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A person may be eligible for long-term disability (LTD) benefits under their disability benefits plan when they suffer from carpal tunnel syndrome and as a result, are unable to perform the essential tasks of their job. Carpal tunnel syndrome results from a compressed nerve in the carpal tunnel, which is a narrow passageway in the wrist.
Symptoms of carpal tunnel syndrome include numbness, tingling, weakness as well as other symptoms in the hand, fingers and arm. In most cases, the thumb, middle or ring, and index fingers are affected, and the person may feel an electric shock sensation in these fingers. The numbness and other symptoms generally begin in the fingers and may travel up the wrist and into the person’s arm. The symptoms may be acute enough to waken the person from sleep, which can result in fatigue due to sleep disturbance.
The particular anatomy of a person’s wrist, as well as health problems and repetitive hand motions can contribute to, or cause, carpal tunnel syndrome, according to the Mayo Clinic. Further, although appropriate treatment can often relieve the symptoms and restore hand and wrist function, if a person continues to spend a significant amount of time doing the repetitive tasks that initially contributed to the condition, recovery may be delayed or inhibited.
Carpal tunnel symptoms may occur during a variety of actions, such as driving, holding a phone or newspaper, or typing on a keyboard. In some cases, shaking out your hands may reduce or alleviate the symptoms, but in more serious cases, the symptoms may become continuous. The weakness and numbness can cause an affected person to drop objects and/or they may find themselves unable to open jars and perform other tasks that require dexterity or strength.
Someone who experiences persistent symptoms that impact their normal activities should consult with their doctor. Without treatment, carpal tunnel syndrome may result in permanent muscle and nerve damage.
Persons who suffer from carpal tunnel syndrome may be able to temporarily alleviate their symptoms through the following steps (www.mayoclinic.org).
Someone who has developed persistent carpal tunnel syndrome or repetitive strain disorder symptoms may find that their normal work activities aggravate their symptoms and prevent them from recovering, or their condition prevents them from being able to effectively do their job. In such cases, the sufferer may need to take time off work. In order to be eligible for long-term disability benefits, if you have LTD coverage, your application for benefits must include medical documentation from your doctor which precisely identifies how your symptoms prevent you from performing the necessary tasks of your normal work. A claimant must also have shown that they sought regular treatment from a physician for their condition, before claiming disability benefits.
If you are suffering from carpal tunnel syndrome or a repetitive strain disorder, and your insurer has unfairly denied you LTD benefits, call Kotak Law to find out how we can help you obtain owed disability benefits.
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