Halifax Disability Lawyer

Denied Disability Benefits in Halifax? Kotak Law is on Your Side

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Have your disability benefits been unfairly denied in Halifax? This could be due to

• Insufficient medical evidence  
• Administrative erros
• Lack of representation
• Incomplete application
• Misinterpretation of information

But you don’t have to worry, you’re not alone. Thousands of applications are turned down annually even though these benefits are crucial for many Nova Scotians.

Have you been told that your disability is not severe enough or have your claim been rejected because of technicalities? It is the right time to act. Kotak Law is a disability benefits denial law firm that represents disabled individuals in Halifax and throughout Canada who were unfairly denied benefits. Our skilled lawyers know how to interpret the law and the strategies that insurance firms employ.

Imagine, You’ve worked hard your entire life, paid your dues, and contributed to society. Now, when you need support the most, the insurance company you trusted has turned its back on you. It’s a scenario that plays out far too often in Halifax, a city with a heart of gold but a disability benefits system that can feel cold and unyielding.

Our dedicated team of lawyers understands the frustration and despair that can accompany an unfair denial of disability benefits. We’ve witnessed firsthand the toll it can take on individuals and families in Halifax. That’s why we’re committed to fighting for your rights and ensuring that you receive the support you deserve. 

With our extensive experience in disability law and a proven track record of success, we’re confident in our ability to navigate the complexities of the system and advocate for your best interests.

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Did you know?

In Nova Scotia, roughly 1 in 6 individuals live with a disability. 

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Each year a huge number of applications are rejected that leaves countless individuals in financial ruin along with emotional despair. But with Kotak Law besides you, there is always a hope. Our firm employs disability lawyers who fight for the rights of those people who have been unjustly denied.

So, are you all set to take control of your life? We’ll help. But before that go through the questions stated below:

• Have you been told that your disability is “not severe enough” despite overwhelming medical evidence?
• Has your claim been denied due to a technicality or a misinterpretation of the law?
• Are you exhausted from navigating a complex appeals process with no end in sight?

If you answered “yes” to any of these questions, it’s time to take action. Kotak Law is ready to stand beside you, to be your voice, and to fight tirelessly for the benefits you rightfully deserve.

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“Injustice anywhere is a threat to justice everywhere.” – Martin Luther King Jr.

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Types of Disability Cases We Handle

We at Kotak Law know how daunting navigating the legal maze can be, especially when unexpected disabilities affect your life. However, we are glad to say that our law firm’s expertise spans a wide range of disability cases, ensuring you’re never alone in your fight for rightful compensation in Halifax.

 

Short-Term Disability (STD): A Temporary Raft in Troubled Waters

A sudden illness or injury can throw your life off course, leaving you financially adrift. Short-term disability (STD) is designed to be your life raft, providing temporary income while you mend your sails.

• What it is: An insurance policy, often provided by your employer, offering a portion of your salary for a limited time due to a covered medical condition.
• When to File: Don’t delay! File your claim as soon as your doctor confirms you’re unable to work. The sooner you act, the smoother the journey.
• Common Challenges: Insurance companies may try to throw you overboard with tactics like claiming your condition is “pre-existing” or not severe enough. Our expert short-term disability lawyer in Halifax is always ready to navigate these treacherous waters and ensure your right to recover is upheld.

 

Long-Term Disability (LTD): Charting a New Course When the Storm Rages On

When your condition requires a longer recovery, long-term disability (LTD) becomes your financial lifeline, ensuring financial security while you rebuild your life.

• The Process: LTD claims are complex voyages that require detailed and accurate medical evidence along with a thorough understanding of the legal landscape.
• Appeal Options: If your claim is denied, it’s not the end of your journey. As a seasoned long term disability lawyer in Halifax, our law firm navigates the choppy waters of fighting LTD denials, building a solid case to maximize the compensation you receive.
• Kotak Law’s Role: Our lawyers will review your case, decision and claims  file and will implement a litigation strategy to maximize your compensation.

 

Denied Claims: Turning the Tide in Your Favour

A denied disability claim can feel like a shipwreck, but with Kotak Law at your helm, you can still reach a safe harbour.

 

Reduced Stress and Burden

Fighting a disability claim denial alone can be stressful and exhausting.. A disability lawyer handles the complexities, paperwork, and deadlines, letting you focus on your health and well-being.

• Strategies for Appeals: We analyze your case from every angle, scrutinizing the insurer’s assessment of your medical evidence, their interpretation of your policy’s definition of “disability,” and their adherence to the duty of good faith and fair dealing.
• Personalized Attention: We understand the emotional and financial toll a denied claim can take. Our team provides compassionate support and guidance, tailoring our approach to your unique situation and needs.

 

Other Disability Matters: Your Compass for a Secure Future

Kotak Law is your trusted guide for all disability-related legal matters in Halifax, from Canada Pension Plan (CPP) disability benefits to STD and LTD claims. We’re your compass, pointing you toward a secure and fulfilling future.

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“Disability is a matter of perception. If you can do just one thing well, you’re needed by someone.” – Martina Navratilova.

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Your Roadmap to Obtaining Disability Benefits

The process of applying for and obtaining disability benefits, whether through a Short-Term Disability (STD) or Long-Term Disability (LTD) policy, can be overwhelming. If your claim has been denied, the path forward might seem unclear. Kotak Law, your dedicated team of disability claim lawyers in Halifax, is here to guide you through the complexities and fight for the benefits you rightfully deserve.

Step 1: Free Case Evaluation

Our journey together begins with a complimentary, no-obligation case evaluation. We understand that each situation is unique, and we want to hear your story. During this consultation, we’ll delve into the specifics of your denied disability claim and any questions you have about your long-term disability policy or short-term disability policy. Our lawyer will assess the strength of your case, clarify your options, and outline the legal strategies we can employ to secure your rightful disability benefits.

Step 2: Thorough Investigation

Our law firm believes in leaving no stone unturned. Once we take on your case, we will launch a meticulous investigation into your claim. As experienced LTD lawyers and STD lawyers, we know what it takes to build a winning case. We’ll meticulously gather all relevant evidence, including medical records, doctor’s notes, employment history, and any other documentation that supports your disability claim. We may even consult with medical experts to obtain professional opinions and strengthen your case.

Step 3: Building a Strong Claim

We’re not just lawyers; we’re advocates for your rights. Using the evidence gathered during the investigation, we’ll craft a persuasive legal argument that clearly demonstrates why you meet the criteria for disability benefits under your policy. We’ll address any issues raised by the insurance company in their denial letter and present a compelling case for why your claim should be approved.

Step 4: Resolution

Our priority is to secure the disability benefits you deserve so you can focus on your health. We’ll leverage our deep understanding of disability insurance law and your unique situation to build the strongest possible claim. We’re dedicated to guiding you through the process, advocating for your needs every step of the way.

 

Your Halifax Disability Law Advocates

At Kotak Law, we understand the stress and uncertainty that comes with a denied disability claim.  That’s why we offer personalized attention, compassionate support, and unwavering dedication to each of our clients. We’re proud to serve the Halifax community and help individuals navigate the complexities of long-term disability claims and short-term disability claims.

Service offered in Italian, Spanish, Punjabi, Hindi, Vietnamese, Urdu, Mandarin and Cantonese.