.  Have medical evidence that you suffer from a disabling illness or condition.
  2.  Follow the treatment recommendations of your doctors.
  3.  Understand the definition of disability as set out in your insurance policy.  Most often for the first two years you must prove that your are disabled from performing the essential tasks of your employment.  After two years the test may change to whether you are totally disabled from performing any gainful occupation that you are suited by education training or experience.
  4. Understand that your disability insurance company may use surveillance or your social media posts to discredit you and show that aren't as disabled as you say.

If you have been denied short term or long term disability benefits by a disability insurance company you are no doubt feeling frustrated by the process.  At Kotak Law we are committed to helping people access the disability benefits they have been denied and we understand your anger with your disability insurance company.

We offer free consultations and don’t charge until your case is resolved.  We represent people throughout Ontario and for those who cannot meet us at one of our offices we offer consultation at your home, a local coffee shop, courthouse, by telephone, Skype or WhatsApp.

KOTAK PERSONAL INJURY LAW/DISABILITY LAWYERS CAN HELP YOU
We understand that being denied disability benefits can be frustrating and devastating. Your time to fight your disability insurance company is limited. Please do not delay in calling long term disability lawyer. We have successfully sued numerous disability insurance companies including: Manulife, Sunlife, Desjardins, Great West Life, Blue Cross, AIG, SSQ, RBC, Industrial Alliance and more.
Call your trusted long term disability lawyers at 1-888-GOKOTAK or (416) 816-1500. Our consultation is free and we don't get paid until you do. We can meet you at our offices, at a coffee shop, your home or a local court house. We represent disabled people throughout Ontario including Toronto, Mississauga, Brampton, Milton, Georgetown, Orangeville, Oakville, Burlington, Hamilton, St. Catharines, Niagara Falls, Stoney Creek, Kitchener/Waterloo, Cambridge, London, Windsor. Markham, Pickering, Oshawa, Peterborough, Keswick, Kingston Ottawa and other locations.
Disclaimer: This article is intended to supply general information to the public. We make every effort to ensure the accuracy of this information. However, as laws change quickly, the reader should always ensure the accuracy and applicability of such information with respect to their particular case. The information contained in this article cannot replace a thorough and complete review of the reader's situation by competent legal counsel who has had an opportunity to review all of the facts.
Posted under Long Term Disability
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