Long Term Disability


If you’ve been injured in an accident or have suffered an illness causing long term disability, you’ll have some challenging times ahead of you. Kotak Law Office is a respected personal injury law firm dedicated to assisting individuals who have been seriously injured or have suffered illness in the long term, and are defending the rights to which they are entitled.

Our principal personal injury lawyer, Nainesh Kotak, has over twenty years experience in the field of personal injury law and disability law, and will carefully guide you through the process. On Click here you can find more advice on long term disability claims.

Our Mississauga, Brampton and Toronto locations allow us to serve personal injury and disability law clients in Peel Region, Halton Region and the Greater Toronto Area, including Brampton, Burlington, Caledon, Etobicoke, Guelph, Halton Hills, Hamilton, Markham, Milton, Mississauga, Niagara Falls, Oakville, Orangeville, Oshawa, Pickering, Richmond Hill, Scarborough, St. Catharines, and Stoney Creek. We can also arrange to meet you closer to your location.

We have successfully sued numerous disability insurance companies including: Manulife, Sunlife, Desjardins, Great West Life, Blue Cross, AIG, SSQ, RBC, Industrial Alliance and more. We offer services in Italian, Spanish, Punjabi, Hindi, Urdu, Mandarin and Cantonese. Call us today.

Interview with CHCH TV: March 19th, 2018

About Long Term Disability

Have you been denied Long Term Disability Benefits or have your benefits been terminated? You no doubt have some challenging times ahead. You are not alone. We can help you and we are just a call away!

A wide variety of conditions may prevent someone from performing their job or from performing any gainful employment. Symptoms may be physical or psychological.

If your claim for disability benefits is denied you should be given a reason. Sometimes you will be told there is insufficient medical evidence, you didn't follow your physician's advice, you made your claim too late, the insurance company's doctor says you can work at another job or your social media posts show that you can work. Don't give up. We will fight the denial for you.

Insurance companies often have an internal appeal process. However, it is difficult to to alter their decision using this internal process. Further, there are strict limitation periods to file a law suit against the disability carrier. Therefore we recommend retaining a lawyer immediately after your claim is terminated or denied so the court action can be started quickly.

Many cases can be resolved by negotiating a lump sum settlement. We realize that when you are unable to work due to a disability you cannot afford to pay a lawyer up front. That is why we work on the basis that if you don't get paid we don't get paid. We defer our fees until your case is settled or won at trial.

We have successfully sued numerous disability insurance companies including: Manulife, Sunlife, Desjardins, Great West Life, Blue Cross, AIG, SSQ, RBC, Industrial Alliance, and more.

Call an experienced long term disability claims lawyer at Kotak Personal Injury Law. We will fight for your right to receive the benefits you deserve!

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