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You and the Statutory Accident Benefits

Introduction to first-party/no-fault accident benefits To assist the reader, obscure words, or words with a specific legal meaning will be included in a glossary. In Ontario, victims of automobile accidents are generally compensated through ‘first-party’ or ‘no-fault’ insurance; because each person access their own insurer for compensation despite who causes the accident. This form of […]

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Full Compensation.. almost: Limits to an automobile victim’s right to sue in Tort

The Insurance Act1 (the act) is the primary statue regulating insurance in Ontario, including automobile insurance. It creates standardized car insurance policies. However, it also limits an automobile victim’s right to sue the wrongdoer for full compensation in a common law tort action in two key ways, both of which will be addressed in a […]

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Automobile Injury Compensation Systems… Explained

When an automobile accident happens, it may not be clear who is responsible for compensating the many possible injured victims. This post will attempt to explain in straightforward terms the general legal landscape for automobile accidents in Ontario.   After a serious automobile accident, there are generally two systems of compensation open to victims; the […]

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