Blog Post
 

Has Your Disability Insurance Claim Been Denied Due to a Pre-Existing Condition?

Posted by Kotak Law Office on July 27, 2018
Posted under Long Term Disability

Many short term disability and long term disability policies contain a provision to exclude coverage for pre-existing conditions if the disability occurs within one year after disability coverage begins.

Typical wording in disability insurance policies is that a pre-existing condition is not covered if the employee was treated by or consulted a health practitioner for the condition within three months prior to being covered under the plan.

Interview with CHCH TV: May 4th, 2018
 

Disability insurance companies often interpret provisions concerning pre-existing conditions in an over reaching manner. For example they may allege that a prior visit to a doctor for anxiety is the same as later being diagnosed with major depression or bipolar disorder.

At Kotak Law we have significant experience in successfully challenging disability insurers who have denied or terminated disability benefits due to what they feel is a pre-existing condition.

KOTAK PERSONAL INJURY LAW/DISABILITY LAWYERS CAN HELP YOU
We understand that being denied disability benefits can be frustrating and devastating. Your time to fight your disability insurance company is limited. Please do not delay in calling long term disability lawyer. We have successfully sued numerous disability insurance companies including: Manulife, Sunlife, Desjardins, Great West Life, Blue Cross, AIG, SSQ, RBC, Industrial Alliance and more.
Call your trusted long term disability lawyers at 1-888-GOKOTAK or (416) 816-1500. Our consultation is free and we don't get paid until you do. We can meet you at our offices, at a coffee shop, your home or a local court house. We represent disabled people throughout Ontario including Toronto, Mississauga, Brampton, Milton, Georgetown, Orangeville, Oakville, Burlington, Hamilton, St.Catharine's, Niagara Falls, Stoney Creek, Kitchener/Waterloo, Cambridge, London, Windsor. Markham, Pickering, Oshawa, Peterborough, Keswick, Kingston Ottawa and other locations.
Disclaimer: This article is intended to supply general information to the public. We make every effort to ensure the accuracy of this information. However, as laws change quickly, the reader should always ensure the accuracy and applicability of such information with respect to their particular case. The information contained in this article cannot replace a thorough and complete review of the reader's situation by competent legal counsel who has had an opportunity to review all of the facts.
Posted under Long Term Disability
Back to the Blog Archive

Related blog posts

Your Ontario Short And Long Term Disability Insurance Company Can Deduct Some Other Benefits You May Receive
Qualifying for Disability Benefits for Chronic Fatigue Syndrome
Has RBC Denied Your Disability Insurance Claim?
Has London Life Denied Your Disability Insurance Claim?
 
Free Online Assessment
How did you hear about us?
If you selected "Other" above, please specify below:
 I consent to being contacted electronically by Kotak Personal Injury Law about the specific matter at hand. I understand that my contact information provided herein will not be used for any other purposes.
Recent Blogs